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Old 29.04.2017, 01:49
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Is a 7,50/h raise worth moving to Switzerland for?

Hello,

My boyfriend has got a job offer to work in Switzerland. We haven't accepted it yet as short term rentals are expensive in the area (around lake Zurich) and the cost of living is obviously higher than what we're used to.

We're currently in Belgium (contracting through a U.K. Ltd) and the rate is 32,50/h. The offer in Switzerland is a 3 month contract for 40/h + 1500chf for accommodation. Nothing to be crazy about but still decent! There would also be the potential of doing more hours but with no guarantee.

Our reoccurring expenses are currently about 1000 a month (rent, Food, fuel) and we manage to save a minimum of 4000 to 5000. If we decided to go we'd have to add a good 400CHF on top of the accommodation allowance to be able to get an apartment as opposed to a room without a kitchen. That would leave around 600-700chf for the rest. I cook a lot, usually cheap enough meals, and my boyfriends workplace is 15 minutes away from a flat we're considering - we will have a car.

From your experience, does this sound doable or even worth it at all?
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Old 29.04.2017, 04:51
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Re: Is a 7,50/h raise worth moving to Switzerland for?

I'm sorry, I don't understand how you're calculating the budget.
The 3-month contract... at an hourly rate... for how many hours per month?
What is your partner's total income likely to be?
Do you have an EU passport? If so, do you intend to work, too?

Remember that you have to pay for medical insurance for both of you.

You could look at the sample budgets on http://www.budgetberatung.ch/Paare.104.0.html. And if you supply more information, perhaps someone here might contribute ideas to help you work it out.

Apart from the money, I wonder... what would you (and your partner) be doing for those three months if you didn't come to Switzerland?
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Old 29.04.2017, 07:48
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Re: Is a 7,50/h raise worth moving to Switzerland for?

Hi, sorry for the confusion...

It would be a minimum of 42 hours per week, but likely 50+/up to 70. To be safe, that gives us a minimum of 6500 per month up to say 10000. Currently, it's between 5200 and 6200 in Belgium.

There's clearly a difference but Belgium is obviously a lot more affordable.

If we didn't come to Switzerland we'd stay at his current contract for those 3 months, and they'd even be willing to keep him on until next year. However we're looking at bringing in a bit more money so we can move on to new projects at the end of the summer.

He's from the U.K., I'm French. I won't be working.

Won't the European health card cover us for a stay of 90 days?

Thank you very much for the link!
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Old 29.04.2017, 09:06
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Re: Is a 7,50/h raise worth moving to Switzerland for?

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Won't the European health card cover us for a stay of 90 days?
Have a look here:
https://www.ch.ch/en/health-insurance-foreigners/

www.ch.ch is run by the Swiss government, and explains many aspects of how life is administered here, and often links to the relevant rules, or laws, or government office.
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Old 29.04.2017, 09:21
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Re: Is a 7,50/h raise worth moving to Switzerland for?

Thanks, I've had a look on there and contacted a company which deals with contractors in Switzerland and they assured me that we'd be okay without health insurance for 90 days but it would get backdated if we were to stay longer.

So that's another 250 monthly expense for my boyfriend, right? I wouldn't take out health insurance as I'm not working and will be travelling back and forth between France and Switzerland.
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Old 29.04.2017, 09:29
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Re: Is a 7,50/h raise worth moving to Switzerland for?

Contracting doing what? If you don't mind me asking....

There are laws concerning hours/max hours workable.
They don't seem to be enforced and there'll be exceptions, but they are there.
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Old 29.04.2017, 09:32
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Re: Is a 7,50/h raise worth moving to Switzerland for?

He will be working in composite manufacturing.

We've heard about that but the client seemed to say that it wouldn't be much of an issue for him as he's contracting through his UK Ltd company.
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Old 29.04.2017, 09:58
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Re: Is a 7,50/h raise worth moving to Switzerland for?

It seems to me that the client has said things, but that you still don't know how they work. This implies that either the client hasn't set out all the terms and conditions in writing (which is why so many aspects are unclear), or your partner is not passing the information on to you.

My advice is that you write down all your questions , group them thematically and number them, and ask your partner to ask his client/employer/contracting company to supply all the answers. The most important is to know for which parts you will, and will not, be getting help, either financially (how much and by when) or organisationally (which services and by when).

