Go Back   English Forum Switzerland > Living in Switzerland > Daily life  
Reply
 
Thread Tools Display Modes
  #1  
Old 17.06.2011, 11:48
Newbie 1st class
 
Join Date: Jun 2011
Location: geneve
Posts: 14
Groaned at 0 Times in 0 Posts
Thanked 0 Times in 0 Posts
pedror has no particular reputation at present
Moving to Switzerland

Hi,

I plan to ove to switzerland (geneve).

My gross salary per year will be 130.000 CHF.

How much money will i receive per month (net amout) and how do you calculate it.

I will be a senior IT developer in a bank.

I plan to take my wife and my two kids with me. my kids have 6 months and 2 years. How much will i pay for a decent place to put them? a shool.

How much will i pay for a house that has 3 bedrooms one kichen , one and living room?

Can you please help?

Thank you.

P.S - I am a portugese citizen, i can live and work in switzerland because i am a EU citizen, correct? or do i need any kind of wotking permit visa?
Reply With Quote
  #2  
Old 17.06.2011, 12:13
adrianlondon's Avatar
Forum Legend
 
Join Date: Nov 2009
Location: Basel
Posts: 9,131
Groaned at 170 Times in 153 Posts
Thanked 25,643 Times in 6,892 Posts
adrianlondon has a reputation beyond reputeadrianlondon has a reputation beyond reputeadrianlondon has a reputation beyond reputeadrianlondon has a reputation beyond reputeadrianlondon has a reputation beyond reputeadrianlondon has a reputation beyond repute
Re: Moving to Switzerland

I'm curious as to what research you've actually done yourself if stupidly fundamental stuff like "do I need a visa" is still a question you have, despite apparently having a job offer.
Reply With Quote
  #3  
Old 17.06.2011, 12:17
Newbie 1st class
 
Join Date: Jun 2011
Location: geneve
Posts: 14
Groaned at 0 Times in 0 Posts
Thanked 0 Times in 0 Posts
pedror has no particular reputation at present
Re: Moving to Switzerland

Not much yet.

I need to give an anwser to the job agency till today at 5 pm.

Can you please help?
Reply With Quote
  #4  
Old 17.06.2011, 12:21
MathNut's Avatar
Forum Legend
 
Join Date: Aug 2007
Location: Kt. Glarus
Posts: 4,415
Groaned at 34 Times in 32 Posts
Thanked 10,952 Times in 3,253 Posts
MathNut has a reputation beyond reputeMathNut has a reputation beyond reputeMathNut has a reputation beyond reputeMathNut has a reputation beyond reputeMathNut has a reputation beyond reputeMathNut has a reputation beyond repute
Re: Moving to Switzerland

Quote:
View Post
Can you please help?
Yes.

(10 characters)
Reply With Quote
The following 2 users would like to thank MathNut for this useful post:
  #5  
Old 17.06.2011, 12:26
mabern's Avatar
Forum Veteran
 
Join Date: Sep 2007
Location: V.South West of Zurich
Posts: 1,193
Groaned at 7 Times in 6 Posts
Thanked 417 Times in 285 Posts
mabern has an excellent reputationmabern has an excellent reputationmabern has an excellent reputationmabern has an excellent reputation
Re: Moving to Switzerland

If you really NEED the job take it and start reading all the info available on the forum afterwards.
If you have a choice perhaps you ought to get reading right away as I wouldn't rush into something so drastic with a family, without being very well informed. But reading the relevant stickies and threads here you will be just that in no time!
Reply With Quote
  #6  
Old 17.06.2011, 12:31
MathNut's Avatar
Forum Legend
 
Join Date: Aug 2007
Location: Kt. Glarus
Posts: 4,415
Groaned at 34 Times in 32 Posts
Thanked 10,952 Times in 3,253 Posts
MathNut has a reputation beyond reputeMathNut has a reputation beyond reputeMathNut has a reputation beyond reputeMathNut has a reputation beyond reputeMathNut has a reputation beyond reputeMathNut has a reputation beyond repute
Re: Moving to Switzerland

Quote:
View Post
Yes.

