Thanks for your aswer, but I did not understant something:

"Also, here in ZH basic insurance are not always reimbursing kliniks... So you should be sure of that."

You mean the klinik that belongs to the kantonalspital (http://www.kantonsspitalbaden.ch/bad...auenklinik.php) ? Please tell me if I am wrong, but I though that this was a public place to have babys, like a maternity????

I understand that the basic insurance only cover exoenses from public places, like this that belongs to the kantonal Spital.....

Thanks and regards,

R.