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Old 24.01.2009, 15:56
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Re: Insurance coverage

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If your 'franchise' is CHF 1000 for example, then you will have to pay that plus the next CHF 200 worth of medical bills (if you have any more this year). From then on, the insurance company will pay.
From then on, the insurance company will pay 90%. You are still
responsible for 10% of the costs.

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You any case, you need to submit this and any other bills you receive to your insurance company.
Most important, submit all invoices!

Some companies work that you submit your bills, paid. Once they
are checked against your Franchise, then the funds owed will be
returned.

Other companies, you submit the invoices unpaid. They bill you for
the 10%.

Mine does both, fully paid then 10% return for doctor's invoices from
outside of Switzerland. Within these borders, I can submit the invoice
unpaid.
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