Hello,
could you please recommend a credit card (possibly free) with good painless online banking features?

I just discovered that my UBS credit cards require, if you want to contest a bill
- Do it max in 30 days (that's not the end of the world, although it could be better)
- Send a paper letter to their office

My AMEX in another EU country required a phone call in max 90 days to contest charges. I thought that was backward...until I had to deal with UBS.

I have an eye on the Cumulus credit card, and on the Cashback cards, but I'd like to know first-hand experiences, before signing up and then realizing that they too are stuck in the 20th century.