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View Poll Results: Have you got a business are interested in how to do things here or save (avoid) tax?
Would like to have a business but boy don't know where to start 155 39.44%
Am a contractor but my pimps are asking me to bend over and hold my ankles every month 26 6.62%
I am a freelancer doing it myself (so to speak) and want to know more 103 26.21%
I have my own legally structured company and don't like paying so much to everybody 50 12.72%
I am employed but am always interested in any way to reduce tax 52 13.23%
I think this is a waste of breath you oxygen thief 7 1.78%
Voters: 393. You may not vote on this poll

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  #301  
Old 03.11.2015, 23:53
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Re: Help for Businesses/Freelancers in CH

Hi All,

thank you for great info in this thread here.

I have a specific question. I have been offered employed by a company in Austria which has no presence in Switzerland. How can they hire me on swiss contract and pay all the social cost and unemployment insurance, pension etc?

I have a C permit and a EU citizen

Assuming I don't want an einzelfirma or GmbH

any pointers would be appreciated

cheers
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  #302  
Old 04.11.2015, 01:48
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Re: Help for Businesses/Freelancers in CH

Are you sure the contract would be governed by swiss law? How so? At least for purchase contracts, in most cases companies stipulate for their location to be the governing one, and thereby define applicable law.
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  #303  
Old 05.11.2015, 20:24
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Re: Help for Businesses/Freelancers in CH

The biggest tech summit in the world was in Dublin last few days.

https://websummit.net/

https://www.youtube.com/watch?v=2Cn2PE0b38g

https://www.youtube.com/watch?v=QdqWXJ-tUrM

https://www.youtube.com/watch?v=INvgyFnKR70
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  #304  
Old 23.02.2016, 10:28
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Re: Help for Businesses/Freelancers in CH

Hi all, I've taken the plunge and offered my services to a couple of companies as a part-time freelance technical writer/translator. This would be in addition to, and separate from, my current full-time employement. One agency has asked for my confirmation as a freelancer. Are they asking for confirmation as an Einzelfirma, or would that be something different? To be honest, the Fribourg website of the caisse de compensation (Ausgleichskasse) is a bit of a blackhole and some links no longer exist, or go round in circles. Must I get a notary involved to register an Einzelfirma? Does anyone know how long approximately it takes for approval? Thanks for your help.
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  #305  
Old 23.02.2016, 15:35
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Re: Help for Businesses/Freelancers in CH

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Hi all, I've taken the plunge and offered my services to a couple of companies as a part-time freelance technical writer/translator. This would be in addition to, and separate from, my current full-time employement. One agency has asked for my confirmation as a freelancer. Are they asking for confirmation as an Einzelfirma, or would that be something different? To be honest, the Fribourg website of the caisse de compensation (Ausgleichskasse) is a bit of a blackhole and some links no longer exist, or go round in circles. Must I get a notary involved to register an Einzelfirma? Does anyone know how long approximately it takes for approval? Thanks for your help.
Have you set up an individual business for your translation business?
If you're charging for your services (which I imagine you are!) on a freelance basis, you will need the AVS/AHV to make this official.
The problem for any potential employers/clients is that, if you don't have official freelance/"independent" status then they will have to pay AVS/AHV on what you charge.
So your potential client is no doubt asking for proof that you have the official independent/freelance status.

Not sure if you'll need a notary or not. I do know it can take a while. The best thing would be to talk to them.
Their phone number is on the website : http://www.caisseavsfr.ch/
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  #306  
Old 23.02.2016, 15:49
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Re: Help for Businesses/Freelancers in CH

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Have you set up an individual business for your translation business?
If you're charging for your services (which I imagine you are!) on a freelance basis, you will need the AVS/AHV to make this official.
The problem for any potential employers/clients is that, if you don't have official freelance/"independent" status then they will have to pay AVS/AHV on what you charge.
So your potential client is no doubt asking for proof that you have the official independent/freelance status.

Not sure if you'll need a notary or not. I do know it can take a while. The best thing would be to talk to them.
Their phone number is on the website : http://www.caisseavsfr.ch/
Thanks for the input. No, I haven't set up my business yet. I was a little confused as I did come across a form to do just that, but it was asking for a business plan, list of clients etc.; I don't have an of those yet. It seems a bit of a catch 22 situation whereby you have to provide proof of clientele before the business is accepted, yet as a new business, I don't have any clients yet. Or, do I only have to provide proof of clientele in order to register for AVS (once my earnings exceed a pre-set amount, that is)? It's a bit of a mystery.
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  #307  
Old 23.02.2016, 16:07
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Re: Help for Businesses/Freelancers in CH

