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Old 10.11.2020, 14:20
gipfelisturmer gipfelisturmer is offline
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Re: Should I buy a home or invest? I just reached 200k in savings and they are sittin

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so if there is a low risk 10% fund im all for it.
No there is not.
Low risk - low reward.
And 10% annually is no low reward.

With current high valuations, and with broad world index/ETF funds, I would expect a more modest/conservative annualized rates for the coming years.
And if countries increase inflation (in order to boost economy in the short term, but not sure how likely that is), that growth might be further eaten up.
I would calculate with 5-7%, to stay vigilant.


Edit: Yes there will now be a soon coming comment about Fundsmith from a certain someone etc.
But with all managed/active/mutual funds there is the challenge of "picking the winner" for the long term - you might get lucky, or might not too.
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