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Old 08.06.2021, 17:43
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Re: 3a pillar vs personal investing

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What do you mean? In Euros? No if so, and the currency the Investment is denominated in doesn't really matter anyway. Id Just invest in what is likely to result in highest performance.
Yes, I meant in Euros

as far as my discussion with UBS went last year...-- the 'investment denomination' is pretty irrelevant -- my Euros would get invested (not sure if converted in CHF first and then back in EU or not), but what it is for sure is that what I would get from UBS would be in CHF.

So i would also be betting on Xchange CH-EU & EU - CH rates for those investment....(plus, of course, have to consider the commission cut that the bank takes every time there is a currency exchanged involved)