Hi,

I am planning for a online store. Most of the purchases will be made from outside Switzerland using credit cards. For processing payments, I am considering to use Stripe as a payment gateway. The disadvantage is on every transaction they charge 2.9% plus 30 cents. As the margin itself is only 6-8%, it is impossible to pay 2.9% for the payment gateway.

I checked with Credit Suisse & UBS which also charges commision fee.

Credit Suisse - E-Commerce Basic - 2.95% commission fee per transaction
UBS - E-Commerce EASY - 1.95% commission fee per transaction


Can some tell me if you know a bank in Switzerland which offers payment solution with flat fee per month without any commision?

I doubt there is any bank in the world that accepts credit card payments without any fee. I use Strip for my online shop and fine them great, and 2.9% is a very fare fee.

Just increase your margins to cover it, Switzerland is not such a price conscious country to do business in.

Postfinance startup option looks reasonable

https://www.postfinance.ch/en/busine...yment-psp.html

I interpret that it has no commission based fee but 1 CHF per transaction. Is it true?

I haven't read it all, but I would guess that that fee is for Postfinance cards only.