Go Back   English Forum Switzerland > Living in Switzerland > Daily life  
Reply
 
Thread Tools Display Modes
  #1  
Old 04.04.2011, 15:34
Newbie 1st class
 
Join Date: Mar 2011
Location: zurich
Posts: 17
Groaned at 1 Time in 1 Post
Thanked 0 Times in 0 Posts
felipe1712 has no particular reputation at present
Someone stole my bike...

Well my worst fears came true today.

I was at a local appliance and electronic store today (near the train station in zurich).
I was looking for a new digital camera. So I make my purchase and walk out the front door. The bike is gone! What the $#@$%(to be polite).

Can someone tell me what to do first? I have an insurence, but do I need to go to the police first?

Thanks.
Reply With Quote
  #2  
Old 04.04.2011, 15:40
TidakApa's Avatar
Forum Legend
 
Join Date: Jun 2009
Location: Top of a Triangle
Posts: 2,992
Groaned at 38 Times in 29 Posts
Thanked 5,673 Times in 2,039 Posts
TidakApa has a reputation beyond reputeTidakApa has a reputation beyond reputeTidakApa has a reputation beyond reputeTidakApa has a reputation beyond reputeTidakApa has a reputation beyond reputeTidakApa has a reputation beyond repute
Re: Someone stole my bike...

Quote:
View Post
Well my worst fears came true today.

I was at a local appliance and electronic store today (near the train station in zurich).
I was looking for a new digital camera. So I make my purchase and walk out the front door. The bike is gone! What the $#@$%(to be polite).

Can someone tell me what to do first? I have an insurence, but do I need to go to the police first?

Thanks.
I think all insurance claim related matters like this will require a Police report.
(given that the theft is of criminal nature).

I would go to the police and report it regardless.


.... it sounds like it was stolen pretty quickly. Was the bike chained up?
Reply With Quote
  #3  
Old 04.04.2011, 15:46
PaddyG's Avatar
Forum Legend
 
Join Date: Aug 2007
Location: Pensier, Fribourg
Posts: 9,243
Groaned at 118 Times in 102 Posts
Thanked 16,857 Times in 5,912 Posts
PaddyG has a reputation beyond reputePaddyG has a reputation beyond reputePaddyG has a reputation beyond reputePaddyG has a reputation beyond reputePaddyG has a reputation beyond reputePaddyG has a reputation beyond repute
Re: Someone stole my bike...

Yes, to claim the insurance, you need to file a police report. I should know, I lost 2 bikes within 6 months
Reply With Quote
  #4  
Old 04.04.2011, 15:46
mirfield's Avatar
Moddy Wellies
 
Join Date: Apr 2007
Location: North Yorkshire
Posts: 8,727
Groaned at 53 Times in 47 Posts
Thanked 9,936 Times in 3,651 Posts
mirfield has a reputation beyond reputemirfield has a reputation beyond reputemirfield has a reputation beyond reputemirfield has a reputation beyond reputemirfield has a reputation beyond reputemirfield has a reputation beyond repute
Re: Someone stole my bike...

Bill's right about most likely needing a police report.

Quote:
View Post
I have an insurence
Quote:
View Post
Was the bike chained up?
Think about your statement before you answer Bill's question...
Reply With Quote
The following 2 users would like to thank mirfield for this useful post:
  #5  
Old 04.04.2011, 15:48
PaddyG's Avatar
Forum Legend
 
Join Date: Aug 2007
Location: Pensier, Fribourg
Posts: 9,243
Groaned at 118 Times in 102 Posts
Thanked 16,857 Times in 5,912 Posts
PaddyG has a reputation beyond reputePaddyG has a reputation beyond reputePaddyG has a reputation beyond reputePaddyG has a reputation beyond reputePaddyG has a reputation beyond reputePaddyG has a reputation beyond repute
Re: Someone stole my bike...

Your bike was chained up, even if it wasn't, OK?
Reply With Quote
The following 4 users would like to thank PaddyG for this useful post:
  #6  
Old 04.04.2011, 16:01
Newbie 1st class
 
Join Date: Mar 2011
Location: zurich
Posts: 17
Groaned at 1 Time in 1 Post
Thanked 0 Times in 0 Posts
felipe1712 has no particular reputation at present
Re: Someone stole my bike...

the problem with the insurence, is that I dont have the receipt, because the bike was a second hand....
what can I do?
Reply With Quote
  #7  
Old 04.04.2011, 16:02
Newbie 1st class
 
Join Date: Mar 2011
Location: zurich
Posts: 17
Groaned at 1 Time in 1 Post
Thanked 0 Times in 0 Posts
felipe1712 has no particular reputation at present
Re: Someone stole my bike...

Quote:
View Post
Your bike was chained up, even if it wasn't, OK?
yes the bike was chained up... (my chain was really poor anyway...)
Reply With Quote
  #8  
Old 04.04.2011, 16:07
TidakApa's Avatar
Forum Legend
 
Join Date: Jun 2009
Location: Top of a Triangle
Posts: 2,992
Groaned at 38 Times in 29 Posts
Thanked 5,673 Times in 2,039 Posts
TidakApa has a reputation beyond reputeTidakApa has a reputation beyond reputeTidakApa has a reputation beyond reputeTidakApa has a reputation beyond reputeTidakApa has a reputation beyond reputeTidakApa has a reputation beyond repute
Re: Someone stole my bike...

