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Old 24.06.2020, 20:46
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Understanding doctor bill

Hopefully someone can give some insight to this as I'm well accustomed to swiss prices but have no idea why my doctor bill is so high, maybe someone with similar experience can explain where this is coming from? I'm sure im beating a dead horse whining about Swiss healthcare.....

I visited my GP twice in March, received maybe 10 minutes of discussion and paracetamol on one visit.

2nd visit I receive a blood panel they sent off.

I then received a bill from my doctor for 200 CHF.

A month later my insurance synlab for the blood test for 1400 CHF

And then this week I received another one for 600 CHF from my insurance.

I'm super confused as I did not even receive a physical exam and was told by the clinic they'd call me about the blood test "if anything showed up."

Whats going on here?? Is this normal?
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Old 24.06.2020, 21:10
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Re: Understanding doctor bill

Depending on what all has been tested for this could be normal.
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Old 24.06.2020, 21:21
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Re: Understanding doctor bill

You can ask your insurance for a detailed bill showing everything they billed you for.
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Old 24.06.2020, 21:34
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Re: Understanding doctor bill

I suspect all the bills were sent directly to the insurance, and what you got were copies. Then the insurance sent you the 600chf bill which covers your 'gap'....



Did you pay the bills yet ?



When I was new to Zurich I found it was easy to go to the receptionist at the doctors and they explained things to me...



1400chf for blood tests is a lot higher than just the basic stuff I normally have done (typically mine is around 400chf) - so it sounds like something more complicated was tested... (allergies?)



Anyway, what is your 'gap' on your health insurance. Either the bill is sent directly to your health insurance and you get sent a copy that you do not need to pay (no pink pay-in slip usually) OR you pay then you forward the bills to the insurance (in which case there will be a pink pay-in slip included).
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Old 25.06.2020, 00:23
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Re: Understanding doctor bill

Quote:
Depending on what all has been tested for this could be normal.
Yes. With regard to blood tests, some are, of course, standard and cheaper, and some more expensive.

https://www.englishforum.ch/3188561-post17.html
https://www.englishforum.ch/3188562-post18.html

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When I was new to Zurich I found it was easy to go to the receptionist at the doctors and they explained things to me...
This, yes. While you're there, you can pick up the blood test results, and file them away, to see if, in the next round, having them might save you some money.
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Old 25.06.2020, 12:08
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Re: Understanding doctor bill

If the blood testing must be done by an external lab, this can get quite costly.
This is often billed separately.

You can request copies of all bills. I know my insurance company is quite happy to answer my questions about bills that are sent to them directly, where I did not receive a copy. Some doctors offices send copies to patients, others don't. If the billing is handled externally, it seems the patient often receives a copy.
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