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Old 23.10.2020, 17:26
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Re: Pillar 3a - Funds and shares supermarket

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Additional question (will ask VIAC directly if nobody knows):

With VIAC you can have multiple accounts one login (for spreading withdrawals for tax reasons).

Now I'm thinking, will they charge 300 CHF to early withdraw from each of those? Could add up to a significant amount if you have many accounts.



By the way, just found out UBS also charge 300 CHF for early withdrawal: "You pay a fee of 300 Swiss francs per account. "
You can close them one by one as needed after retirement. Spreading the withdraal then will reduce your tax. Have not done the maths but likely that the saving is more than the 300 CHF.

But early withdrawal is different.
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