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Old 11.03.2021, 13:42
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Re: 2nd Pillar: Pledge vs. Early Withdrawal for Mortgage

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Main advantage of early withdrawal is you can invest the money in something with decent return.

That's what I did - I had enough investments for the mortgage down payment, but left most where they were and pulled money out of my pension.

Pension tax gain is already realised, and when I have to pay it back in my investments will (almost certainly) be way higher than what I took out.
Interestingly, on this very forum I was advised against doing that.
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