Sorry, you're right, of course our situation makes a difference, I should have said.

Very simple, really, standard employee, taxed at source (but return necessary), some savings, a few shares in the UK, no property - all run of the mill stuff.

I'm just faintly paranoid that if the post-return stuff equates to a third of the normal fee, then what on earth can be involved in this stage?!

kodokan