Hi,

I plan to ove to switzerland (geneve).

My gross salary per year will be 130.000 CHF.

How much money will i receive per month (net amout) and how do you calculate it.

I will be a senior IT developer in a bank.

I plan to take my wife and my two kids with me. my kids have 6 months and 2 years. How much will i pay for a decent place to put them? a shool.

How much will i pay for a house that has 3 bedrooms one kichen , one and living room?

Can you please help?

Thank you.

P.S - I am a portugese citizen, i can live and work in switzerland because i am a EU citizen, correct? or do i need any kind of wotking permit visa?

I'm curious as to what research you've actually done yourself if stupidly fundamental stuff like "do I need a visa" is still a question you have, despite apparently having a job offer.

Not much yet.

I need to give an anwser to the job agency till today at 5 pm.

Can you please help?

Yes.

(10 characters)

If you really NEED the job take it and start reading all the info available on the forum afterwards.
If you have a choice perhaps you ought to get reading right away as I wouldn't rush into something so drastic with a family, without being very well informed. But reading the relevant stickies and threads here you will be just that in no time!

(takes pity on OP - deadlines are such flustersome things, aren't they?)

The average Swiss family with 2 kids has a budget of CHF11083 monthly before tax, or CHF133k/year before tax, and the average Swiss family with three or more kids actually earns slightly less. (Source, in German, sorry)

So you're in the right ballpark. Nearly half of Swiss families with 2+ kids earn less than you will, and they're not starving.

Thank you very much for the answer.

Can you help me calculate may net salary per month??

I will earn 130.000 per year (gross).

Please check the section 1 Tax on the link given by MathNut.

It's in german... I only undestand english and portugese

the links provided on her first reply:
Cost of living - help needed to get it right

for tax calculations are not all in german , only tax tables are.
Refer to links ( on the page) like

http://www.accurity.ch/revenueestimate/

No, the first link I posted (the "Yes" one.)
Click that, it takes you to a thread with (among other things) a list of helpful links for calculating your taxes. Third one down is what you want.

Ok. I have seen it. Thank you.


I think i will earn about 8400 CHF per month of net salary wich is about 6900 eur.

Do you have any ideia of what will i pay for the college of my two kids?

They have 6 month and 2 years.

Whoa there tiger. Kids don't start to school that young here, let alone college!

(Do you mean day care or something? If so, the French phrases you need to google are "crèche" and "maman de jour".)

Yes, it's like a shooll for kids i think that in english we say kindergarden.

It's the normal place to put the children when parents atre working during the day.

With professional child carers? That is a "crèche" in French.

If you want them to be looked after by another mom, in her home (cheaper, more of a family atmosphere, but maybe also less professional) then you would be looking for a "maman de jour". I am not sure if they take 6-month-olds though.

Google these options + "Geneve" to get some idea how much they cost there.

Ok, all the information is on this forum, please do not expect us to spoon feed you. Look around a bit.

The exact netto income depends on your exact location of residence - yes, thats uniquely Swiss, the income tax varies by canton and even village. So no, nobody can answer your question exactly, but you know now that you will earn enought to most people's standards. And I am sure you know that 130k is a decent salary for an IT person.

You can also find out within five minutes on pages like homegate.ch how much appartments approx. cost.

I am currently moving away from Switzerland to another country and yes, they have very similar websites than this one there. Yes, I have very similar questions as you have, but I managed to read and answer 90% of my questions myself and only asked for the remaining 10% of "advanced" info which showed the others that I did my homework and not only wanted somebody else to do the work for me...

Sorry, it was not my intention to disturb. It's because i only have some hours to answer to the position.

As to the place, is it is crésce.

yes, it is a crèche

Your calculation is not correct, because you are forgetting the elements like AVS, health insurance, accident insurance.. etc etc.. I will be very suprised if your net income reaches 8000 CHF. Make your plans based on 7.500 CHF / month in average.

Ok, I do not know what alternatives you have, but in short:

- Your income seems absolutely in line with local salaries - nobody is screwing you.

- Your income is more than sufficient to survive in Switzerland if you live the Swiss life style, but not enough to live the "mad expat style". This means: You won't afford a huge house in the city. You will either rent a house in the country side and commute to work or live in a flat in the city.

- Taxes are really low in Switzerland compared to most places in the EU.

- costs are really high in Switzerland compared to most places in the EU.

You will do financially ok if you do inform yourself a bit more on how to live here... given the current state of Portugal, I would not let this chance pass. You are offered some 107k EUR gross and if you save some money here, you know what you can afford with that back home.