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Old 02.08.2021, 14:12
mike_n mike_n is offline
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Re: AXA SmartFlex Pillar 3a package - any good?

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Yes, they are indeed trying to sell me insurance. I don't think that the occupational disability insurance is for me - I think that I get pretty good coverage from my statutory insurance as is. However, the premium waiver insurance in case of disability did seem somewhat appealing, but perhaps I'm completely misevaluating my needs here. The AXA representative made it out as though most Swiss residents take out such an insurance, but little do I know what the reality in this country really is.
Stay away. I had a look at what their funds cost and it is very hard to find out. They might have a lot of hidden fees.

The only indication is below. So TER is not the only charge. Fishy.

Investment costs
The price (indicative) includes all costs of the investment:
fund management costs (incl. TER)
fund administration costs
fees for purchases and sales of fund units
Investments incur no further charges.
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