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Old 18.08.2016, 14:15
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Eating and living on a tight budget in Switzerland

Well commercial per se it is not, just an advertising of some kind.

No prob if a Mod with the knowledge I lack, moves the thread to the appropriate forum.

After two years blogging again about above topics in Swiss German on FB. I have now started an English written "sister" Blog as well.

I am pretty certain there are people on the English Forum, who don't live luxuriously on a 6-7 figure p.a. salary and have to watch their pennies very closely.

To live on a shoestring is second nature to me due to my life's circumstances and I only share my personal experiences, hints, tips and stuff I experienced during my lifetime so far.
It is a read only Blog, for information and enjoyment (hopefully) .

Main topic is about eating well (omnivorous, no fuddyduddy newfangled foodie trends are covered as too expensive) on a very tight budget, posts usually show a pic and the cost of the dish calculated down to the Rappen exactly what it costs to make.

Furthermore general saving tips in regards to food and drink and/or general household stuff.

Ideas for multi-course menues on a budget. Yep, with cunning planning and saving up they are possible!

The various files I did write for the Swiss German group, will be translated continously to english and posted there as well.

The files cover all kind of stuff in regards to life on a tight budget and as a mum of three I also cover stuff in that regard. Children ARE quite expensive.......

https://www.facebook.com/groups/1057050264371996/

If just one person gets new input/ideas from it, or the solace; "I am not alone fighting constantly not to drown" (financially) - I have already reached my goal.

It is not an easy life and needs much more energy and organisation than someone without those pecuniary problems, but it is feasible.
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Old 18.08.2016, 14:32
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Re: Eating and living on a tight budget in Switzerland

I think the first step is to take a standard shopping list and visit Coop, Migros, Denner, Aldi and Lidl, writing down the normal cost of these items, and then calculate at home the price per kilogram.

Once you realise that Aldi and Lidl supply perfectly good Swiss fresh food, with dry products coming from Germany, you will not see the need to budget on a shoe string.
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Old 18.08.2016, 14:52
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Re: Eating and living on a tight budget in Switzerland

Well done, you!

It's not alway easy to feed a family on a budget, especially not in Switzerland, and I'm sure most of us are open to new ideas.

In a slightly different situation as I'm on my own 80% of the time so there's only me to cater for..... but that's a challenge in itself at times.

Looking forward to reading your blog as it's posted.

A
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Old 18.08.2016, 17:30
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Re: Eating and living on a tight budget in Switzerland

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I think the first step is to take a standard shopping list and visit Coop, Migros, Denner, Aldi and Lidl, writing down the normal cost of these items, and then calculate at home the price per kilogram.

Once you realise that Aldi and Lidl supply perfectly good Swiss fresh food, with dry products coming from Germany, you will not see the need to budget on a shoe string.

Well, my dear dear Sbrinz, this is rexactly what I am on about, but from experience as a columnist and taught from life in general, ppl often don't think straight when it comes to this.

But maybe you understood that post wrong, I am on about ppl like me who have to get by on little money.

E.g. I may not have to pay a monthly rent, (but more taxes because of Eigenmietwert, as the flat/appt. block belongs to ex-hubby).

I have 2390.- Support for me and daughter#3 from the Ex and daughter #2 pays 500.- towards the household cost, as is tradition here when a child enters professional life after the vocational training.

So we three have to get by on less than 3thousand a month and we have no other income at all. I also don't get any support from the IV, despite handicaps......

So it is NOT just about the food, when I talk about getting by on a shoestring....once all the costs one HAS to pay monthly are deducted from that, there is not much left to buy clothes, shoes, food, whatever....not to mention to go out for a meal, holidays, day trips, affording a car and what not...are all OFF LIMITS!!


If, like in my case, which happens often, a woman after divorce may stay in the previous joint marital home like me, the Eigenmietwert is added to your income.....thus you are often not eligible for health insurance deduction or social service support, as they look at your tax declaration and because of that you are rich, even if you don't have as much money in your account (this happened exactly like that to me)

So, you HAVE to get by on a shoestring......if you want or not....and since I live like this for plus/minus 26 years, I have accumulated a lot of experience, and this is what I want to share.

I am sorry if I come across a tad battleaxe-ish....this is a subject very close to my heart.

Last edited by EastEnders; 18.08.2016 at 19:37.
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Old 21.08.2016, 16:59
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Re: Eating and living on a tight budget in Switzerland

Phheewwwwww, been a busy bee today.....updated and uploaded some files and posted a few more things, files as well as recipes, so that there is now some material to scroll through for your enjoyment and I can slowly build up on that in future.

