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Old 26.02.2009, 10:13
Mr Happy Mr Happy is offline
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Re: Birth experience in Swiss hospitals/clinics -advice/tips/stories?

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Private insurance is also only available for people who have had no complications and no operations..
I don't think this is gospel at all. I would check with another insurance salesman.

If, for example you had a previous complicated pregnancy and all future births need to by c-section then this is a previous condition and will be reflected by higher premiums.

I cannot expect a situation where you cannot get private insurance at any point - it will always be reflected in the premiun however.

Lastly, I would add in Germany (e.g. probably in Switzerland too) that it is possible to upgrade your insurance to private when already pregnant - but again, its not cheap.
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