Thread: Mortgages
View Single Post
Old 19.04.2021, 17:12
Marog Marog is offline
Junior Member
Join Date: Feb 2020
Location: Zurich
Posts: 72
Groaned at 17 Times in 9 Posts
Thanked 22 Times in 15 Posts
Marog has become a little unpopularMarog has become a little unpopular
Re: Mortgages

View Post
They don't do a mortgage in principle here like they would in the UK, since they often don't accept the purchase price as the valuation for mortgage purposes.

But a smaller bank will almost certainly be happy to see you and give you an indication of the amount you can borrow; we did that with SGKB.

Alternatively, just pick some random property in your price range and say you're thinking of buying it.
Thanks I will try SGKB, I did think of picking a property at random but it turns out that with UBS from the fourth application on there is a fee.

BTW about valuations is there an equivalent of Nethouseprices here in Switzerland where I can check the historic price of a specific property ?