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Old 26.08.2021, 11:23
HickvonFrick HickvonFrick is offline
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Re: Pillas: Employed vs Independent vs Both

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Thanks! So if I could max out the 3rd pillar as independent, it would be much better than employed and putting towards the 2nd. Great to know!


EDIT: Aren't the contributions both deducted? 2nd pillar is deducted straight from the earnings while the 3rd pillar is deducted during the tax declaration?
From a tax perspective they are the same. However your pillar 2 in most cases will grow at 1% a year. You can invest 100% in shares with pillar 3 - average return would be more like 5-10%.

Finpension is the best option for pillar 3
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