I'm confused, myself. In your other thread you wrote that a kitchen is essential because you'll be spending a lot of time at home , and I wonder why you would not be out and about making the most of your chance to see Switzerland. And cooking on a hotplate, if need be. This especially if you'll be in Switzerland only part-time anyway since, as you now write, you'll be travelling backwards and forth between France and Switzerland. Do you yourself know what you're hoping for? Sorry, but it doesn't come across as if you (and your partner?) are very clear about what you each want. Or perhaps I'm just confused because you're supplying only parts of the puzzle.

Does your partner intend to reject the client's offer of a hotel room? Wouldn't it be safest to at least accept this (even though it will lack a kitchen) so that at least he has somewhere to stay, right from the start? If he does take up the offer of the hotel room, remember check in advance that you are also allowed to sleep at the hotel, and get, in writing, what the extra charge would be, for you, per night.

If you will be in France, will you have a domicile there? In that case, will you be registered there, for tax purposes, and for medical insurance? Will you have an income of your own? Will you merely visit Switzerland as a tourist?

If, on the other hand, you will be registered in Switzerland, and will have a permit to live here, then you need to make very sure about fulfilling all the Swiss requirements, including about medical insurance.
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Old 29.04.2017, 10:02
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Re: Is a 7,50/h raise worth moving to Switzerland for?

If you want to do it for the money: no. Switzerland can be quite expensive.

If you want to do it to have the wonderful experience of having lived here, being able to go for a swim in Zurich lake, hike in the mountains, enjoy the scenery, go to the Montblanc, visit Luzern, hike up the Pilatus and Rigi, then: yes definitely go for it!
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Old 29.04.2017, 10:06
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Re: Is a 7,50/h raise worth moving to Switzerland for?

No. Frankly it's not worth it to up end everything for a 3 month assignment if he can stay in the same job he is in now.
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Old 29.04.2017, 10:08
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Re: Is a 7,50/h raise worth moving to Switzerland for?

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If you want to do it to have the wonderful experience of having lived here, being able to go for a swim in Zurich lake, hike in the mountains, enjoy the scenery, go to the Montblanc, visit Luzern, hike up the Pilatus and Rigi, then: yes definitely go for it!
Exactly! And given all that, I don't really understand why you intend to be indoors, in the kitchen, so much of the time. Unless perhaps you're an experimental cook developing new recipes or something... but why do that during the months when this Swiss beauty, as roegner listed, will be all around you?
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Old 29.04.2017, 10:10
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Re: Is a 7,50/h raise worth moving to Switzerland for?

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No. Frankly it's not worth it to up end everything for a 3 month assignment if he can stay in the same job he is in now.
They seem to want him to work there. Perhaps he could ask them to give him a written contract for new job starting after the three months in Switzerland.
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Old 29.04.2017, 10:20
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Re: Is a 7,50/h raise worth moving to Switzerland for?

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If you want to do it for the money: no. Switzerland can be quite expensive.

If you want to do it to have the wonderful experience of having lived here, being able to go for a swim in Zurich lake, hike in the mountains, enjoy the scenery, go to the Montblanc, visit Luzern, hike up the Pilatus and Rigi, then: yes definitely go for it!
Or just save your money and go on holiday in Switzerland... ;-)
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Old 29.04.2017, 10:32
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Re: Is a 7,50/h raise worth moving to Switzerland for?

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They seem to want him to work there. Perhaps he could ask them to give him a written contract for new job starting after the three months in Switzerland.
And? It's not the employer who has to pack up thier apartment, transport everything, deal with all the admin stuff (cancel contacts, open contracts), find a place to live, unpack, new contracts, then start all over again three months later to be back in the same place.

Personally, I would only do it if I could keep my current residence as it is and travel to Switzerland with one suitcase and enter into my fully furnished apartment or if the contract were longer and I had a chance of a full time permanent job at the end of the three months. (And I wanted a more permanent move to Switzerland, not everyone does.)

The salary they have in Belgium is very good and the costs are low.

If the company really wanted him here they should be paying the real cost of a temp furnished apartment, which is more like 2500F.

As Carlos says, they make enough to save for a very nice holiday in Switzerland.
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Old 29.04.2017, 10:36
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Re: Is a 7,50/h raise worth moving to Switzerland for?

The client has never worked directly with contractors who were not under an umbrella company, which is why a lot of the terms are left blurry.
We know which rate we're getting, and we know we're getting allowance for the accommodation. That's it. As an independent contractor my boyfriend is, well, independent for the rest. We do have an apartment lined up for about 1950chf with all the costs included.

