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| I was talking about you "really" moving it. I was talking about both of you using the property as your "in" on a permit. You'll need it as your residence & it's unlikely the commune will find a 25m2 apartment suitable for two adults to live there.
Anyway, since this is such as "risky" proposition, maybe you should look somewhere else. The OP's friend, an EU citizen, does not need to buy a property to get a B permit & be self employed anyway. So it's pretty pointless to begin with. Never mind the fact that that's not even what the OP as asking about. It in NO WAY addresses the question that 8-Mile had and it sounds kind of scammy to me. | |
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It's obvious you don't understand the deal so let me break it down for you...
1. To move to Switzerland and obtain a permit B you need a residence, either you buy one or you rent one, if you are extremely lucky you might find a landlord that will allow you to take a tenancy without paying the whole term without proof of employment, this is not likely - If you are lucky enough to find a gullible landlord this money is dead. The landlord if he takes a long term tenancy puts himself at risk if the tenant does not pay another term, the tenant could squat and it could take a very long time and a lot of money to get rid of.
2. You cannot become self employed in Switzerland unless you are a resident, owner or tenant it makes no difference, you need an address to attach your permit no matter where you are from, EU or otherwise.
3. The original poster wanted a café or a restaurant, to get a restaurant you will need either to buy one or lease one. Having researched the subject myself it is hard to find a lease which does not carry a premium, a premium is the price you pay for the business itself, not the rental of the premises, you would expect to pay around CHF 100,000 upwards for a lease, this does not include the monthly rent, fit out, and condiments etc etc etc
4. The poster is talking about his friend, he does not mention anyone else, she wants to make an investment and move to Switzerland, 25m2 is perfectly big enough for 1 person.
5. My deal suggests to the posters friend to use her money to obtain a residency that would help her get the permit and therefore allow her to work as self employed in a restaurant where she will not have to pay a premium. On her own with chf50k she cannot do this, with my help she can.
6. Because the restaurant also provides accommodation the posters friend can live there rent free, this leaves the property that she used to obtain her permit empty, she is within her rights to rent this property and register at the commune where the restaurant is. Renting the property will provide her with spending money.
7. I would lend the posters friend half the money she needs to buy the property, there is nothing wrong with this, on the title deed however I will have a charge, this charge will entitle me to recover my investment in one years time with of course profit, this profit being far less than what a premium will be.
So to sum up, for the posters chf50k she gets a permit B, a place to live, a restaurant equipped enough to start trading the same day she pays her first month rent and of course half a years rent of a studio apartment that should realise approx. chf500 per month, her share chf250 per month, chf 3,000 per year.
I would then claim after the 1st year full title for the studio, no scam, just a good deal that makes chf 50k work best for both parties.
If I had said to the posters friend, here's a free home, a free business and a pocket full of cash, someone on here would pick it to pieces.......
Ignorance is bliss unless you have to listen to it !