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Old 13.01.2021, 16:35
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Re: SWICA threatens to replace my student VVG policy in a week with a more expensive

As far as I know a VVG package can only be supplementary to an accepted base insurance coverage. You can not get an exemption for a VVG coverage alone.

The KVG base coverage is quite comprehensive and you must show that your alternative coverage is at least as good as the mandatory Swiss base coverage .

See here for cheaper options which are accepted in lieu of the standard Swiss KVG base coverage: https://ethz.ch/en/studies/internati.../nicht-eu.html
additional information can be found in the presentation:
https://ethz.ch/en/studies/internati...insurance.html
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