(10 characters)
(takes pity on OP - deadlines are such flustersome things, aren't they?)

The average Swiss family with 2 kids has a budget of CHF11083 monthly before tax, or CHF133k/year before tax, and the average Swiss family with three or more kids actually earns slightly less. (Source, in German, sorry)

So you're in the right ballpark. Nearly half of Swiss families with 2+ kids earn less than you will, and they're not starving.

Last edited by MathNut; 17.06.2011 at 12:41.
Reply With Quote
The following 3 users would like to thank MathNut for this useful post:
  #7  
Old 17.06.2011, 13:49
Newbie 1st class
 
Join Date: Jun 2011
Location: geneve
Posts: 14
Groaned at 0 Times in 0 Posts
Thanked 0 Times in 0 Posts
pedror has no particular reputation at present
Re: Moving to Switzerland

Thank you very much for the answer.

Can you help me calculate may net salary per month??

I will earn 130.000 per year (gross).
Reply With Quote
  #8  
Old 17.06.2011, 13:54
Ouchboy's Avatar
Forum Legend
 
Join Date: Jun 2008
Location: Baden
Posts: 3,345
Groaned at 67 Times in 54 Posts
Thanked 5,739 Times in 2,182 Posts
Ouchboy has a reputation beyond reputeOuchboy has a reputation beyond reputeOuchboy has a reputation beyond reputeOuchboy has a reputation beyond reputeOuchboy has a reputation beyond reputeOuchboy has a reputation beyond repute
Re: Moving to Switzerland

Please check the section 1 Tax on the link given by MathNut.
Reply With Quote
  #9  
Old 17.06.2011, 13:57
Newbie 1st class
 
Join Date: Jun 2011
Location: geneve
Posts: 14
Groaned at 0 Times in 0 Posts
Thanked 0 Times in 0 Posts
pedror has no particular reputation at present
Re: Moving to Switzerland

It's in german... I only undestand english and portugese
Reply With Quote
  #10  
Old 17.06.2011, 14:00
Ouchboy's Avatar
Forum Legend
 
Join Date: Jun 2008
Location: Baden
Posts: 3,345
Groaned at 67 Times in 54 Posts
Thanked 5,739 Times in 2,182 Posts
Ouchboy has a reputation beyond reputeOuchboy has a reputation beyond reputeOuchboy has a reputation beyond reputeOuchboy has a reputation beyond reputeOuchboy has a reputation beyond reputeOuchboy has a reputation beyond repute
Re: Moving to Switzerland

Quote:
View Post
It's in german... I only undestand english and portugese
the links provided on her first reply:
Cost of living - help needed to get it right

for tax calculations are not all in german , only tax tables are.
Refer to links ( on the page) like

http://www.accurity.ch/revenueestimate/
Reply With Quote
  #11  
Old 17.06.2011, 14:05
MathNut's Avatar
Forum Legend
 
Join Date: Aug 2007
Location: Kt. Glarus
Posts: 4,415
Groaned at 34 Times in 32 Posts
Thanked 10,952 Times in 3,253 Posts
MathNut has a reputation beyond reputeMathNut has a reputation beyond reputeMathNut has a reputation beyond reputeMathNut has a reputation beyond reputeMathNut has a reputation beyond reputeMathNut has a reputation beyond repute
Re: Moving to Switzerland

Quote:
View Post
It's in german... I only undestand english and portugese
No, the first link I posted (the "Yes" one.)
Click that, it takes you to a thread with (among other things) a list of helpful links for calculating your taxes. Third one down is what you want.
Reply With Quote
This user would like to thank MathNut for this useful post:
  #12  
Old 17.06.2011, 14:14
Newbie 1st class
 
Join Date: Jun 2011
Location: geneve
Posts: 14
Groaned at 0 Times in 0 Posts
Thanked 0 Times in 0 Posts
pedror has no particular reputation at present
Re: Moving to Switzerland

Ok. I have seen it. Thank you.


