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  #321  
Old 24.08.2011, 12:58
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Re: Swiss rip-offs

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Hi all,

We all know that Switzerland is expensive, and I'm certainly not complaining about prices in general. However, some things just seem insanely over-priced, more than just being expensive "because it's Switzerland". I tried to look for a thread about this in particular, but nothing.

So I got my doctor's bill for when my neck seized up a few weeks ago. My doctor is actually pretty cheap comparatively, but I got charged 70CHF for a bloody foam neck brace! Seems a little excessive for a piece of foam with velcro attached.

What things have you found here that are excessively (i.e. unreasonably) over-priced?

On the other side of the coin, there are plenty of things that are comparatively cheap... but that would be a whole other thread.
- Chinese restaurants, in all over the world (generalizing of course) chinese restaurants are dirt cheap, but in Switzerland they are really expensive.

- Fast food restaurants are way too overpriced...

- What I don't understand in e.g. COOP; one cola 1.5l costs 2CHF, and if you buy a 6-pack it cost 11.90CHF, usually the global rule of thumb is that the more you buy the cheaper it will get, but it doesn't apply here in Switzerland, especially not in COOP

- Health insurance costs VS the expected quality...WAY too expensive for what you get, and dental is not even covered, and you have take several additional insurances + HUGE franchise...etc.

- The Swiss quality myth makes almost everything overpriced...very few Swiss articles can charge their actual price...
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  #322  
Old 24.08.2011, 13:03
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- Chinese restaurants, in all over the world (generalizing of course) chinese restaurants are dirt cheap, but in Switzerland they are really expensive.

- Fast food restaurants are way too overpriced...

- What I don't understand in e.g. COOP; one cola 1.5l costs 2CHF, and if you buy a 6-pack it cost 11.90CHF, usually the global rule of thumb is that the more you buy the cheaper it will get, but it doesn't apply here in Switzerland, especially not in COOP

- Health insurance costs VS the expected quality...WAY too expensive for what you get, and dental is not even covered, and you have take several additional insurances + HUGE franchise...etc.

- The Swiss quality myth makes almost everything overpriced...very few Swiss articles can charge their actual price...
Staff costs are high so fast food will be expensive, those workers have to live too!

Basic medical insurance is the cost of paying the claims, it's not profit making.
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  #323  
Old 24.08.2011, 13:04
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Re: Swiss rip-offs

Swiss have upgraded from rip-offers to thieves since the franc got higher....+40% in the pocket at least and no reductions on anything whatsoever

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- Chinese restaurants, in all over the world (generalizing of course) chinese restaurants are dirt cheap, but in Switzerland they are really expensive.

- Fast food restaurants are way too overpriced...

- What I don't understand in e.g. COOP; one cola 1.5l costs 2CHF, and if you buy a 6-pack it cost 11.90CHF, usually the global rule of thumb is that the more you buy the cheaper it will get, but it doesn't apply here in Switzerland, especially not in COOP

- Health insurance costs VS the expected quality...WAY too expensive for what you get, and dental is not even covered, and you have take several additional insurances + HUGE franchise...etc.

- The Swiss quality myth makes almost everything overpriced...very few Swiss articles can charge their actual price...
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  #324  
Old 24.08.2011, 13:06
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Re: Swiss rip-offs

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- Chinese restaurants, in all over the world (generalizing of course) chinese restaurants are dirt cheap, but in Switzerland they are really expensive.
- The staff are paid a higher wage. The restaurant rent is higher. The cost of ingredients is higher - especially meat.

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-
- Fast food restaurants are way too overpriced...
- See above

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- What I don't understand in e.g. COOP; one cola 1.5l costs 2CHF, and if you buy a 6-pack it cost 11.90CHF, usually the global rule of thumb is that the more you buy the cheaper it will get, but it doesn't apply here in Switzerland, especially not in COOP
- Missed the special offers did you?

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- Health insurance costs VS the expected quality...WAY too expensive for what you get, and dental is not even covered, and you have take several additional insurances + HUGE franchise...etc.
- I pay 170chf a month. 2,500chf franchise - no extras. Never needed anything more. And all the Swiss people I know have the same structure!

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- The Swiss quality myth makes almost everything overpriced...very few Swiss articles can charge their actual price...
- Yeah - Swiss Watches are crap - and should be sold for 50chf

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Swiss have upgraded from rip-offers to thieves since the franc got higher....+40% in the pocket at least and no reductions on anything whatsoever
Do you get paid in CHF or EUR?
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  #325  
Old 24.08.2011, 13:22
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Re: Swiss rip-offs

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Do you get paid in CHF or EUR?
I get paid in CHF and they import their merchandise in Euro...then sell it on the same price in CHF......So we pay 40% more for what costs less to them now....isn't this theft?
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  #326  
Old 24.08.2011, 13:34
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I get paid in CHF and they import their merchandise in Euro...then sell it on the same price in CHF......So we pay 40% more for what costs less to them now....isn't this theft?
No it's business , the Market is small 3 languages & high salaries, it's not a profitable Market . No economies of scale.

I don't see many new business coming here, if it was easy money they would.
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  #327  
Old 24.08.2011, 13:38
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Re: Swiss rip-offs

Yesterday evening the Swiss consumer TV show KassenSturz interviewed a lady from the Swiss marketing association. She tried to explain why the prices were higher here, but she did not convince me that they are justified.

There are several examples on the KassenSturz web page: use Google to translate them for you: http://www.kassensturz.sf.tv/

As you can see there are heavy mark ups for SWISS products when comparing Edeka in Germany with Coop in Switzerland. You can see that Swiss Elmex (Owned by US Colgate Palmolive) makes an 81% price increase on their toothpaste here.

