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Old 23.03.2012, 17:34
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Swiss taxes are unfair to women.

I just realized (now that I make the exact same amount as my husband ! that as a woman I pay 4.9% more in taxes than he does just because I am female.

I knew women paid more, but I didn't realize I was going to pay 5 (!) percent more than him.

This has probably been covered before, but since I am just now realizing it, just had to let loose and rant.

Thanks
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Old 23.03.2012, 17:41
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Re: Swiss taxes are unfair to women.

Apologies - as a stay at home mum who has never had to get to grips with the tax system in CH, is this because the wife's income is added to the husband's income and so taxed at a higher marginal rate?

Does this apply equally to quellensteur and also normal tax?

So unless you mix your money together in one joint account, it ends up with you (the wife) bearing a disproportionate amount of the family tax bill?

Just wanted to check ..
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Old 23.03.2012, 17:45
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Re: Swiss taxes are unfair to women.

In the beginning you do feel that the wife is taxed more, but it just seems so. The fact is that you are no longer taxed individually, but as a family. You and your husband are taxed on your total yearly income, which goes into your family. So, its just another way of looking at it.
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Old 23.03.2012, 17:49
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Re: Swiss taxes are unfair to women.

Lucky you! That means you are a high earner.
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Old 23.03.2012, 17:52
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Re: Swiss taxes are unfair to women.

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Lucky you! That means you are a high earner.
Why would it mean that?

Seeing as the incomes are cumulative, they could both be making a completely normal wage and still see the added tax percentage.
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Old 23.03.2012, 17:53
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Re: Swiss taxes are unfair to women.

AFAIK you can decide whose income is the main one for tax purposes: if it were yours, your spouse would pay more.
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Old 23.03.2012, 18:00
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Re: Swiss taxes are unfair to women.

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I just realized (now that I make the exact same amount as my husband ! that as a woman I pay 4.9% more in taxes than he does just because I am female.

I knew women paid more, but I didn't realize I was going to pay 5 (!) percent more than him.

This has probably been covered before, but since I am just now realizing it, just had to let loose and rant.

Thanks
It's only because you got married, if you lived together you would pay the same tax. The rational is that it's quite possible to live on 1 income & a wife is expected in a Catholic country to look after her children.
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Old 23.03.2012, 18:04
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Re: Swiss taxes are unfair to women.

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I just realized (now that I make the exact same amount as my husband ! that as a woman I pay 4.9% more in taxes than he does just because I am female.

I knew women paid more, but I didn't realize I was going to pay 5 (!) percent more than him.

This has probably been covered before, but since I am just now realizing it, just had to let loose and rant.

Thanks
But you can stop working 2 years earlier
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Old 23.03.2012, 18:13
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Re: Swiss taxes are unfair to women.

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I just realized (now that I make the exact same amount as my husband ! that as a woman I pay 4.9% more in taxes than he does just because I am female.

I knew women paid more, but I didn't realize I was going to pay 5 (!) percent more than him.

This has probably been covered before, but since I am just now realizing it, just had to let loose and rant.

Thanks
Erm, no that's not the case - you file a joint declaration don't you? Or pay tax at source. If tax at source, it's because your the secondary wage earner.

I agree that married couples get a bad deal in Switzerland, but why is that just unfair to the woman? How is it not unfair to the man (or actually: "the married couple") as well?

Last edited by c123; 23.03.2012 at 18:15. Reason: typo
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Old 23.03.2012, 19:28
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Re: Swiss taxes are unfair to women.

Sorry, should have clarified.
I am married and we get taxed as Quellensteuer.
I am taxed as a "double earner female" and he is taxed as a "double earner male". However, even though our salaries are identical, I get taxed at a higher rate.
I agree with previous posters, we do put the money in the same account, so our taxes should sort of average out. But still, why not just tax us equally? Also, considering that I will retire earlier, shouldn't that be taken into account when I pay into my pension (not my taxes?).
But, yes- VERY thankful to be earning some dough. And happy to get to gripe about getting taxed. Plus, at least they tax me automatically and I don't have to sort through filing taxes in German.
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Old 23.03.2012, 19:41
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Re: Swiss taxes are unfair to women.

