Hello

I have been working in Switzerland for several years for an English company, I have the status of Anobag. So on my salary, I contribute to the compensation fund (AVS, AI, AC, LPP, etc.), and Loss of Earnings if sickness. Since January 1, 2021 and the Brexit, I wonder if that changes anything for the contributions to those funds for me as an employee or for the English company?

If you can help? Thank you for your answers
Daniel

I don't see why it should. You're already registered appropriately with the authorities and the figures don't change. Above all, as you were resident prior to 31.12.2020, under the UK-CH agreement you retain your existing citizens' rights.

Non-EU employers do not have to provide a pension plan for their ANOBAG employees:

"My employer is based in the USA. How do I proceed?

If you work in Switzerland for an employer outside the EU or EFTA, you also settle the social security contributions with the compensation office yourself. You do not need a corresponding agreement with the employer. You are also obliged to insure yourself against accidents (compulsory accident insurance UVG). The occupational pension plan BVG is voluntary for you."

https://svazurich.ch/ihr-anliegen/pr...m-ausland.html

Hello Thanks for your feedback.

Now England is no longer part of the EU, and not member of the EFTA (AELE). If I understand correctly, as before, I must pay social contributions to the compensation fund (AVS, etc.) and also I must have accident insurance. On the other hand, apparently, I am no longer obliged to contribute to the LPP, It is my choice? Did I understand well?

You can now opt out of the occupational pension but you won't be kicked out of it or have it frozen. I think the bottom line is you don't *need* to change anything, but you could now put your pension money elsewhere if you want.

I’m not exactly sure why you would want to... you should also be aware that it is probably not enough to live on and there is often a gap of up to two years before it kicks in.

OK
Thank you all for your replies.

can I ask how much is the minimum contribution to LLP?

It's percentage of your income, depending on your age
https://www.fedlex.admin.ch/eli/cc/1..._797/fr#art_16