Go Back   English Forum Switzerland > Living in Switzerland > Business & entrepreneur
Reply
 
Thread Tools Display Modes
  #201  
Old 25.09.2009, 16:05
Newbie 1st class
 
Join Date: Jun 2009
Location: Zurich
Posts: 17
Groaned at 0 Times in 0 Posts
Thanked 0 Times in 0 Posts
sunshine* has no particular reputation at present
Re: How to freelance in Switzerland?

Quote:
View Post
You need not do anything special!

If the AHV authorities do not recognize you as "self-employed", then you pay AHV at the normal rate instead of the reduced rate for "self-employed". Your "client" should make the deductions on your behalf.
Ok thanks. This whole thing is so new to me. I am thinking of talking to an accountant just to make sure that I am on the right track with everything. I don't even know how to create invoices. Any recommendations as to who I could talk to?

I am also confused as to if I should even open my little business in Switzerland. Maybe I should open it in Canada instead (home country and location of client), though I am not really sure if I am a resident there anymore.
Reply With Quote
  #202  
Old 25.09.2009, 16:06
Goldtop's Avatar
Forum Legend
 
Join Date: Feb 2008
Location: Zurich
Posts: 2,854
Groaned at 11 Times in 11 Posts
Thanked 905 Times in 625 Posts
Goldtop has a reputation beyond reputeGoldtop has a reputation beyond reputeGoldtop has a reputation beyond reputeGoldtop has a reputation beyond repute
Re: How to freelance in Switzerland?

Quote:
View Post
Roughly, what is the reduced rate? vs 5% employee + 5% employer..
In addition to AHV, employees and employers must pay ALV and FAK. Adds up to about 13%.

Self-employed are exempt from ALV and FAK. Please ask your local AHV office or google for the rate. I have never been self-employed and do not know the precise rate.
Reply With Quote
  #203  
Old 27.09.2009, 15:49
Newbie 1st class
 
Join Date: Jun 2009
Location: Zurich
Posts: 17
Groaned at 0 Times in 0 Posts
Thanked 0 Times in 0 Posts
sunshine* has no particular reputation at present
Re: How to freelance in Switzerland?

What I really need is a Small Business Start-up Consultant. Does anyone know of one? I have been looking through the threads and a lot of people suggest Denise Collin as a tax accountant but could she help answer questions regarding starting up a business as a sole trader for a Swiss citizen?
Reply With Quote
  #204  
Old 30.09.2009, 23:38
Member
 
Join Date: Jun 2009
Location: Zug
Posts: 132
Groaned at 1 Time in 1 Post
Thanked 59 Times in 38 Posts
romainesol has earned some respectromainesol has earned some respect
Re: How to freelance in CH?

Quote:
View Post
HI Nicky,

And then of course you will need to open a business bank account...

...
Hi, just few corrections
You not necessarily need to have a business bank account for your sole trader / free lancer company, though it might make your accounting easier.

And, if you take the standard/sample Articles for your GmbH and just add your own wording of the purpose of the company and then the price of setting up a GmbH might be only around 800 CHF for the public deed and the registration with the commercial register.

When you prefer to contact a lawyer then the consultation will certainly cost extra and reach several thousand franks.
Hope that hepls
Romi
Reply With Quote
  #205  
Old 30.09.2009, 23:43
Member
 
Join Date: Jun 2009
Location: Zug
Posts: 132
Groaned at 1 Time in 1 Post
Thanked 59 Times in 38 Posts
romainesol has earned some respectromainesol has earned some respect
Re: How to freelance in Switzerland?

Quote:
View Post
What I really need is a Small Business Start-up Consultant. Does anyone know of one? I have been looking through the threads and a lot of people suggest Denise Collin as a tax accountant but could she help answer questions regarding starting up a business as a sole trader for a Swiss citizen?
Hi Sunshine,
I have run seminars on starting SMEs. So if you have particular questions you may PM me.
Romi
Reply With Quote
  #206  
Old 04.02.2010, 19:05
axxxxe's Avatar
Member
 
Join Date: Jan 2009
Location: Zurich
Posts: 126
Groaned at 0 Times in 0 Posts
Thanked 36 Times in 14 Posts
axxxxe has made some interesting contributions
Re: How to freelance in CH?

Quote:
View Post
It is indeed the handelsregister who govern company names. They do not govern the internet of course and you can call an internet site almost anything you like... Note not anything though.