I think i will earn about 8400 CHF per month of net salary wich is about 6900 eur.

Do you have any ideia of what will i pay for the college of my two kids?

They have 6 month and 2 years.
Reply With Quote
  #13  
Old 17.06.2011, 14:19
MathNut's Avatar
Forum Legend
 
Join Date: Aug 2007
Location: Kt. Glarus
Posts: 4,415
Groaned at 34 Times in 32 Posts
Thanked 10,952 Times in 3,253 Posts
MathNut has a reputation beyond reputeMathNut has a reputation beyond reputeMathNut has a reputation beyond reputeMathNut has a reputation beyond reputeMathNut has a reputation beyond reputeMathNut has a reputation beyond repute
Re: Moving to Switzerland

Quote:
View Post
Ok. I have seen it. Thank you.


I think i will earn about 8400 CHF per month of net salary wich is about 6900 eur.

Do you have any ideia of what will i pay for the college of my two kids?

They have 6 month and 2 years.
Whoa there tiger. Kids don't start to school that young here, let alone college!

(Do you mean day care or something? If so, the French phrases you need to google are "crèche" and "maman de jour".)
Reply With Quote
  #14  
Old 17.06.2011, 14:23
Newbie 1st class
 
Join Date: Jun 2011
Location: geneve
Posts: 14
Groaned at 0 Times in 0 Posts
Thanked 0 Times in 0 Posts
pedror has no particular reputation at present
Re: Moving to Switzerland

Yes, it's like a shooll for kids i think that in english we say kindergarden.

It's the normal place to put the children when parents atre working during the day.
Reply With Quote
  #15  
Old 17.06.2011, 14:28
MathNut's Avatar
Forum Legend
 
Join Date: Aug 2007
Location: Kt. Glarus
Posts: 4,415
Groaned at 34 Times in 32 Posts
Thanked 10,952 Times in 3,253 Posts
MathNut has a reputation beyond reputeMathNut has a reputation beyond reputeMathNut has a reputation beyond reputeMathNut has a reputation beyond reputeMathNut has a reputation beyond reputeMathNut has a reputation beyond repute
Re: Moving to Switzerland

Quote:
View Post
Yes, it's like a shooll for kids i think that in english we say kindergarden.

It's the normal place to put the children when parents atre working during the day.
With professional child carers? That is a "crèche" in French.

If you want them to be looked after by another mom, in her home (cheaper, more of a family atmosphere, but maybe also less professional) then you would be looking for a "maman de jour". I am not sure if they take 6-month-olds though.

Google these options + "Geneve" to get some idea how much they cost there.
Reply With Quote
  #16  
Old 17.06.2011, 14:30
Treverus's Avatar
Forum Legend
 
Join Date: Dec 2007
Location: Work in ZH, live in SZ
Posts: 12,347
Groaned at 363 Times in 293 Posts
Thanked 23,665 Times in 8,564 Posts
Treverus has a reputation beyond reputeTreverus has a reputation beyond reputeTreverus has a reputation beyond reputeTreverus has a reputation beyond reputeTreverus has a reputation beyond reputeTreverus has a reputation beyond repute
Re: Moving to Switzerland

Ok, all the information is on this forum, please do not expect us to spoon feed you. Look around a bit.

The exact netto income depends on your exact location of residence - yes, thats uniquely Swiss, the income tax varies by canton and even village. So no, nobody can answer your question exactly, but you know now that you will earn enought to most people's standards. And I am sure you know that 130k is a decent salary for an IT person.

You can also find out within five minutes on pages like homegate.ch how much appartments approx. cost.

