Banking and insurance have been on the way down for at least a decade now as a result of the economic situation and mismanagement means it’s very cost conscious and very competitive. So you can expect that there will be fewer positions on offer and more graduates chasing them.

When you are tasked with trying to select graduates to join your company you want to get the smartest people in the pool, so you filter by grades and is also a task you can assign to a junior. And in any case your bit of experience is not going to count for much. Hire smart people and give them a couple of months and there is very little difference except you’ll have smarter bums on seats.

Bottom line, if you don’t want to be filtered out from the best positions make sure you have very good grades because looking at other elements such as your experience will only come after that.

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"There is no passion to be found playing small - in settling for a life that is less than the one you are capable of living." - Nelson Mandela