I found this form on the Fribourg caisse de compensation site, but to me this is to register for AVS for my busisness, not to register my business as a freelancer. Or is it the same thing in the end?
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  #308  
Old 23.02.2016, 16:10
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Re: Help for Businesses/Freelancers in CH

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Thanks for the input. No, I haven't set up my business yet. I was a little confused as I did come across a form to do just that, but it was asking for a business plan, list of clients etc.; I don't have an of those yet. It seems a bit of a catch 22 situation whereby you have to provide proof of clientele before the business is accepted, yet as a new business, I don't have any clients yet. Or, do I only have to provide proof of clientele in order to register for AVS (once my earnings exceed a pre-set amount, that is)? It's a bit of a mystery.
Yup, that's about it.
It can feel a bit catch-22ish but it has to be done.
It sounds like you already have a couple of clients lined up so that should work for the AVS. I think the fact that you already have a paid job elsewhere should mean it goes through a bit quicker.
They seem to generally be concerned with people wanting to go freelance and then not being able to support themselves.
There have different requirements depending on the type of job you wish to do as a freelance/independent.
For myself, it was easier to set up an SÓrl than become independent but it really depends on the area you're working in.
I would give them a quick call and ask. Perhaps set up an appointment to go in and chat with them about it.
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  #309  
Old 23.02.2016, 23:06
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Re: Help for Businesses/Freelancers in CH

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I found this form on the Fribourg caisse de compensation site, but to me this is to register for AVS for my busisness, not to register my business as a freelancer. Or is it the same thing in the end?
My experience with the Fribourg caisse de compensation is very positive. Just give them a call and explain. They speak German and French and most do english as well. Also they will call you if something is not clear on the form etc. very friendly people. They want you to start your business.

As said in another response you wil have to register for the AVS and fill in that form. If you want a fast reaction, give them a call after a few days.
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  #310  
Old 23.02.2016, 23:19
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Re: Help for Businesses/Freelancers in CH

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Yup, that's about it.
It can feel a bit catch-22ish but it has to be done.
It sounds like you already have a couple of clients lined up so that should work for the AVS. I think the fact that you already have a paid job elsewhere should mean it goes through a bit quicker.
They seem to generally be concerned with people wanting to go freelance and then not being able to support themselves.
There have different requirements depending on the type of job you wish to do as a freelance/independent.
For myself, it was easier to set up an SÓrl than become independent but it really depends on the area you're working in.
I would give them a quick call and ask. Perhaps set up an appointment to go in and chat with them about it.
"They seem to generally be concerned with people wanting to go freelance and then not being able to support themselves." No, on the one side they are concerned about people setting up as freelance and then using that status to claim all sorts of things against tax and so pay much less tax than a regular employee.
On the other side they are worried about freelancers being exploited; no proper health or accident insurance, no paid holidays or sickness time, no notice period, no limitation on hours worked.
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  #311  
Old 21.11.2016, 23:17
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Re: Help for Businesses/Freelancers in CH

Hello All
I am new to the forum, first of all THANK YOU ALL for being so generous and solve our doubts.

I explain you my situation and my questions:

- I hold a B permit and work for a Swiss company
- I rent an apartment in Thurgau canton and live there during the week
- I am Tax resident in Belgium since my wife and kids live there, I go back to Belgium every weekend. I own a house there.
- My Swiss employer currently "takes" taxes on origin from my payroll, then I fill a tax return in Belgium with a 0 effect (no double tax agreement).
- I have sent a letter to Swiss tax authorities to explain this and I do not need to fill up a tax return in CH.

I now want to quit my job and become independent or set up my own company in Switzerland. I do not know what be better from tax point of view considering the situation bellow:

- I will work for at least 2 companies abroad (both based on the same EU country) mainly 100% of the time.
- I will earn (invoice) around 200.000 CHF a year in total.
- I can move my wife and kids here (my wife does not work at the moment). I am considering to leave Belgium and sell the property there.
- My swiss employer (and myself), has contributed to a pension plan for at least 2 years. I think I can take that money if I establish myself as independent.

Thanks so much for your advice!!!
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  #312  
Old 18.12.2016, 01:05
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Re: Help for Businesses/Freelancers in CH

Silly question about company-owned vehicles.

Can a car be bought for a GmbH instead of private and be driven around on personal matters, while the company doesn't do anything profitable (as in: no activity and no income)?

Question 2: can a privately-owned vehicle be apported(?) into a gmbh? If so, what are the implications on tax already paid, etc?

Think of a ride sharing(-like) service with exclusive cars. The first asset has to be bought either privately and then apported into the company, or I can also create a company to get the net price benefit until the first customers are coming in.
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  #313  
Old 18.12.2016, 10:54
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Re: Help for Businesses/Freelancers in CH

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Silly question about company-owned vehicles.

