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  #241  
Old 20.02.2015, 18:44
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Re: Mailbox instead of Home address by founding GmbH

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Hi,

I would like to ask if anyone has experience with opening a Postfach / Mailbox for the founding of your GmbH?

I will work without a location, and meet customers in the Zürich area. Since I do not want to use my private homeaddress, to avoid potential negative situations (like to keep work and business private), I am considering, either to subscribe me at an address from another small GmbH, or open a mailbox in Zürich, which will then me my company address.

Any tips are welcome!

Thanks
Can't have a PO box as official address for GmbH, so try again, they will not open the company with a PO box as address.

Use a company/fiduciaire/lawyer's address and pay him, costs between Chf 50.-- to 100.-- per month.
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  #242  
Old 23.02.2015, 22:03
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Re: Starting a business in Switzerland.

Not sure if anyone has heard of startup weekend. They seem to be all over the world and in Geneva. Thinking of going to one of their sessions. Definitely worth giving a go as also keen on knowing how to set up a business, first I have to know what to do
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  #243  
Old 24.02.2015, 09:53
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Minimum money/investment to start consultancy business?

Hello all,

I am interested in possibly starting a one-person (me) consultancy business out of my home, which would consult for businesses abroad as well as in Switzerland (wherever needed).

I know there is a lot of information out there on how to start one's own business but before I look through the hundreds of pages out there, I would like to know if such a business would require an investment of some sort (to verify against fraud?).

I have seen that one would need a minimum of CHF 20'000 or 100'000 for perhaps a bigger business, but would even a small consultancy business need that? I was under the impression that if one has such a business and one's name is in the company's name (so-and-so's consulting), then starting the business is fairly easy and inexpensive.

But maybe I have misunderstood?

Could anyone enlighten me before I spend hours researching only to discover that I don't have the capital to start one anyway?

Thanks so much for any guidance.
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  #244  
Old 24.02.2015, 09:57
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Re: Minimum money/investment to start consultancy business?

You need 20,000 to form a GmbH and 50,000 or 100,000 to form an AG. To start a "Sole Trader" business you need nothing legally apart from what the business needs for cash flow to get you started.
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  #245  
Old 24.02.2015, 10:01
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Re: Minimum money/investment to start consultancy business?

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You need 20,000 to form a GmbH and 50,000 or 100,000 to form an AG. To start a "Sole Trader" business you need nothing legally apart from what the business needs for cash flow to get you started.
Thanks so much. That makes much more sense. Might you know where these details are written?
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  #246  
Old 24.02.2015, 10:08
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Re: Minimum money/investment to start consultancy business?

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You need 20,000 to form a GmbH and 50,000 or 100,000 to form an AG. To start a "Sole Trader" business you need nothing legally apart from what the business needs for cash flow to get you started.

This money you place in an account, you open you company and the money is immediately returned to you to. The money is blocked for about 3 weeks, the time it takes commercial registry/notary to do thier work, which for an Sàrl (Chf 20k) costs aboput Chf 2'500.-- for notary fees and taxes in Vaud.

The money is NOT lost or spent, it returns to you to do as you please such as buy a car (for the company) entertain in a restaurant (clients on company biz of course) pay your salary, buy a nerw computer (for the company of course)
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  #247  
Old 24.02.2015, 13:44
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Re: Minimum money/investment to start consultancy business?

For anyone else who might view this thread later, I have found this link which this outlines what is necessary to create a "Sole Proprietor" business (e.g. not GmbH or AG).

No required minimum funding is mentioned but indeed:

"The trade name of the sole proprietorship must include the sole proprietor’s family name as a main component".

http://www.gruenden.ch/en/founding-p...roprietorship/
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  #248  
Old 05.03.2015, 12:21
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Great thread. What surprises me is that people care more about the benefits rather than thinking about developing the start up.

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You need 20,000 to form a GmbH and 50,000 or 100,000 to form an AG. To start a "Sole Trader" business you need nothing legally apart from what the business needs for cash flow to get you started.


I was told that you need to register for AHV. I'm in process of doing it now. I was also told that you can do this after 6 to 12 months of actually doing business.


if you do a business on the side keeping your current full time employment then you need to submit all your expenses together with your annual tax return. AHV would be a separate payment for the extra income.

Last edited by 3Wishes; 11.03.2015 at 17:58. Reason: merging successive posts
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  #249  
Old 05.03.2015, 12:39
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Re: Starting a business in Switzerland.