Now here is another interesting little gem that probably does not apply to you.

According to the German "rechtsschreibung" there are times when you should use a "scharfes s" (Mark I have not got a clue how to translate that!) It looks like this.
ß

So you could have a name which is in your passport with this in. According to one side of the Swiss law you MUST have your company name with the exact spelling as in your passport. Interestingly though you are not under ANY circumstances for any company (also GmbH or AG) allowed to use a scharfes s. So what do they do - ban you?
My surname as printed in my passport is Eßbaum but the Handelsregister people today accepted my application for "Essbaum Consulting". We'll see what I hear back over the next few weeks (waiting for my official confirmation letter).
Reply With Quote
  #207  
Old 04.02.2010, 19:56
AbFab's Avatar
Forum Legend
 
Join Date: Sep 2006
Location: Zürich
Posts: 6,872
Groaned at 311 Times in 208 Posts
Thanked 8,859 Times in 3,143 Posts
AbFab has a reputation beyond reputeAbFab has a reputation beyond reputeAbFab has a reputation beyond reputeAbFab has a reputation beyond reputeAbFab has a reputation beyond reputeAbFab has a reputation beyond repute
Re: How to freelance in CH?

Quote:
View Post
My surname as printed in my passport is Eßbaum but the Handelsregister people today accepted my application for "Essbaum Consulting". We'll see what I hear back over the next few weeks (waiting for my official confirmation letter).
"ß" doesn't exist in Swiss High-German. Thus it's 'Bahnhofstrasse' not 'Bahnhofstraße. So you will be 'Essbaum' here.
Reply With Quote
  #208  
Old 01.03.2010, 11:42
scribble's Avatar
Forum Veteran
 
Join Date: Mar 2010
Location: 8xxx
Posts: 685
Groaned at 18 Times in 13 Posts
Thanked 598 Times in 304 Posts
scribble has a reputation beyond reputescribble has a reputation beyond reputescribble has a reputation beyond reputescribble has a reputation beyond reputescribble has a reputation beyond repute
Re: How to freelance in CH?

Computer hardware and software are central to my work. Could someone kindly clarify if hardware/software costs are 100% deductible for someone with Selbständigerwerbende status? I spent CHF 5000 on software and CHF 2000 on hardware If my net income for the year was CHF X and hardware/software costs were CHF7000 then can I fill Net income as CHF X minus CHF 7000 in my tax return form?

Is there a no nonsense list somewhere that clearly shows what is deductible? For example one room in my flat is 100% my work area. What % of rent can I deduct? What about furniture I buy for my work room? Web hosting costs? Internet connection? Work related books or training material?
Reply With Quote
  #209  
Old 01.03.2010, 11:44
scribble's Avatar
Forum Veteran
 
Join Date: Mar 2010
Location: 8xxx
Posts: 685
Groaned at 18 Times in 13 Posts
Thanked 598 Times in 304 Posts
scribble has a reputation beyond reputescribble has a reputation beyond reputescribble has a reputation beyond reputescribble has a reputation beyond reputescribble has a reputation beyond repute
Re: How to freelance in CH?

Edit- Sorry I meant if Total income (not Net income) was CHF X.
Reply With Quote
  #210  
Old 01.03.2010, 12:17
AbFab's Avatar
Forum Legend
 
Join Date: Sep 2006
Location: Zürich
Posts: 6,872
Groaned at 311 Times in 208 Posts
Thanked 8,859 Times in 3,143 Posts
AbFab has a reputation beyond reputeAbFab has a reputation beyond reputeAbFab has a reputation beyond reputeAbFab has a reputation beyond reputeAbFab has a reputation beyond reputeAbFab has a reputation beyond repute
Re: How to freelance in CH?

Quote:
View Post
Computer hardware and software are central to my work. Could someone kindly clarify if hardware/software costs are 100% deductible for someone with Selbständigerwerbende status? I spent CHF 5000 on software and CHF 2000 on hardware If my net income for the year was CHF X and hardware/software costs were CHF7000 then can I fill Net income as CHF X minus CHF 7000 in my tax return form?

Is there a no nonsense list somewhere that clearly shows what is deductible? For example one room in my flat is 100% my work area. What % of rent can I deduct? What about furniture I buy for my work room? Web hosting costs? Internet connection? Work related books or training material?
Hardware & furniture are assets in book keeping terms, not expenses, which would be deducible, like office rent. But you can deduct the depreciation on assets. I deduct 50% a year on computer stuff.

