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Old 24.10.2010, 22:46
Charlie R. Soles Charlie R. Soles is offline
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Re: Deductible / Excess / Franchise - which is the best one to choose?

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I've been on CHF2000 franchise since 2008 and have not spend a single rappen at the doctor's (in fact have not seen a doctor since 2005)

Switching to CHF2500 only reduces my monthly insurance bill by a small figure. Wonder what's the best option for 2011...
You've answered it yourself, you don't use the doctor so go for maximum fanchise. Any case in the absolute worse case scenario it will cost you Chf 500.--extra. What are the premiuns for Chf 2000.-- fanchise or Chf 2'500 franchise, what can you afford to pay ?
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