09.11.2020, 09:39
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 | Forum Legend | | Join Date: Apr 2010 Location: Verbier
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| Re: Swiss pensions consolidated summary
| Quote: | |  | | | Hi All,
I have left CH at the end of April 2020 to work for 1 year in Hong Kong for the Swiss company's Chinese office, hence they would keep paying the Swiss social security for me in CH until I returned, then would go back to my prev job in Bern.
The Allianz guy told me that I could keep my 3a and 3b pillars with them for 1 year, even though I relocated abroad. Now I signed a contract to stay for good in Hong Kong so I am not coming back to CH.
The new Allianz person (the one from before left) sent me the paperwork to close these 3a and 3b pillars, together w the amounts I should be getting.
3b Pillar:
I opened it in 2016 and paid 250 chf each month = 12k +/-
Allianz is telling me they can give me 5.2k chf
3a Pillar:
I opened it in 2018 and paid 250chf each month = 6k +/-
Allianz is telling me they can give me 1.8k chf
How is it possible that I lost 11k (12 + 6 - 7)?
Is this for sure a mistake from their side? Or is there any chance I actually signed any paper (which of course I was not aware of) which made this possible to happen?
As I relocated to another continent for sure I don't have the original contract with me.
I have replied to Allianz explaining the above, but no reply yet.
I understand that with an insurance company I signed up for 3a and 3b pillar, as well as life insurance and a basic income in case of accident/disability. Have the 11k gone for that and therefore they're not refundable?
Much appreciated any kind of support on this case.
Thanks in advance. | | | | | Essentially you bought a long term insurance plan, your money went in commission. Never invest in any insurance product.
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