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Old 20.01.2010, 19:39
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Re: Deductible / Excess / Franchise - which is the best one to choose?

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Sorry to respond to an old thread but I want to clarify something.

When you say the insurance company has a "list" that is covered, does this mean that any drugs on that list are paid for 100% by the insurance?

Thanks and sorry if I'm being dumb!
No, 90% after your deductible.

The cost of the medication is cumulative with the costs of doctors, hospitals etc.
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