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  #21  
Old 31.05.2010, 18:03
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Re: Working as Freelancer from Home

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Actually my husband has AG company and he knows a lot about these stuff.
Now he is at work and will answer your questions in few hours.
Thanks nasi. It will be very kind of you guys to provide some comments.
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  #22  
Old 01.06.2010, 08:21
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Re: Working as Freelancer from Home

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2) Yes. Being self-employed means one is paying ones own AHV and social costs. This is vital to potential employer/clients, or they could be liable for these.

5) No. You can't collect VAT and put it in your pocket!

By the way, I cannot see any point in forming a company AG/GmbH. It seems total over-kill...
One important reason for a LLC (Limited Liability Company) is to limit liability. That could be crucial, if the supplied services can result in professional liability claims.
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  #23  
Old 04.06.2010, 00:03
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Re: Working as Freelancer from Home

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By the way, I cannot see any point in forming a company AG/GmbH. It seems total over-kill...
as a GmbH, you can take a 6- or 12-month full-time contract and work for a single client and have no worries.

as an Einzelfirma, you ought to have more than one client, otherwise AHV authorities refuse to accept you as an independent contractor.

also Einzelfirma pays AHV contributions (10%) from the total invoiced amount, while GmbH pays AHV only from the salary of its employee.

as a GmbH, you can easily sub-rent a room in your apartment and pay yourself CHF 700 monthly as office space rental, tax-free.

isn't that enough arguments?
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  #24  
Old 04.06.2010, 00:06
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Re: Working as Freelancer from Home

also as an employee of your own GmbH, you get normal 2nd pillar pension (BVG) contributions, also tax-free.

Einzelfirmas don't have a possibility for BVG, so they have to do 3rd pillar savings, which usually have much lower interest rate.
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  #25  
Old 04.06.2010, 00:07
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Re: Working as Freelancer from Home

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as a GmbH, you can take a 6- or 12-month full-time contract and work for a single client and have no worries.

as an Einzelfirma, you ought to have more than one client, otherwise AHV authorities refuse to accept you as an independent contractor.

also Einzelfirma pays AHV contributions (10%) from the total invoiced amount, while GmbH pays AHV only from the salary of its employee.

as a GmbH, you can easily sub-rent a room in your apartment and pay yourself CHF 700 monthly as office space rental, tax-free.

isn't that enough arguments?
Adding up the social-security contributions of both employer and employee, the bottom-line is impacted nearly 13%.
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  #26  
Old 04.06.2010, 00:10
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Re: Working as Freelancer from Home

yes, that was a rough figure, I'm too lazy to look up the books for exact values
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  #27  
Old 04.06.2010, 00:14
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Re: Working as Freelancer from Home

simply Einzelfirma is a perfect legal form for the ones working directly with private clients: shoe repair, hair dressers, kebab stands, or even at-home IT supporters.

For mid- and long-term contracts with yearly turnover of 100K and more, GmbH is the right one.
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