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But still, why not just tax us equally?
It's concidered bad form for a wife to work & is activly discouraged.
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Old 23.03.2012, 19:57
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Re: Swiss taxes are unfair to women.

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Sorry, should have clarified.
I am married and we get taxed as Quellensteuer.
I am taxed as a "double earner female" and he is taxed as a "double earner male". However, even though our salaries are identical, I get taxed at a higher rate.
I agree with previous posters, we do put the money in the same account, so our taxes should sort of average out. But still, why not just tax us equally? Also, considering that I will retire earlier, shouldn't that be taken into account when I pay into my pension (not my taxes?).
But, yes- VERY thankful to be earning some dough. And happy to get to gripe about getting taxed. Plus, at least they tax me automatically and I don't have to sort through filing taxes in German.
They do tax you automatically, but if you are earning above a particular limit(I think its 120k..not sure), you are supposed to do the tax declaration at the end of the year - voluntarily but mandatory. They will not remind you about it.
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Old 23.03.2012, 20:11
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Re: Swiss taxes are unfair to women.

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They do tax you automatically, but if you are earning above a particular limit(I think its 120k..not sure), you are supposed to do the tax declaration at the end of the year - voluntarily but mandatory. They will not remind you about it.
Not true in Canton Zurich - there was a mix-up with my salary at one point, which officially put my taxable income above the limit one year. When we queried it with the tax office, they said just wait until it gets flagged in their system and they send out the appropriate tax return forms. If you send in a tax return before you're sent the forms, it stuffs up their system apparently.

The forms were duly sent out, and now the tax office has them all filled in and we're awaiting their official reply.
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Old 23.03.2012, 20:23
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Re: Swiss taxes are unfair to women.

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Not true in Canton Zurich - there was a mix-up with my salary at one point, which officially put my taxable income above the limit one year. When we queried it with the tax office, they said just wait until it gets flagged in their system and they send out the appropriate tax return forms. If you send in a tax return before you're sent the forms, it stuffs up their system apparently.

The forms were duly sent out, and now the tax office has them all filled in and we're awaiting their official reply.
I see..so they are more organized, I suppose..ok, here in vaud, I called up once and they said that they may not send reminders and you are supposed to file one if you are over the limit..
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Old 23.03.2012, 20:40
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Re: Swiss taxes are unfair to women.

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I just realized (now that I make the exact same amount as my husband ! that as a woman I pay 4.9% more in taxes than he does just because I am female.

I knew women paid more, but I didn't realize I was going to pay 5 (!) percent more than him.

This has probably been covered before, but since I am just now realizing it, just had to let loose and rant.

Thanks
You can apply to be the one that pays more tax if you earn the same.

The rule of thumb is that in a double income family, the lower of the two incomes pays more tax. Gender doesn't come into, other than on average women earn less than men.

HTH & sorry if it took the wind ouf of your sails
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Old 23.03.2012, 20:50
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Re: Swiss taxes are unfair to women.

ok but probably in 90% of cases the women earn less, Switzerland must be the only so called first world country that penalizes women who do not want to stay at home.... and before all the responses start ..... i stayed at home until my son was six but that was a choice that i made irrespective of financial reality ... but that is not a choice that many can or choose to make
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Old 23.03.2012, 21:34
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Re: Swiss taxes are unfair to women.

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stayed at home until my son was six but that was a choice that i made irrespective of financial reality ... but that is not a choice that many can or choose to make
Salaries are very high in CH so it's perfectly normal to have a family with an income of 60,000 CHF & being able to live.
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Old 24.03.2012, 04:29
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Re: Swiss taxes are unfair to women.

complain first, think later.
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Old 24.03.2012, 06:48
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Re: Swiss taxes are unfair to women.

How do you live in CH with a family for 60,000 CHF? We can't be talking about anywhere in Zurich, right?

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Salaries are very high in CH so it's perfectly normal to have a family with an income of 60,000 CHF & being able to live.
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Old 24.03.2012, 07:09
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Re: Swiss taxes are unfair to women.

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How do you live in CH with a family for 60,000 CHF? We can't be talking about anywhere in Zurich, right?
Many people do live on that salary across Switzerland - it's something like the average. Admittedly, the average in Zurich and Geneva is quite a bit higher, but even the people who work at your local McDonalds still manage to have families, you know.
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