Can a car be bought for a GmbH instead of private and be driven around on personal matters, while the company doesn't do anything profitable (as in: no activity and no income)?

Question 2: can a privately-owned vehicle be apported(?) into a gmbh? If so, what are the implications on tax already paid, etc?

Think of a ride sharing(-like) service with exclusive cars. The first asset has to be bought either privately and then apported into the company, or I can also create a company to get the net price benefit until the first customers are coming in.
You can probably get away with this for a year maximum, after which the tax authorities will make a fuss and refuse a car if the company is dormant.

For the first year you just say it was needed for market research, prospection, etc

Sure you can sell your car to your GmbH, but once the tax is paid, it's paid !
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Old 18.12.2016, 18:29
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Re: Help for Businesses/Freelancers in CH

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Silly question about company-owned vehicles.

Can a car be bought for a GmbH instead of private and be driven around on personal matters, while the company doesn't do anything profitable (as in: no activity and no income)?

Question 2: can a privately-owned vehicle be apported(?) into a gmbh? If so, what are the implications on tax already paid, etc?

Think of a ride sharing(-like) service with exclusive cars. The first asset has to be bought either privately and then apported into the company, or I can also create a company to get the net price benefit until the first customers are coming in.
I think you want your Gmbh to buy a car and claim back your VAT on the car. But you have no customers yet and want to drive the car privately.

if it is a taxi service every taxman would understand that no car no revenue applies.

Are you planning to be an Uber driver?
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Old 20.12.2016, 01:26
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Re: Help for Businesses/Freelancers in CH

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Are you planning to be an Uber driver?
almost but it seems there's already a platform for it (this is the 2010+ version of the "there's an app for it") - so I just bit the bullett and bought it as a private person with all VAT attached.
Thanks all for the insights.
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  #316  
Old 20.12.2016, 13:59
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Re: Help for Businesses/Freelancers in CH

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almost but it seems there's already a platform for it (this is the 2010+ version of the "there's an app for it") - so I just bit the bullett and bought it as a private person with all VAT attached.
Thanks all for the insights.
Well done.

Now you can start declaring 70 cents per kilometer to your Gmbh for each business kilometer you drive.
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  #317  
Old 04.01.2017, 12:03
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Re: Help for Businesses/Freelancers in CH

My situation may be a bit unique.

I began working as a financial consultant with a company. The CEO (and my boss actually) have constantly said "This is your business. Treat it like your business" and there is unlimited autonomy which makes me feel as though I am running my own business - I have to build my own client base, hire the employees I need when the time comes that I need more help, market myself and what I can offer. So, with that in mind, I have decided to take the mentality of a business owner.

My question (finally) is what techniques have you found useful for marketing and building a client base?

Any advice would be helpful - from restaurant owner to wealth manager.
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  #318  
Old 04.01.2017, 13:23
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Re: Help for Businesses/Freelancers in CH

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My situation may be a bit unique.

I began working as a financial consultant with a company. The CEO (and my boss actually) have constantly said "This is your business. Treat it like your business" and there is unlimited autonomy which makes me feel as though I am running my own business - I have to build my own client base, hire the employees I need when the time comes that I need more help, market myself and what I can offer. So, with that in mind, I have decided to take the mentality of a business owner.

My question (finally) is what techniques have you found useful for marketing and building a client base?

Any advice would be helpful - from restaurant owner to wealth manager.
Make sure you are correctly registered with FINMA here for exactly the services you are offering to avoid unpleasant legal issues.
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  #319  
Old 04.01.2017, 14:35
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Re: Help for Businesses/Freelancers in CH

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.......The GmbH requires minimum investment and can be quickly set up. All that is required is to pay 10K into a locked account, find a place to register it, write statutes and visit a notary publiy to have your company registered.....
Since when is setting up a GmbH only 10K? You didn't mention any assets in kind (Sacheinlagen)?
It is 20K .... I actually thought it was put up to a min. of 40K some years ago but according to the admin.ch page they haven't - or reversed it again.
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  #320  
Old 04.01.2017, 16:32
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Re: Help for Businesses/Freelancers in CH

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Since when is setting up a GmbH only 10K? You didn't mention any assets in kind (Sacheinlagen)?
It is 20K .... I actually thought it was put up to a min. of 40K some years ago but according to the admin.ch page they haven't - or reversed it again.
For a bog standard SÓrl/GmbH Chf 20k or which 50% can be in assets, you get about Chf 17-17.5k back once company is formed, the rest is for cantonal/commune taxes and the notary fee (in VD/FR about Chf 1k)
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