This is all done in the section Hilfsblatt A in the Canton ZH anyway, which has had its format changed a bit for the 2009 tax return. All the other expenses are deductible too, But be prepared to substantiate them with receipts. You should also deduct your AHV paymants, there is a box for this too there...
Reply With Quote
  #211  
Old 01.03.2010, 12:56
swissbob
Guest
 
Posts: n/a
Blog Entries: 8
Re: How to freelance in CH?

Quote:
View Post
Hardware & furniture are assets in book keeping terms, not expenses, which would be deducible, like office rent. But you can deduct the depreciation on assets. I deduct 50% a year on computer stuff.

This is all done in the section Hilfsblatt A in the Canton ZH anyway, which has had its format changed a bit for the 2009 tax return. All the other expenses are deductible too, But be prepared to substantiate them with receipts. You should also deduct your AHV paymants, there is a box for this too there...
Not sure if it's still in place but a couple of years back we were allowed to depreciate all our IT equipment in the purchase year - worth checking out via your tax advisor.
Reply With Quote
  #212  
Old 01.03.2010, 13:01
scribble's Avatar
Forum Veteran
 
Join Date: Mar 2010
Location: 8xxx
Posts: 685
Groaned at 18 Times in 13 Posts
Thanked 598 Times in 304 Posts
scribble has a reputation beyond reputescribble has a reputation beyond reputescribble has a reputation beyond reputescribble has a reputation beyond reputescribble has a reputation beyond repute
Re: How to freelance in CH?

Quote:
View Post
Hardware & furniture are assets in book keeping terms, not expenses, which would be deducible, like office rent. But you can deduct the depreciation on assets. I deduct 50% a year on computer stuff.

Thanks for the reply. So if I understand correctly then out of CHF7,000 computer hardware software cost I should deduct half ie. CHF 3,500 this year. Remaining CHF3,500 never or next year?

Quote:
But be prepared to substantiate them with receipts. You should also deduct your AHV paymants, there is a box for this too there...
I am in Zurich and my German speaking wife does the tax for us due to my excellent grasp of German language. I don't have the forms in front of me but married people have one tax form with various entries in the same form for Ehefrau and Ehemann.

If Ehemann is Selbständigerwerbende like me and Ehefrau full time employed then is there an additional separate sheet specifically for self employed people that needs to be included with the main 4 sided form?

Or does self made "BETRIEBSRECHNUNG" A4 sheet detailing -

_____________________________

1-Einnahmen

Only total value of money gained from your clients (without detailing clients or invoices separately or including them)

2-Ausgaben

Listing in full detail all your outgoing costs. Depreciation of assets costs etc. Include all the receipts.

3- Nettoeinnahmen

Difference of 1 and 2.
_________________________________

Is that something you add too? I was advices by a Swiss self-employed person to do that.
Reply With Quote
  #213  
Old 01.03.2010, 13:01
axxxxe's Avatar
Member
 
Join Date: Jan 2009
Location: Zurich
Posts: 126
Groaned at 0 Times in 0 Posts
Thanked 36 Times in 14 Posts
axxxxe has made some interesting contributions
Re: How to freelance in Switzerland?

Anyone know of instructions in English for Swiss taxes? I have an Einzelfirma and will be filing for the first time this year (filing for 2009). I'd rather learn the tax code than pay a professional and not understand it myself, but my German is not really good enough.
Reply With Quote
  #214  
Old 01.03.2010, 15:58
scribble's Avatar
Forum Veteran
 
Join Date: Mar 2010
Location: 8xxx
Posts: 685
Groaned at 18 Times in 13 Posts
Thanked 598 Times in 304 Posts
scribble has a reputation beyond reputescribble has a reputation beyond reputescribble has a reputation beyond reputescribble has a reputation beyond reputescribble has a reputation beyond repute
Re: How to freelance in Switzerland?

Quote:
View Post
Anyone know of instructions in English for Swiss taxes?
I haven't found any. For your first tax return you should get help of a German speaking person.
Reply With Quote
  #215  
Old 01.03.2010, 16:06
axxxxe's Avatar
Member
 
Join Date: Jan 2009
Location: Zurich
Posts: 126
Groaned at 0 Times in 0 Posts
Thanked 36 Times in 14 Posts
axxxxe has made some interesting contributions
Re: How to freelance in Switzerland?