A kitchen will be essential because whether I explore Switzerland or not, I will want to be able to come home and cook a nice meal with my boyfriend. I've always been used to home cooking and that's one thing I wouldn't be willing to give up, unless I'm in a country where I can eat out for $5 a day which Switzerland doesn't seem to offer.

I am a French resident and I do have a domicile there. I have no income of my own at the moment. I've got government health insurance + free private health insurance so I am doing well on that side and intend to leave it like that for a while. I will be visiting Switzerland as a tourist.

Also, according to ch.ch "You do not require authorisation for short-term employment of up to three months or 90 days per calendar year. "


We're only in our very early 20's, trying to make sense of everything. This would be our 5th move to a foreign country for work, but the first one outside of the European Union.


Thank you roegner, that's what I was looking for! I'm quite frugal but looking at Swiss prices it looks like even making cheap meals and buying stuff from Lidl and Aldi would come out 3 times as expensive.
The experience does sound great, we just have to see if it's worth it financially.

We're basically hoping to be able to save at least as much as we currently are in Belgium. If we can experience a new country while doing it it's even better. But if the bottom line is, living in Switzerland will cost us a TON more than living here, it probably wouldn't be the smartest decision for now.
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Old 29.04.2017, 10:44
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Re: Is a 7,50/h raise worth moving to Switzerland for?

Hmmm, if you can stay resident somewhere else, i.e., you don't need to go through the admin hassles or pay health insurance, that could be a different scenario.

I would start by telling the company that the only reasonable option you found for accommodation was at 1950F and ask that they pay that. Then see what they say.

But where are you going to put all your stuff? I still think it's a huge hassle for 3 months, even putting myself in my age 20s shoes.
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Old 29.04.2017, 10:49
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Re: Is a 7,50/h raise worth moving to Switzerland for?

I am an experimental cook, I like cooking, its in my culture I'm happy doing that. I go out, but don't spend 10 hours a day outside (I couldn't afford it), which leaves me with plenty of free time and I choose to cook during that time. Surely it can't be the worst hobby to enjoy good food?

Of course a holiday in Switzerland is an option! We're not too far from there, we've passed through a few times, so it's not a now-or-never kind of situation.

We do have the potential for a six month contract in Switzerland after this one, but I don't think that's something we'd take anyway. Partly because of the costs of everything and partly because he's got a well established company in the UK and we wouldn't want to become permanent Swiss residents just yet.

It is a lot of work to move to another country - we 'only' have a car full of stuff so no boxes, furniture, etc, but having to uproot everything after 3 months is still a big task.
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Old 29.04.2017, 11:29
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Re: Is a 7,50/h raise worth moving to Switzerland for?

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I am an experimental cook, I like cooking, its in my culture I'm happy doing that. I go out, but don't spend 10 hours a day outside (I couldn't afford it), which leaves me with plenty of free time and I choose to cook during that time. Surely it can't be the worst hobby to enjoy good food?

Of course a holiday in Switzerland is an option! We're not too far from there, we've passed through a few times, so it's not a now-or-never kind of situation.

We do have the potential for a six month contract in Switzerland after this one, but I don't think that's something we'd take anyway. Partly because of the costs of everything and partly because he's got a well established company in the UK and we wouldn't want to become permanent Swiss residents just yet.

It is a lot of work to move to another country - we 'only' have a car full of stuff so no boxes, furniture, etc, but having to uproot everything after 3 months is still a big task.
You both save 5-6000EUR per month and can't afford to go out or treat yourself? You are both young with plenty of time for heavy saving, and there's more to life than hoarding money. Take the opportunities and experience what you can.
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Old 29.04.2017, 11:39
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Re: Is a 7,50/h raise worth moving to Switzerland for?

You're early 20's and earning very good money and saving more than most people earn and your worried that food at Aldi will cost 3 times more than Belgium (it won't BTW).

For gods sake stop worrying about the money, just do it, it'll be a great experience for both of you!
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Old 29.04.2017, 11:53
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Re: Is a 7,50/h raise worth moving to Switzerland for?

We're saving up to buy an apartment/house to rent out while we're away and eventually get a boat. We go on mini trips every couple of weeks and at least a bigger trip every couple of months. We are enjoying life while optimizing for the future!

It's a balance that works for us and hopefully will help us 'retire' early - or at least not have to worry about taking 6 months off work to travel.
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