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Old 25.01.2010, 19:47
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Fallen Snowflake Fallen Snowflake is offline
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Location: Zürich
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Moving to Zurich

Hi everyone,

I will be moving to Zurich at the beginning of March to start as a Post-doctoral researcher at the University of Zurich. I am British and speak a bit of German. I am trying to get my head around all the taxes and living costs. I have just finished my PhD in London and am now having to pay back my student loan and well as my professional studies loan that I took out to continue my further education.

Could you please help me with some of the tax information? Below is the percentages that my employers PA gave me for various taxes. Are these correct?

AHV/IV/EO - Social Security - 5.05%
ALV - Unemployment Insurance - 1.00%
BVK - Kanton (district) tax - 5.60%
BVK >24yrs - Addition for age - 0.80%
VSAO - Welfare Insurance - 6.00%
NBU - Accident Insurance - 0.50%
Withholding tax - Tax At Source - 8.00%

Total deductions - 26.95%

Also I have been trying to work out the the cost of living. Below is a list of "things" that I expect to pay for. Could someone maybe suggest how much some of these cost so that I can better budget my money?

Apartment rental (1 bed, 30 min travel to work in 8008)
Additional charges for property (i.e. for apartment block)
Health insurance (27yrs, single, healthy)
Home insurance
Phone - landline
Mobile phone

Really appreciate your help, thank you
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