| Quote: | |  | |
| Thanks! So if I could max out the 3rd pillar as independent, it would be much better than employed and putting towards the 2nd. Great to know!
EDIT: Aren't the contributions both deducted? 2nd pillar is deducted straight from the earnings while the 3rd pillar is deducted during the tax declaration? | |
| | |
From a tax perspective they are the same. However your pillar 2 in most cases will grow at 1% a year. You can invest 100% in shares with pillar 3 - average return would be more like 5-10%.
Finpension is the best option for pillar 3