Quote:
View Post
the problem with the insurence, is that I dont have the receipt, because the bike was a second hand....
what can I do?
No shots no ducks mate.
Worst case, no claim.

Just apply for the insurance claim anyway.

As long as it's not some hugely expensive (like a few grand*) bike, you should be pretty sweet.

fraudulant claims are dealt with severely, so just be honest and nothing can really go too wrong.

Chances are, there will perhaps be limitations within your policy for an assumed amount on the bike..... unless you have specified otherwise. In which case, again that should be OK.
Reply With Quote
  #9  
Old 04.04.2011, 16:08
Natasha's Avatar
Forum Legend
 
Join Date: Aug 2007
Location: St Anton am Arlberg, Austria
Posts: 2,732
Groaned at 61 Times in 57 Posts
Thanked 3,248 Times in 1,167 Posts
Natasha has a reputation beyond reputeNatasha has a reputation beyond reputeNatasha has a reputation beyond reputeNatasha has a reputation beyond reputeNatasha has a reputation beyond reputeNatasha has a reputation beyond repute
Re: Someone stole my bike...

Look at the bright side: you have a new camera.
Reply With Quote
The following 4 users would like to thank Natasha for this useful post:
  #10  
Old 04.04.2011, 16:11
PaddyG's Avatar
Forum Legend
 
Join Date: Aug 2007
Location: Pensier, Fribourg
Posts: 9,243
Groaned at 118 Times in 102 Posts
Thanked 16,857 Times in 5,912 Posts
PaddyG has a reputation beyond reputePaddyG has a reputation beyond reputePaddyG has a reputation beyond reputePaddyG has a reputation beyond reputePaddyG has a reputation beyond reputePaddyG has a reputation beyond repute
Re: Someone stole my bike...

Quote:
View Post
Look at the bright side: you have a new camera.
To take pictures of your bi..

Oh....
Reply With Quote
This user would like to thank PaddyG for this useful post:
  #11  
Old 04.04.2011, 16:12
Newbie 1st class
 
Join Date: Mar 2011
Location: zurich
Posts: 17
Groaned at 1 Time in 1 Post
Thanked 0 Times in 0 Posts
felipe1712 has no particular reputation at present
Re: Someone stole my bike...

Quote:
View Post
No shots no ducks mate.
Worst case, no claim.

Just apply for the insurance claim anyway.

As long as it's not some hugely expensive (like a few grand*) bike, you should be pretty sweet.

fraudulant claims are dealt with severely, so just be honest and nothing can really go too wrong.

Chances are, there will perhaps be limitations within your policy for an assumed amount on the bike..... unless you have specified otherwise. In which case, again that should be OK.
Yes, I will try to claim anyway, and of course I dont want to cheat the insurence.
The bike was a GT Avalanche 3.0, I paid it around 320 chf. I know that is not a lot of money but the thing is that I buy it since 2 weeks only!!!!!
Im really mad...
Reply With Quote
  #12  
Old 04.04.2011, 16:13
Newbie 1st class
 
Join Date: Mar 2011
Location: zurich
Posts: 17
Groaned at 1 Time in 1 Post
Thanked 0 Times in 0 Posts
felipe1712 has no particular reputation at present
Re: Someone stole my bike...

Quote:
View Post
To take pictures of your bi..

Oh....
at least you make me smile... jiji
Reply With Quote
  #13  
Old 04.04.2011, 16:14
Natasha's Avatar
Forum Legend
 
Join Date: Aug 2007
Location: St Anton am Arlberg, Austria
Posts: 2,732
Groaned at 61 Times in 57 Posts
Thanked 3,248 Times in 1,167 Posts
Natasha has a reputation beyond reputeNatasha has a reputation beyond reputeNatasha has a reputation beyond reputeNatasha has a reputation beyond reputeNatasha has a reputation beyond reputeNatasha has a reputation beyond repute
Re: Someone stole my bike...

Quote:
View Post
Im really mad...
I fixed that for you.

insinuates nauseous, drunk, or a Sutter post.
Reply With Quote
The following 2 users would like to thank Natasha for this useful post:
  #14  
Old 04.04.2011, 16:14
grumpygit's Avatar
Forum Veteran
 
Join Date: Feb 2011
Location: geneva
Posts: 1,476
Groaned at 29 Times in 16 Posts
Thanked 1,508 Times in 695 Posts
grumpygit has a reputation beyond reputegrumpygit has a reputation beyond reputegrumpygit has a reputation beyond reputegrumpygit has a reputation beyond reputegrumpygit has a reputation beyond reputegrumpygit has a reputation beyond repute
Re: Someone stole my bike...

