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Old 30.11.2011, 18:15
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The Finger pointers

Got to get this one off my chest.....I received a call yesterday from a Swiss lady whose name I did not recognise. Yeah I know...why is he complaining about that, you ask. She tells me that her son is at school with my son (both 14). Her son broke his mobile phone, or rather she says that my son was running down the stairs, bumped into someone who bumped her son and thus broke the phone, so logically my son is to blame

She asks: would you please make a claim on your insurance?

I asked: I don't understand, did your son have the mobile in his pocket or in a bag?

She says: he had it in his hand and was using it

I asked: how old is the phone and how much did it cost

Answer: 700 francs, bought February this year

I said.......so let me get this right.....your son is standing still on the stairs in a school with a 700 franc mobile phone in his hand. Everyone is running up and down the stairs except your son. At some point the inevitable happened and you believe that I should claim on my insurance?

She says: yes

My response: seriously, no insurance company is going to cough up for that type of "accident", but just to be polite I told her I would speak to my son.

I couldn't actually speak anymore because I was mad as hell. I feared that I would tell her to do something to herself which I would later regret and which does not leave a good impression.

My son informs me that the boy in question had dropped that phone several times and the display was already damaged nothing that I was informed of by Mummy

Haven't yet calmed down enough to call her back and tell her where to get off.
My point is that.......why the hell don't people instil in their offspring the quality of taking responsibility for their own mistakes. I find it so often in this country that people just love to point a finger at someone else rather than having the b...s to deal with their own mistakes. It starts with a parent. My son is not perfect, but when he had his handy broken a few months back I was not on the phone to someone's mummy or daddy to ask them to get their insurers to pay.

No other complaints this year!
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  #2  
Old 30.11.2011, 18:30
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Re: The Finger pointers

Tell her that after speaking to your son, you learnt that someone else bumped him from behind, causing him to bump into the person who bumped into her son.

But unfortunately, your son doesnt remember who, so cant help her there.

Stupid cow.
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Old 30.11.2011, 18:34
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Re: The Finger pointers

According to her pass-the-buck logic, you could blame:

-slippery floors at the school
-another child who bumped yours prior to his bumping the final bumper of her son
-the teacher who let your son out late and caused him to need to hurry
-the short passing periods imposed by the school which cause all the kids to need to rush about
-the long lunch line which made your kid late to finish meaning he needed to rush to class
-the grease on her kid's hands that caused him to drop the phone, etc., etc., etc.

I think she is just hoping to have the phone paid for out of someone else's pocket, and you just need to say, "Sorry, no."
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Old 30.11.2011, 18:41
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Re: The Finger pointers

And why a 14 year old kid has a 700chf phone? Obviously his parents have more money than sense.
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Old 30.11.2011, 18:44
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Re: The Finger pointers

I think she is just hoping to have the phone paid for out of someone else's pocket, and you just need to say, "Sorry, no."

Spot on. Just finding it difficult to keep it a short no and not hurling some abuse.
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Old 30.11.2011, 18:47
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Re: The Finger pointers

Sorry to hear that. It happened to us too and other auslander i know. We just paid the amount and our child kept contact with her child but she did not allow her child to sleeover anymore.
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Old 30.11.2011, 18:58
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Re: The Finger pointers

It's a Swiss thing. Or at least a country-which-has-crazy-insurance-norms thing. I've only come across it here.

Basically, people don't have accident insurance, but (nearly) everyone has personal liability insurance; so every time they break something they need to find someone to blame so that this third party claims off their liability insurance.

No worries regarding the obvious insurance fraud, as most Swiss are insured up to the eyeballs, they never change companies so pay way over the odds, and insurance companies tend to pay out without question. She will be sitting at home, confused as to why you wouldn't claim off your liability insurance for some random other person's phone.
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Old 30.11.2011, 18:59
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Re: The Finger pointers

Ignore her until you get something in writing.
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Old 30.11.2011, 19:02
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Re: The Finger pointers

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Got to get this one off my chest.....I received a call yesterday from a Swiss lady whose name I did not recognise. Yeah I know...why is he complaining about that, you ask. She tells me that her son is at school with my son (both 14). Her son broke his mobile phone, or rather she says that my son was running down the stairs, bumped into someone who bumped her son and thus broke the phone, so logically my son is to blame

She asks: would you please make a claim on your insurance?

I asked: I don't understand, did your son have the mobile in his pocket or in a bag?

She says: he had it in his hand and was using it

I asked: how old is the phone and how much did it cost

Answer: 700 francs, bought February this year

I said.......so let me get this right.....your son is standing still on the stairs in a school with a 700 franc mobile phone in his hand. Everyone is running up and down the stairs except your son. At some point the inevitable happened and you believe that I should claim on my insurance?