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Great thread. What surprises me is that people care more about the benefits rather than thinking about developing the start up.
I think that's probably because there are far better forums and other resources that deal with business development than this forum.

What this forum offers is the knowledge of the issues particular to Switzerland such as taxes, legal and social security issues.
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  #250  
Old 05.03.2015, 12:42
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I think that's probably because there are far better forums and other resources that deal with business development than this forum.

What this forum offers is the knowledge of the issues particular to Switzerland such as taxes, legal and social security issues.


I did not find any other forums in English other than this one.


also this forum has more information than an official one.

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Use a company/fiduciaire/lawyer's address and pay him, costs between Chf 50.-- to 100.-- per month.


do you have any experience on this? Is he going to rent his address for number of businesses?

Last edited by 3Wishes; 11.03.2015 at 17:58. Reason: merging successive posts
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  #251  
Old 05.03.2015, 13:17
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Re: Starting a business in Switzerland.

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I did not find any other forums in English other than this one.
Not for Switzerland but your request was for a forum for developing a start-up for which there are many English-language forums and resources on the web and in print.

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also this forum has more information than an official one.
Possibly not - have you tried www.gruenden.ch?

But where this forum is great is that it has people on it who have started successful businesses here and they have some sound advice.

Grumpygrapefruit's advice to ensure that you try not to just cater for the expat market but for locals too is probably the best advice of all.
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  #252  
Old 06.03.2015, 15:56
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Grumpygrapefruit's advice to ensure that you try not to just cater for the expat market but for locals too is probably the best advice of all.

will be hard without local language.


I'm trying to partner up with a few local dealers. It seems in general Swiss are a little hesitant to go online to book or buy something. They like to meet and talk before making a decision - which I would really like also provided I speak their language.

Do you know if the antique market will have a future in Switzerland? I have seen a shop near paradeplatz with super extraordinary prices.


I'm asking this as it was one of my business ideas as well.

Last edited by 3Wishes; 11.03.2015 at 17:58. Reason: merging successive posts
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  #253  
Old 10.03.2015, 14:42
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Re: Starting a business in Switzerland.

I have just found out that you can actually start doing business before even registering it. One can register after a few months IF he wants.


Only compulsory point is that you register with RAV and declare your income with your tax return. Registration with RAV is only if you make more than 2300.- or so a year.


I just want to know from the business experts here as well. Although its from an official source it's too good to be true.
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  #254  
Old 22.05.2015, 11:32
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Re: Starting a business in Switzerland.

So, I have the chance to do a very small amount of 'consulting' and 'administration' type work aside from my normal day-job...

Do I need to consider myself 'self-employed' and declare and get permission from the local authorities for a very small amount - it would be less than the abovementioned 2300 per year...at the moment...although, it could grow...

I have a 'dependent' B permit with work permission, that is not tied to my employer so I am free to change jobs...

I have a small amount of experience with being self-employed under a 'sole trader' system in Australia, so a little bit of understanding that there may be quite a bit of paperwork involved...
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  #255  
Old 22.05.2015, 11:46
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Re: Starting a business in Switzerland.

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So, I have the chance to do a very small amount of 'consulting' and 'administration' type work aside from my normal day-job...

Do I need to consider myself 'self-employed' and declare and get permission from the local authorities for a very small amount - it would be less than the abovementioned 2300 per year...at the moment...although, it could grow...

I have a 'dependent' B permit with work permission, that is not tied to my employer so I am free to change jobs...

I have a small amount of experience with being self-employed under a 'sole trader' system in Australia, so a little bit of understanding that there may be quite a bit of paperwork involved...
Reading through all the info available, simply put: I'd set up the company and spend the money on company expenses instead of declaring it as income. So even if the company makes some money is it not your personal income to tax... You do need a new notebook for this work, don't you?
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  #256  
Old 22.05.2015, 11:55
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Re: Starting a business in Switzerland.

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Reading through all the info available, simply put: I'd set up the company and spend the money on company expenses instead of declaring it as income. So even if the company makes some money is it not your personal income to tax... You do need a new notebook for this work, don't you?
Except for the initial outlay/investment to start the company, which I simply do not have... the cost of accountants fees etc for the first year or more would outweigh the 'income tax' deduction for the time being...I'm not sure yet how ambitious I am... which is probably a good sign that I don't want to run a company yet...

