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  #81  
Old 02.10.2020, 15:25
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Re: Health insurance fees for moving

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She not only said she had moved within Oerlikon but als she also said had moved within the same commune/city. Both statement indicate that they did not change the premium region when they moved.

Doesn't mater if she moved from Seebach to Oerlikon or Schwamendingen to Oerlikon or vice versa. Still the same premium region as it is the same commune even if the postcode is different.

And I blindly assume that someone would be aware that they actually (de)registered in Opfikon or Rümlang instead of doing the formalities all at one place: the local City of Zürich Kreisbüro 11+12 which serves Oerlikon, Schwamendingen, and Seebach or at the Zürich Stadthaus next to the Limmat. And even if you do it online the websites are also different:

Moving within the City of Zurich, exclusively: https://www.stadt-zuerich.ch/eumzug
Otherwise: https://www.eumzug.swiss/eumzug/#/canton/zh

If someone lives at 8152 Glattpark, which belongs to the Commune of Opfikon, then they must register at the Stadthaus of the City of Opfikon. They can not register at the Kreisbüro 11+12 or the Stadthaus of the City of Zurich. And obviously, Glattpark does not belong to the City of Zurich as the post code does not start with 80xy, and all of the bus stops inside the Glattpark belong to ZVV zone 121 instead zone 110, and on the map it says Glattpark (Opfikon) as it does says so on the city limit signs next to the road, and the people in Opfikon use black garbage bags with purple letters, instead the white ones with blue letters as in the City of Zurich.

Still: there is the slight possibility that they lived in the Glattpark Opfikon. But that takes a special kind of stupid to think that this is part of Oerlikon or the City of Zurich and even more so when you actually move away from Opfikon actually into the City of Zurich.


That is obviously wrong. Same postcode does not per se mean the same premium region. And different post code does niether mean different premium region. Only same commune means same premium region and the same commune means always the same premium region even if the post code is different. The actual border of the commune is important and not the post code.

Once again:
- All parts of a commune are in the very same premium region. Regardless of postcode. No exception. (link provided previously).
- A postcode can cover more than one commune, and thus more than one premium region. (link provided previously).

But in the case of Postcode/Address "8050 Zürich" which is considered as Oerlikon all of its parts are in the same premium region as all off 8050 belongs to Zurich. But as said, the fact that they moved within the same commune is good enough to determine that they premium region stays the same.
Regardless of all this which, although I am sure you are trying to be helpful only makes things more confusing, she could easily have checked the two addresses in comparis and found out for sure if there was a premium difference.
I would have only taken a couple of minutes and potentially saved her a lot of stress.
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  #82  
Old 02.10.2020, 15:49
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Re: Health insurance fees for moving

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If you read my question from the start my query was actually is this normal to be charged so much extra for moving? and most of the people told me no they haven't really been charged extra when moving... I also asked how would my health status ( the underwriting would be done for the person health) if I move a few roads down the street?? Its not like am moving to a cut off area where its hard to find a Dr and cost of transporting me to a hospitably would be a lot higher?
Moving from a small village in canton FR to a small city in canton VD our health insurance went up by nearly 50% per month. We moved less than four kilometers ... yes the premiums really are tied to designated regions and you either have to pay more if you move to a more expensive region or pay less if you move to a less expensive one.
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  #83  
Old 02.10.2020, 16:09
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Re: Health insurance fees for moving

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Sanitas doesn't have the best customer care in my experience. However, it seems she didn't understand why she was charged more and either it was their fault as in they failed to explain clearly, or it was her fault as in she couldn't understand their explanation.

Many companies have been mentioned here for the very same issues. See the thread about Wincasa for instance (not insurance company but still) with which I personally never had any problems. If you have never experienced this sort of problems, it doesn't mean they don't exist.

Sorry, but no company is above criticism. I don't think she/he should have been banned.
I was never claiming that Sanitas is anyway beyond criticism. I just doubt the veracity of her claims. For the reasons ASwissintheUS pointed out and based upon my own dealings with Sanitas, it seems very very unlikely to me.

I'm also guessing the mods know more than we do about their identity because I don't think this thread alone is enough merit to have someone banned.

If I'm mistaken, and OP is actually just that confused, then you have my unreserved apologies for my previous statement.
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  #84  
Old 02.10.2020, 16:15
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Re: Health insurance fees for moving

Premium region map. I'm staying in Oberwallis.

https://www.moneyland.ch/resources/p...emien-2020.png
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  #85  
Old 02.10.2020, 16:20
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Re: Health insurance fees for moving

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Premium region map. I'm staying in Oberwallis.

https://www.moneyland.ch/resources/p...emien-2020.png
https://www.priminfo.admin.ch/de/regionen

Offers further breakdown, quite handy.
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  #86  
Old 02.10.2020, 17:17
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Re: Health insurance fees for moving

I don't think in fact that she ever thought it was an administration fee but was simply outraged that the health care costs could change by moving to a nearby street hence her demanding that the insurance company proves to her that it pays out more in costs for someone on that nearby street than for someone on her street. Pretty much all the posts then weren't of any use to her. I hope she resolves some of her issues and finds some peace.
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Old 02.10.2020, 20:46
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Re: Health insurance fees for moving

this thread is an experiment in bad communication, despite OP supposedly being a manager and a native English speaker.

The thing with the premium regions can be unexpected for a foreigner, but several people tried to explain that.
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  #88  
Old 02.10.2020, 20:56
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Re: Health insurance fees for moving

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this thread is an experiment in bad communication, despite OP supposedly being a manager and a native English speaker.

The thing with the premium regions can be unexpected for a foreigner, but several people tried to explain that.
There are various reasons why things sometimes dont sink in.
Nothing to do with beeing a manager or not.
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Old 02.10.2020, 23:05
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Re: Health insurance fees for moving

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There are various reasons why things sometimes dont sink in.
Nothing to do with beeing a manager or not.
Yes, various reasons can include being generally overwhelmed with a zillion administrative tasks, in two countries.

Wow, no matter that OP didn't understand the advice given, or didn't look up in comparis, or if she did, didn't understand what she was reading, or if she just wants to complain (this is, after all, the complaints section of the forum).... I still wouldn't like to have to face all those problems she has. And they seem to all be of the kind that really need to be solved, and ideally understood, and some of them have time constraints, and they're not the kind of thing I'd readily have been able to just shrug off, or just swallow the explanations of others, when some of the issues (like the increased medical insurance premium) seem flatly illogical.

When I first moved to Switzerland, I mentally drew the border of the city in a different place from the Real World Political Map, and didn't know about my error for several years.

SandyDown, if you're still reading this: if what you wrote is the truth as you are experiencing it, you definitely have my sympathies.
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  #90  
Old 04.10.2020, 20:05
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Re: Health insurance fees for moving

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this thread is an experiment in bad communication, despite OP supposedly being a manager and a native English speaker.

I'd say that was the case for many if not most threads if bad communication means to be unable to articulate and/or comprehend.
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