Denner can buy Swiss products cheaper in a German shop than from a Swiss wholesaler. They had a big bust up with Elmex toothpaste, and took Elmex to court. (I can't remember the outcome: I buy Prix Guarentee toothpaste)

I have been campaigning for years against higher prices here. I am not greedy, I just don't like to know that some fat wholesaler is screwing me.

If you have enough money, and don't need to look twice at every CHF 100 franc note you give to Swiss shops, please don't write a load of rubbish about higher Swiss labour costs, higher rents etc. We have very low taxes here. We have very poor labour laws here. We have very short distribution distances here. We also have no minimum wage laws, truck drivers and shop workers are very poorly paid.
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  #328  
Old 24.08.2011, 13:54
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Whilst shop workers maybe badly paid they still earn 2 or more times than in France. French ave take home pay is 1250 euro a month, try lo live on that in CH
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  #329  
Old 24.08.2011, 13:57
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Re: Swiss rip-offs

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I get paid in CHF and they import their merchandise in Euro...then sell it on the same price in CHF......So we pay 40% more for what costs less to them now....isn't this theft?
No - that is capitalism!

Have prices risen in Switzerland? No. So we are paying the same as we did 12mths ago. You can't look at it from the currency point of view.

Furthermore, there is no guarantee that the company doesn't have an extended purchase agreement denominated in CHF - that is valid for another X years.

Do the maths on Swiss wages - 20chf per hour (supermarket wages) might not be huge - but it is (at current FX) double what a similar worker in Germany/UK would earn.

I am not denying that companies that are IMPORTING are make profits on the currency - but they are not obligated to lower their prices.

I will go back to the original point - if you earn in CHF and prices haven't increased what is the problem?

Welcome to Capitalism!
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  #330  
Old 24.08.2011, 13:57
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Re: Swiss rip-offs

Consider barriers to entry, which seems to be missing from your analysis.

AYB

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No it's business , the Market is small 3 languages & high salaries, it's not a profitable Market . No economies of scale.

I don't see many new business coming here, if it was easy money they would.
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Old 24.08.2011, 14:09
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Re: Swiss rip-offs

This sounds like a swiss statement - completely failing to address what most people see as obvious.

One of the major forces of competition is customer pressure. When you have people that not only tolerate distorted prices, but don't see the need to pay less then you will have retailers with enormous markups putting up barriers to entry and protecting their market. Mostly legal in the current regulatory environment in Switzerland, but not in the interests of the consumer.

A better question would be "do you consider the pricing fair and reasonable ?"

AYB

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I will go back to the original point - if you earn in CHF and prices haven't increased what is the problem?

Welcome to Capitalism!
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  #332  
Old 24.08.2011, 14:28
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Re: Swiss rip-offs

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Basic medical insurance is the cost of paying the claims, it's not profit making.
I wouldn't complain about the cost if the service was accordingly...
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Old 24.08.2011, 14:30
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Consider barriers to entry, which seems to be missing from your analysis.

AYB
Not wanting to take the risk is the only barrier! As a Brit I can set up a business here, I can't even live In the USA!
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  #334  
Old 24.08.2011, 14:31
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I wouldn't complain about the cost if the service was accordingly...
Your free to go elsewhere, what's the problem.
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Old 24.08.2011, 14:33
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Re: Swiss rip-offs

Is Switzerland expensive?
Yes

Has it always been expensive?
Yes

Is it anymore expensive now?
No

But it is half the price in Germany/UK/US?
Then you to Germany/UK/US and buy (and then import) it. 3 years ago something in Switzerland costing 100chf might have cost £40 (90chf at the time). Prices in both countries have moved a little but not much - suddenly the same item in the UK costs 55chf.

If you earn in CHF and live in Switzerland your view of how much things cost here becomes distorted by the currency movement of the last 3 years (and 3 months in particular).
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  #336  
Old 24.08.2011, 14:58
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Re: Swiss rip-offs

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I get paid in CHF and they import their merchandise in Euro...then sell it on the same price in CHF......So we pay 40% more for what costs less to them now....isn't this theft?
1) It doesn't cost them less until they sell off all the old stock, and start buying new.

2) If the merchandise is 40% less wholesale, it will never be 40% less retail. The overhead is still the same.

3) Most meat, cheese, beer, and wine I buy is Swiss, so no cost reduction due to the Euro (on the other hand, Barbera (which we buy often) prices have been going down).

Tom
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  #337  
Old 24.08.2011, 15:00
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Re: Swiss rip-offs

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I wouldn't complain about the cost if the service was accordingly...
Well, compared to the US, the costs are less and the service is better.

Tom
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  #338  
Old 24.08.2011, 15:06
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Re: Swiss rip-offs

One example of the cost inequity is chewing gum. In DE, a pack costs .55eur. In CH, the same pack costs 3.40CHF. Considering that this isn't a swiss-made product and not a controlled substance taxed to curb abuse the markup doesn't make any sense to me at all. There are no organic chiclet trees living a better life in der Schweiz.

This happens on a lot of products so there is definitely substance to the meat of the complaint. It borders on usury at times. Sure, yes, we can all go live somewhere else but that's dodging an explanation to why so many things, including swiss-made things, are so very much cheaper just across the border - much cheaper than merely explaining retail margins, etc., covers.
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  #339  
Old 24.08.2011, 15:09
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Re: Swiss rip-offs

Swiss rip offs?

Almost everything found at Schubiger or Pfister.
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  #340  
Old 24.08.2011, 15:27
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Re: Swiss rip-offs

Currency rip-offs aren't limited to Switzerland.

A look on the Superdry website reveals some staggering markups compared with store prices - around 40% higher online (using the EUR site).
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