Quote:
View Post
Yes, I will try to claim anyway, and of course I dont want to cheat the insurence.
The bike was a GT Avalanche 3.0, I paid it around 320 chf. I know that is not a lot of money but the thing is that I buy it since 2 weeks only!!!!!
Im really mad...
Is that the one that is advertised to go really fast?
Reply With Quote
This user would like to thank grumpygit for this useful post:
  #15  
Old 04.04.2011, 16:15
PaddyG's Avatar
Forum Legend
 
Join Date: Aug 2007
Location: Pensier, Fribourg
Posts: 9,243
Groaned at 118 Times in 102 Posts
Thanked 16,857 Times in 5,912 Posts
PaddyG has a reputation beyond reputePaddyG has a reputation beyond reputePaddyG has a reputation beyond reputePaddyG has a reputation beyond reputePaddyG has a reputation beyond reputePaddyG has a reputation beyond repute
Re: Someone stole my bike...

Quote:
View Post
Yes, I will try to claim anyway, and of course I dont want to cheat the insurence.
The bike was a GT Avalanche 3.0, I paid it around 320 chf. I know that is not a lot of money but the thing is that I buy it since 2 weeks only!!!!!
Im really mad...
Problem is, you'll likely pay a 200.- excess on your claim, so you'll only get 120.- back.
Reply With Quote
  #16  
Old 04.04.2011, 16:19
Newbie 1st class
 
Join Date: Mar 2011
Location: zurich
Posts: 17
Groaned at 1 Time in 1 Post
Thanked 0 Times in 0 Posts
felipe1712 has no particular reputation at present
Re: Someone stole my bike...

Quote:
View Post
Is that the one that is advertised to go really fast?
yes, the guy probably its in germany right now...
Reply With Quote
  #17  
Old 04.04.2011, 17:27
Femme T's Avatar
Member
 
Join Date: Aug 2008
Location: Zoorich
Posts: 129
Groaned at 0 Times in 0 Posts
Thanked 110 Times in 73 Posts
Femme T has made some interesting contributions
Re: Someone stole my bike...

felipe, our bike was stolen from under our house just a month ago. went to the local police to announce the theft. we needed to have 2 things:
- the receipt for the bike itself
- the vignette (insurance) number (see more for explanation here: http://www.eda.admin.ch/eda/en/home/...eh/manve9.html)
Since we didn't have either (lost during the move), we couldn't file a report and, of course, couldn't claim anything from the insurance either.
Hope this helps. Good luck.
Reply With Quote
The following 2 users would like to thank Femme T for this useful post:
  #18  
Old 04.04.2011, 17:43
Klostersgirl's Avatar
Forum Veteran
 
Join Date: Jun 2009
Location: ZH
Posts: 690
Groaned at 2 Times in 1 Post
Thanked 1,329 Times in 411 Posts
Klostersgirl has a reputation beyond reputeKlostersgirl has a reputation beyond reputeKlostersgirl has a reputation beyond reputeKlostersgirl has a reputation beyond reputeKlostersgirl has a reputation beyond repute
Re: Someone stole my bike...

Quote:
View Post
felipe, our bike was stolen from under our house just a month ago. went to the local police to announce the theft. we needed to have 2 things:
- the receipt for the bike itself
- the vignette (insurance) number (see more for explanation here: http://www.eda.admin.ch/eda/en/home/...eh/manve9.html)
Since we didn't have either (lost during the move), we couldn't file a report and, of course, couldn't claim anything from the insurance either.
Hope this helps. Good luck.
We had a bike stolen from the garage of our holiday apartment, for which we had the receipt but which did not have a vignette. We were still able to claim from our household insurance (I think) and got back the total cost of the bike, less the excess.

Hope you can claim something, too.
Reply With Quote
This user would like to thank Klostersgirl for this useful post:
  #19  
Old 04.04.2011, 17:47
temiatwork's Avatar
Senior Member
 
Join Date: Apr 2009
Location: Geneva
Posts: 416
Groaned at 0 Times in 0 Posts
Thanked 156 Times in 108 Posts
temiatwork is considered knowledgeabletemiatwork is considered knowledgeabletemiatwork is considered knowledgeable
Re: Someone stole my bike...

File the police report and for sure you'll get something from the insurance.
Reply With Quote
  #20  
Old 04.04.2011, 17:51
Guest
 
Posts: n/a
Re: Someone stole my bike...

This is about the 8th bike-stealing story I've heard in a week - what's going on in Zrich? Maybe it's the weather - "Sunny day, I need a bike; oh, look there's a nice one. I'll 'av it!"
Reply With Quote
Reply




Currently Active Users Viewing This Thread: 1 (0 members and 1 guests)
 
Thread Tools
Display Modes

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are Off
Pingbacks are Off
Refbacks are Off


Similar Threads
Thread Thread Starter Forum Replies Last Post
Robbers stole urn of cocaine..? vwild1 General off-topic 2 20.01.2011 21:43
To "a Lady" that stole my stuff in the gym's shower karin_z Complaints corner 4 09.08.2010 13:42


All times are GMT +2. The time now is 11:22.


Powered by vBulletin® Version 3.8.4
Copyright ©2000 - 2022, Jelsoft Enterprises Ltd.
LinkBacks Enabled by vBSEO 3.1.0