Anyone here use Dr. Tax for an Einzelfirma?

Is it easier or clearer than using the free software the Kanton gives out? (This is for Kanton Zurich)
Reply With Quote
  #216  
Old 01.03.2010, 16:29
scribble's Avatar
Forum Veteran
 
Join Date: Mar 2010
Location: 8xxx
Posts: 685
Groaned at 18 Times in 13 Posts
Thanked 598 Times in 304 Posts
scribble has a reputation beyond reputescribble has a reputation beyond reputescribble has a reputation beyond reputescribble has a reputation beyond reputescribble has a reputation beyond repute
Re: How to freelance in CH?

Quote:
View Post
This is all done in the section Hilfsblatt A in the Canton ZH anyway
I see 2009 tax form online with "hilfsblatt A für selbständigerwernede...."
Is it remotely possible that a similar sheet was not automatically included when the 2008 tax packet forms ware sent to me for year 2008? Is the "hilfsblatt A für selbständigerwernede...." form automatically included in all tax packets that are sent out in Zurich or does one have to specifically ask for it?
Reply With Quote
  #217  
Old 01.03.2010, 16:39
scribble's Avatar
Forum Veteran
 
Join Date: Mar 2010
Location: 8xxx
Posts: 685
Groaned at 18 Times in 13 Posts
Thanked 598 Times in 304 Posts
scribble has a reputation beyond reputescribble has a reputation beyond reputescribble has a reputation beyond reputescribble has a reputation beyond reputescribble has a reputation beyond repute
Re: How to freelance in CH?

I am totally confused now. I am looking at just freshly opened envelope of our 2009 tax forms package. There are tons of forms inside and none that states "hilfsblatt A für selbständigerwernede...." What is going on? I have to ask fo this form? Should it not be in there already?
Reply With Quote
  #218  
Old 01.03.2010, 16:49
axxxxe's Avatar
Member
 
Join Date: Jan 2009
Location: Zurich
Posts: 126
Groaned at 0 Times in 0 Posts
Thanked 36 Times in 14 Posts
axxxxe has made some interesting contributions
Re: How to freelance in Switzerland?

My packet also does not have the Hilfsblätte, but it's in the free software.
Reply With Quote
  #219  
Old 01.03.2010, 16:52
axxxxe's Avatar
Member
 
Join Date: Jan 2009
Location: Zurich
Posts: 126
Groaned at 0 Times in 0 Posts
Thanked 36 Times in 14 Posts
axxxxe has made some interesting contributions
Re: How to freelance in Switzerland?

Also, downloadable here (under Selbständiger Erwerb):

http://www.steueramt.zh.ch/html/formulare/index.htm
Reply With Quote
  #220  
Old 01.03.2010, 17:00
scribble's Avatar
Forum Veteran
 
Join Date: Mar 2010
Location: 8xxx
Posts: 685
Groaned at 18 Times in 13 Posts
Thanked 598 Times in 304 Posts
scribble has a reputation beyond reputescribble has a reputation beyond reputescribble has a reputation beyond reputescribble has a reputation beyond reputescribble has a reputation beyond repute
Re: How to freelance in CH?

Ok my problem is solved phew!

IMPORTANT- If you were working full time and then start your own self employed business make sure that the people who send you the the tax forms change your status on their computer. I got tax packet without ""hilfsblatt A für selbständigerwernede...." form in 2008. Now I just need to send a simple BETRIEBSRECHNUNG sheet like I mentioned in one of my previous posts and everything will be ok for 2008. I know what to do in 2009!
Reply With Quote
Reply

Tags
contracting, freelance




Currently Active Users Viewing This Thread: 1 (0 members and 1 guests)
 
Thread Tools
Display Modes

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are Off
Pingbacks are Off
Refbacks are Off


Similar Threads
Thread Thread Starter Forum Replies Last Post
Freelance AHV Contributions Nickers Business & entrepreneur 24 11.02.2010 15:32
Freelance vs Salary? anaduck Business & entrepreneur 10 05.11.2007 13:36
Looking for freelance work goodhill Jobs wanted 0 17.11.2006 23:35


All times are GMT +2. The time now is 23:25.


Powered by vBulletin® Version 3.8.4
Copyright ©2000 - 2018, Jelsoft Enterprises Ltd.
LinkBacks Enabled by vBSEO 3.1.0