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  #257  
Old 22.05.2015, 12:01
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Re: Starting a business in Switzerland.

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Except for the initial outlay/investment to start the company, which I simply do not have... the cost of accountants fees etc for the first year or more would outweigh the 'income tax' deduction for the time being...I'm not sure yet how ambitious I am... which is probably a good sign that I don't want to run a company yet...
The numbers thrown around here are as far as I understand for a Gmbh. A sole proprietor should be way cheaper (but there are very good legal reasons for a GmbH...).
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  #258  
Old 24.05.2015, 00:43
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Re: Starting a business in Switzerland.

Hi Swisspea
There are several possibilities for you. Since the volume is very low, a sole proprietorship seems to make the most sense in your particular case:
- No startup cost (no minimum capital etc.)
- No registration for commercial register necessary
- No double taxation (no personal AND company tax)
You can basically start to do the work and send out a bill in the end. You will need to do some basic form of income / expense accounting (also have an overview of assets and liabilities), register with social security (cantonal authority – will let you know if your activity does not qualify for self-employment*) and declare your income (net of expenses) in your tax declaration.
See the following for social securities (in Swiss national languages, unfortunately not in English): http://www.kmu.admin.ch/personal/033...x.html?lang=de
Potential disadvantages in your case:
- the company name has to include your last name.
- You are personally liable for the “company” debts (not good if you engage in highly risky activities)
Please note:
- You are not allowed to “compete with” your employer
- Check for the following link if you might need a special approval for your commercial activity (Bank, insurance, broker, private investigator and more):
http://bewilligungen.admin.ch/bewill...ml?language=en
* Social Security might not consider your activity self-employed if e.g. you only work for one company, have no commercial risk etc.
Hope that helps.
Best regards
Tobiash
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  #259  
Old 05.06.2015, 16:02
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Re: Starting a business in Switzerland.

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I have just found out that you can actually start doing business before even registering it. One can register after a few months IF he wants.

Yes, if you want to start your business as a sole proprietorship, you can do it without an entry at the commercial register. Thus, the formation process is very simple and requires no capital.
As long as your annual revenue is below CHF 100’000 you don’t need an entry in the commercial register. Bear in mind, a registration only costs about CHF 120 and might serve as a sign of business trustfulness when dealing with unknown suppliers and customers.

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Only compulsory point is that you register with RAV and declare your income with your tax return. Registration with RAV is only if you make more than 2300.- or so a year.
I assume you mean the social security institution, called SVA in the case of Zurich. The free registration as self-employed is mandatory, ideally you just give SVA a call or contact them via e-mail (https://www.svazurich.ch/). They basically want to find out if you legally qualify as being self-employed (work independently, on your own behalf, at your own commercial risk and so on).
You are right, as long as you do your business on the side and you don’t make more income than CHF 2’300 p.a., you won’t have to pay for social security.
Hope that helps.
Best regards
Tobiash
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  #260  
Old 01.07.2015, 03:36
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Re: Starting a business in Switzerland.

Hello everyone. I read the whole thread, and also some other threads. I did collect information I needed and I just want to share them in case I got them wrong...

My wife is working in Lausanne, Switzerland and she has a B working permit, meaning I have one also. But mine is not related to any company. We are from so-called 3rd world country. Apparently this can be a problem for starting a company, so I have contacted local authorities ( Office for Economic Affairs (SPECo) ) to try and arrange a meeting. Hopefully they will respond so I can find out what is really needed.

My plan is to open a small export-import company ( import mostly ), and import furniture and meat in the beginning. For that sole proprietorship will be enough. No deposit is needed, process is quite fast and inexpensive( around 200chf? ). There are two things which confuse me:
1. You register your company as a sole proprietorship and if annual revenue is below CHF 100’000 you don’t need an entry in the commercial register. By annual revenue, they mean profit, on which you later pay tax, or realisation?
2. Also, are there any benefits/cons from being registered in commercial register, since it is only 120chf?

Everything I would sale, require contact in person. Would it be smarter to be registered because of a credibility?

One general question, might be off-topic. I have already made a verbal agreement with suppliers, contacted Swiss customs to find out exactly the cost and regulations for importing those goods, but I'm not quite sure how to sell them here in Switzerland. My plan is to try and arrange a meeting with some big local stores, show them my products using some verbal or ppt presentation. Question is, is that acceptable here? Do the people and companies here work in some other way or that is the way to do it?

Thank you all! Sry for my language.
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