Re: Health insurance - checkups / screenings ....
Yes deductible in US English or excess in English English.
As for screenings, I recently received a pamphlet from Basel Stadt saying they have an over 50's bowel cancer screening program and I feel sure they say that the costs are fully covered by the health insurance i.e. there's no deductible to pay. Having said that, I think it also said that I'd get an automatic appointment sometime in the next 4 years. If you're over 50 and want a colonoscopy you can pretty much just ask for one.
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