She says: yes

My response: seriously, no insurance company is going to cough up for that type of "accident", but just to be polite I told her I would speak to my son.

I couldn't actually speak anymore because I was mad as hell. I feared that I would tell her to do something to herself which I would later regret and which does not leave a good impression.

My son informs me that the boy in question had dropped that phone several times and the display was already damaged nothing that I was informed of by Mummy

Haven't yet calmed down enough to call her back and tell her where to get off.
My point is that.......why the hell don't people instil in their offspring the quality of taking responsibility for their own mistakes. I find it so often in this country that people just love to point a finger at someone else rather than having the b...s to deal with their own mistakes. It starts with a parent. My son is not perfect, but when he had his handy broken a few months back I was not on the phone to someone's mummy or daddy to ask them to get their insurers to pay.

No other complaints this year!
LOL! That's so cheeky
I've never come across that before (I've just jinxed myself )

I'm quite taken aback by that lady's demands.
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Old 30.11.2011, 19:19
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Re: The Finger pointers

I am quite used to other demands from ladies..this one came as a surprise.
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Old 30.11.2011, 19:56
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Re: The Finger pointers

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Got to get this one off my chest.....I received a call yesterday from a Swiss lady whose name I did not recognise. Yeah I know...why is he complaining about that, you ask. She tells me that her son is at school with my son (both 14). Her son broke his mobile phone, or rather she says that my son was running down the stairs, bumped into someone who bumped her son and thus broke the phone, so logically my son is to blame
...I'm assuming the Swiss son with the phone just stopped in the middle of a stairwell to play with his 700CHF mobile phone not taking head to the fact that it would impair traffic or otherwise paying any attention to his surroundings.

...maybe now is a good time to start teaching Swiss kids 700CHF lessons about being attentive? It does take a village after all.
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Old 30.11.2011, 20:04
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Re: The Finger pointers

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And why a 14 year old kid has a 700chf phone? Obviously his parents have more money than sense.
Quite. If they can't afford to replace it, they shouldn't have bought it. If they can, well...
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Old 30.11.2011, 20:13
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Re: The Finger pointers

The poor woman is just trying to wiggle her way out of a bad situation at home. The issue isn't the phone, but a very unsympathetic husband. The woman's trying to save face.

Typical married life in a Swiss household. Sigh.
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Old 30.11.2011, 21:26
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Re: The Finger pointers

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The poor woman is just trying to wiggle her way out of a bad situation at home.
Probably not much wiggling going on there
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Old 30.11.2011, 21:47
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Re: The Finger pointers

So....does Switzerland need a little more wiggle generally? Or are we just talking about too much boredom amongst Swiss housewives, who most certainly need some wiggle to get their minds off the lack of things to do
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Old 30.11.2011, 22:15
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Re: The Finger pointers

Maybe you can suggest she call the parents of the kid who actually bumped into her kid. That was the physical contact, after all, that allegedly resulted in the phone getting dropped.
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Old 30.11.2011, 22:20
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Re: The Finger pointers

Just don't even contact her again. She doesn't have a leg to stand on. If she wants to take it further, let her knock herself out - she'll have a hard time getting that one to hold water.

Cheeky bint.
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Old 30.11.2011, 22:23
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Re: The Finger pointers

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Maybe you can suggest she call the parents of the kid who actually bumped into her kid. That was the physical contact, after all, that allegedly resulted in the phone getting dropped.
Or, maybe, she can replace the phone with the 20CHF special phone for teenagers who don't give a rats arse about how much a phone costs? Seriously, who gives a kid a 700CHF phone?

Even in the lawyer happy US of A, anyone who'd call a parent to say that your kid bumped into theirs in a stairwell resulting in the loss of a phone would get nothing more than a laugh and maybe some profanity on the other end of the line. If insurance is that screwy around here, don't buy a phone more expensive than you can bear to replace.
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Old 01.12.2011, 06:30
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Re: The Finger pointers

My polite reply would be:

"Here is a tube of industrial strength glue provided by my insurance company. After you are done gluing all the pieces of the 700 CHF phone, use a little on your lips and shut the F*** up"
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Old 01.12.2011, 08:57
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Re: The Finger pointers

WOW . What great responses.
Reminds me of the Crocodile Dundee films, first one I think
Mick tells Newspaper lady.....dont need shrinks. Just tell wally, whole town finds out, problem solved.
Thanks for the very helpful suggestions, i think i was looking at this too seriously. CH must be getting at my sense of humour
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