View Single Post
  #32  
Old 28.07.2009, 20:46
Goldtop's Avatar
Goldtop Goldtop is offline
Forum Legend
 
Join Date: Feb 2008
Location: Zurich
Posts: 2,844
Groaned at 11 Times in 11 Posts
Thanked 905 Times in 625 Posts
Goldtop has a reputation beyond reputeGoldtop has a reputation beyond reputeGoldtop has a reputation beyond reputeGoldtop has a reputation beyond repute
Re: Taking money out of Switzerland

Quote:
View Post
Can someone help me with my situation:

27 year old leaving to the US. I have only made contributions for 22 months.

1) Can I take my entire pension with me? (mine and the employers portion)

2) I live in Zurich and the PK is in Zug. What kind of Quellensteuer am I looking at if i take it out? Should I move it to Schwyz? (probably wont make a huge difference)

3) my employers contribution "Jaehrlicher Gesamtbeitrag" is 200% of my contribution, then it says "davon Sparbeitrag" is 100%. So what does this actually mean, does only the Sparbeitrag become eligible to be removed?
Contributions to the pension plan consist of:
  • Risk premium for death, invalidity, etc.
  • The savings component "Sparbeitrag".
The risk premium goes to the insurer. The savings component is yours. The restrictions on cashing out are extensively discussed in other threads.

Ask your HR for precise details on how much you have, what you can take and the possible taxes.
Reply With Quote