Well this seems to answer some of my questions about my intentions at the moment. I work part time for a school but have set up my own business. My wife is currently unemployed and we are both being supplemented by the Chomage/RAV. I'd really like to get a cash settlement for our pensions and the only way seems to be by being self employed.
I am hoping to declare myself self employed(need to read more threads for how to do this) then work freelance for my current employer and then ask for my cash settlement. Once I get my cash settlement then I am going to make plans to return to the UK.
I looked at using it to invest in a home in the UK but it looks very complicated. If this all works out I'll be over the moon. So chances are that it wont