The start is made
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Old 21.08.2016, 17:02
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Re: Eating and living on a tight budget in Switzerland

Just went to your FB page, nice! And I will certainly try the beetroot soup!
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Old 21.08.2016, 17:03
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Re: Eating and living on a tight budget in Switzerland

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Just went to your FB page, nice! And I will certainly try the beetroot soup!
Yes, I like the look of that too.

Edit.. I downloaded some of your dictionary pages too, thanks!
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Old 21.08.2016, 17:09
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Re: Eating and living on a tight budget in Switzerland

Merci viumau!

I will upload loads more files on various subjects in regards to the main topic....

So far from the Swiss German blog on FB, I have roughly a little more than 100 pages to translate from Bernese Dialect to English, so bear with me
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Old 21.08.2016, 19:35
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Re: Eating and living on a tight budget in Switzerland

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I am pretty certain there are people on the English Forum, who don't live luxuriously on a 6-7 figure p.a. salary and have to watch their pennies very closely.
I think this could be applicable to many people in Switzerland.

We live in a village near the German border where housing is still relatively affordable. A 4.5 room apartment can be rented for under 1500 per month.

Living 5 minutes from the German border makes shopping in Germany very easy and the savings are significant. What you can't buy in the shops but order on line in Germany can be sent to one of the package collection shops in Germany resulting in further savings.

I think there is an obsession with tax rates on EF. The tax effects on lower incomes are not really an issue so striving to live in a low tax area and paying higher rent just leaves less money available for everyday needs.

Just my 2 cents worth....
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Old 21.08.2016, 21:32
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Re: Eating and living on a tight budget in Switzerland

Could you please post your Berndeutsch blog address as well?
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Old 22.08.2016, 10:28
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Re: Eating and living on a tight budget in Switzerland

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Could you please post your Berndeutsch blog address as well?

Of course I can , this one exists for about three years so there is plenty of material to read through...occasionally there is some stuff in High German too.


https://www.facebook.com/groups/1491971337686595/
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Old 22.08.2016, 10:30
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Re: Eating and living on a tight budget in Switzerland

lovely idea!
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Old 22.08.2016, 21:40
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Re: Eating and living on a tight budget in Switzerland

now on BBC1: Eat well for less?
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Old 22.08.2016, 21:42
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Re: Eating and living on a tight budget in Switzerland

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now on BBC1: Eat well for less?
Have you watched any of the episodes?

A bit shocking. The shopping basket tonight makes me wonder if they have any critical powers whatsoever.
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Old 22.08.2016, 22:11
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Re: Eating and living on a tight budget in Switzerland

I take the opportunity of this thread related to tight budgets to shamelessly plug my thread How to live comfortably in CH on less than 120k - EF savings advice thread
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Old 22.08.2016, 22:21
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Re: Eating and living on a tight budget in Switzerland

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now on BBC1: Eat well for less?
Yup....am watching it! This is where i come from too, with my stuff and scribblings..... so glad I can let rip about such stuff in Blog too!!!
Though the family portrayed tonight, I can somehow understand, coz they are scared...... but there have been other eps where my jaw simply hit the floor and stayed there throughout the ep
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Old 22.08.2016, 22:22
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Re: Eating and living on a tight budget in Switzerland

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But maybe you understood that post wrongly, I am on about ppl like me who have to get by on little money.
No I didn't misunderstand you, I too am low on money. I am such a low earner, the health insurance Visana, actually refund me SFr 16.20 each month. Beat that then!

I wanted to point out that if shoppers avoid the thieving Coop and Migros supermarkets, there are some very big savings to be made.

Some friends I know don't like shopping at Lidl, as "It looks scruffy, compared to the Migros" Another one shops at Coop as they sometimes have triple points which can be collected.... wow, fancy ignoring a permanent ~25% cash discount! I do know that from where I live the savings made at Lidl, mean it is not worth while driving to France or Germany for cheaper food.

It is admirable that you post recipes for making good cheap meals, thank you.
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Old 22.08.2016, 22:29
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Re: Eating and living on a tight budget in Switzerland

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Yup....am watching it! This is where i come from too, with my stuff and scribblings..... so glad I can let rip about such stuff in Blog too!!!
Though the family portrayed tonight, I can somehow understand, coz they are scared...... but there have been other eps where my jaw simply hit the floor and stayed there throughout the ep
I can see where a single person ends up spending more for convenience, or through a dislike of eating the same thing for days in a row, but for a family of 4 even with dietary restrictions, saving 50% and improving the meal quality? Sorry, I can't write that off to just being scared.
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Old 22.08.2016, 22:32
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Re: Eating and living on a tight budget in Switzerland

We've tried Lidl, no big savings at all.

Tom
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Old 22.08.2016, 22:39
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Re: Eating and living on a tight budget in Switzerland

It is well known that Lidl charges people in Ticino much more than in Fribourg.
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