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Old 22.06.2009, 00:13
bill_door bill_door is offline
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Re: Deductible / Excess / Franchise - which is the best one to choose?

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Sorry if not the right place for this question, but I'm wondering if you have a treatment/doctor's visit at the end of the year (e.g. 2008) and receive the bill at the start of the new year (e.g. 2009), which year's franchise does the bill come out of?
2008. you have a few months in 2009 to gather all your 2008 bills together and submit them to your insurance provider. it is the date of treatment that is important. not the date of the bill!
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