I am currently moving away from Switzerland to another country and yes, they have very similar websites than this one there. Yes, I have very similar questions as you have, but I managed to read and answer 90% of my questions myself and only asked for the remaining 10% of "advanced" info which showed the others that I did my homework and not only wanted somebody else to do the work for me...
Reply With Quote
This user would like to thank Treverus for this useful post:
  #17  
Old 17.06.2011, 14:38
Newbie 1st class
 
Join Date: Jun 2011
Location: geneve
Posts: 14
Groaned at 0 Times in 0 Posts
Thanked 0 Times in 0 Posts
pedror has no particular reputation at present
Re: Moving to Switzerland

Sorry, it was not my intention to disturb. It's because i only have some hours to answer to the position.

As to the place, is it is crésce.
Reply With Quote
  #18  
Old 17.06.2011, 14:39
Newbie 1st class
 
Join Date: Jun 2011
Location: geneve
Posts: 14
Groaned at 0 Times in 0 Posts
Thanked 0 Times in 0 Posts
pedror has no particular reputation at present
Re: Moving to Switzerland

yes, it is a crèche
Reply With Quote
  #19  
Old 17.06.2011, 14:40
taskalem's Avatar
Senior Member
 
Join Date: Apr 2010
Location: Lausanne
Posts: 321
Groaned at 0 Times in 0 Posts
Thanked 225 Times in 125 Posts
taskalem is considered knowledgeabletaskalem is considered knowledgeabletaskalem is considered knowledgeable
Re: Moving to Switzerland

Quote:
View Post
Ok. I have seen it. Thank you.


I think i will earn about 8400 CHF per month of net salary wich is about 6900 eur.

Do you have any ideia of what will i pay for the college of my two kids?

They have 6 month and 2 years.
Your calculation is not correct, because you are forgetting the elements like AVS, health insurance, accident insurance.. etc etc.. I will be very suprised if your net income reaches 8000 CHF. Make your plans based on 7.500 CHF / month in average.
Reply With Quote
  #20  
Old 17.06.2011, 14:48
Treverus's Avatar
Forum Legend
 
Join Date: Dec 2007
Location: Work in ZH, live in SZ
Posts: 12,347
Groaned at 363 Times in 293 Posts
Thanked 23,665 Times in 8,564 Posts
Treverus has a reputation beyond reputeTreverus has a reputation beyond reputeTreverus has a reputation beyond reputeTreverus has a reputation beyond reputeTreverus has a reputation beyond reputeTreverus has a reputation beyond repute
Re: Moving to Switzerland

Quote:
View Post
It's because i only have some hours to answer to the position.
Ok, I do not know what alternatives you have, but in short:

- Your income seems absolutely in line with local salaries - nobody is screwing you.

- Your income is more than sufficient to survive in Switzerland if you live the Swiss life style, but not enough to live the "mad expat style". This means: You won't afford a huge house in the city. You will either rent a house in the country side and commute to work or live in a flat in the city.

- Taxes are really low in Switzerland compared to most places in the EU.

- costs are really high in Switzerland compared to most places in the EU.

You will do financially ok if you do inform yourself a bit more on how to live here... given the current state of Portugal, I would not let this chance pass. You are offered some 107k EUR gross and if you save some money here, you know what you can afford with that back home.
Reply With Quote
The following 3 users would like to thank Treverus for this useful post:
Reply




Currently Active Users Viewing This Thread: 1 (0 members and 1 guests)
 
Thread Tools
Display Modes

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are Off
Pingbacks are Off
Refbacks are Off


Similar Threads
Thread Thread Starter Forum Replies Last Post
Moving to Switzerland jeffers Permits/visas/government 12 24.11.2010 15:39
Moving out of Switzerland elabrandon Housing in general 2 06.05.2009 08:03
Moving to Switzerland ftr30022 Introductions 1 26.09.2007 14:29
How does moving out-moving in works in switzerland? landmark77 Other/general 3 18.07.2007 12:56


All times are GMT +2. The time now is 14:17.


Powered by vBulletin® Version 3.8.4
Copyright ©2000 - 2022, Jelsoft Enterprises Ltd.
LinkBacks Enabled by vBSEO 3.1.0