Seriously, people?

Normal household insurance will cover you if it's a clear break and enter. You have taken the precaution and you were violated, and you should be eligle with almost every policy.

If you're door was unlocked or something, then I could imagine a policy not covering you....... but a crowbar !!!!


Get the insurance next time. It's always better to loose a couple of hundred each year, rather than a couple of thousand when misfortune strikes.

Long term, insurance pays off.

Also, one other tip re: moving

When you have your list of new places, seperately enquire about the insurance from one single company.

The higher the insurance, the higher the probability you will be broken into again.


(N.B. this is usually a factor of the suburb, and the building structure of the house)

I think for jewelery they usually ask for a list or some proof that you are wearing the jewelery in the past.

That is terrible!
A burglary in my apartment is one of my nightmares .
I hope you will sort it out somehow!

Thanks for your concern... But I am really not scared of staying alone (maybe i m stupid) ! What I am worried about is , I m still going to have to get to work everyday.. and I return home mostly late (9ish)... if they try again, they will just succeed everytime !

The bigger problem is, I am living in a house which was going to be renovated in October this year... so, most of the other tenants have vacated already. Now the renovation is postponed to next year, and it is pretty much only me who is remaining in the whole building !

There would be nobody within hearing distance... now this does sound a lil scary !!??

I heard from a colleague that for jewellery they ask for either the bill or a photo. Unfortunately they did not have either and the Zurich Polizei just refused to hand over the jewels...

Lesson learnt !

Tone of message : Non emotional

Does anyone here know anything about what happens to such stolen articles ? Do they wipe out data in the laptop (for example) and try to sell it ? Should I be on the lookout in places like Ricardo, ebay etc., ?

Why is no one talking about 'how things could be retrieved' ?


I ask again, is there anything I can do except wait and hope the Police manage a breakthrough ??

Well, sorry to say so but most criminals would not be stupid enough to put it on ebay in the same country. Your electronics are likely by now somewhere in Eastern Europe... the exception would be drug-related crime where a junkie tries to steal to pay his drugs. I don't know if Junkies have ricardo accounts though.
I guess the cops can see in a split second weather it was some junkie or a pro. And I make the wild guess that they thought it to be professional, so you do not need to look for prints as you won't find any. On the up side does this mean that the same guy is very unlikely to come again to your appartment.

The police did not try to lift any prints - maybe they thot twas a pro..
But they did notice a boot print right at the entrance. They checked all my shoes to make sure it was not mine - this suggests that it was indeed a junkie ?

I hear that if it was a junkie, he would just hand over the stuff to someone else and immediately get money for it.. and this other person would then try to sell it off..

Interesting thing :

My kitchen was untouched.. every other place was searched inch by inch.. so, if you have something to be kept safe, hide it in your kitchen !?

Well, considering the fact that I will be the only one in the entire building (of total 6 apartments) from next week, it does make a lot of sense to move... atleast to another place where there are other people living in the same building !!

I was once told a popular thieving strategy is that they wait a few months, by then you have replaced the stolen stuff, then they steal your new stuff. I havnt heard it happen to anyone but it sounds reasonable to me. I would move.

Cath

ps Was your flat on the ground floor?

Sounds scary... In a few months even I would start to relax - casually leave stuff around (not locked away)... Makes it sound very logical and possible

I live in the first floor... The other two apmts in my floor are empty.

How about getting house insurance .... There are few hints in the thread
Unfortunately shit happens and you have to deal with it ...
But just minimize the impact should it happen again.

Had you lived in London, Paris or Barcelona the police would have reacted the same way - it;s not a big crime, it's not really serious - to them.
In fact, in the UK, the police wouldn't have even turned up - they would have just given you a crime number

I agree with the sentiment of your post (that the minor pain of premiums is far preferable to the major agony of losing your most cherished possessions), but -- and I hate to be technical about this -- in the long term, insurance does not pay off! By that I mean that in aggregate, over time, premiums paid by the punters far exceed the amounts paid out by the insurers.

That's why insurance company executives are paid per month in excess of the amounts you or I might earn in a year, and why their corporate HQs look like this:



while you and I continue to pay to insure our 3.5-zimmer apartments ...

The most worrying thing is the reaction of the police. In my work I've had a lot of experience with them and I noticed a lot of difference, depending on what kind of mood they were in and if they felt like doing the job.

They should search for finger prints, they should take that shoe print and when they've found him, you would even get your stuff back, if he's still got it.
I would've insisted on taking these prints or would at least asked for an explanation, why they didn't do it.
But... it's easy to say that after it is over...

Perhaps they fell looking for one of the laptops or phones stolen each day was the best use of their time ... and they have a point TBH

Why do 5k forensic tests for a 1k laptop?

That happened to a friend of mine, not here though. It wasn't twice either, it was 3 times. Turns out it was her neighbours. They knew her and her partners working times, knew her dog (Great Dane) and knew when all the items were likely to be replaced. The police got them in the end...