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  #81  
Old 23.08.2011, 16:07
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Re: I have a job offer of 155.000 CHF per year. Can I live with that money in Zurich?

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Hmmm... let me think. Nope!

We do pretty fine spending a bit less than that per person for ALL regular and basic expenses and then have lots left for traveling or buying useless crap ;-). If trouble comes, we just cut off the useless crap part.
good on you. 1560 wouldn't cover rent for most people i know.
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  #82  
Old 23.08.2011, 16:10
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Re: I have a job offer of 155.000 CHF per year. Can I live with that money in Zurich?

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good on you. 1560 wouldn't cover rent for most people i know.
Singles?

You know, a family of 5 usually doesn't spend 5x1560 on rent. Many other expenses also scale favorably.
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  #83  
Old 23.08.2011, 16:11
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Re: I have a job offer of 155.000 CHF per year. Can I live with that money in Zurich?

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good on you. 1560 wouldn't cover rent for most people i know.
We were dividing it up in "per person". Most 4 member families don't feel the need to rent 4 separate flats either
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  #84  
Old 23.08.2011, 16:14
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Re: I have a job offer of 155.000 CHF per year. Can I live with that money in Zurich?

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We were dividing it up in "per person". Most 4 member families don't feel the need to rent 4 separate flats either
you haven't met my wife...
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  #85  
Old 23.08.2011, 16:32
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Re: I have a job offer of 155.000 CHF per year. Can I live with that money in Zurich?

Interestingly, your post prompted me to search for "salary enough zurich" to see what comes out. The answer is about 1000 threads with sarcastic responses to the OP about not having used the search.

Perhaps the very first such thread on EF contains the one and only useful response. If I find it I will post a link!

Cheers,
Nick

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We all know really. However, when you, too, have answered 254 questions on the subject from new members who haven't (yet) taken the trouble to look at the Threads already on here, you'll have a bit more understanding for the rather terse replies and facetious comments on this thread.
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  #86  
Old 23.08.2011, 16:48
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Re: I have a job offer of 155.000 CHF per year. Can I live with that money in Zurich?

On the other hand, in my first post on this Thread
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...Thanos073 - Have a little peep at the relevant Threads in here before too many members accuse you of not having done your homework...
I linked to the Sticky in the Daily Life Forum whose title is
General Info / Cost of living / Consequences of Unpaid Bills / EF Library.
The Threads are really quite helpful and the Cost of Living one gives the basis for other searching. However many times it is asked, the question - is this enough? depends so very much on the expectations of the person concerned. Often half the details we would need to consider are not mentioned anyway.

When reading replies, members just have to sort the wheat from the chaff.
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  #87  
Old 23.08.2011, 16:51
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Re: I have a job offer of 155.000 CHF per year. Can I live with that money in Zurich?

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sort the wheat from the chaff.
Yeah, because on that salary you can't afford the wheat.
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  #88  
Old 23.08.2011, 16:54
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Re: I have a job offer of 155.000 CHF per year. Can I live with that money in Zurich?

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Yeah, because on that salary you can't afford the wheat.
he chaffed.
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  #89  
Old 23.08.2011, 17:00
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Re: I have a job offer of 155.000 CHF per year. Can I live with that money in Zurich?

Dear Thanos


The Average Swiss houshold income is about CHF 8'500 a month, the average spendings are around CHF 7'700 pm. You can do the math.

Maybe it would be more intresting, or lets say, also intresting, to find out what what an Engineer in the same field /same position in Switzerland earns.

Public schools are great here by the way.
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Old 23.08.2011, 18:08
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Re: I have a job offer of 155.000 CHF per year. Can I live with that money in Zurich?

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7800 (net!) and struggling? :O
Well I'd say you were/are living beyond your means.

Rules in Switzerland are pretty straightforward, so you always know what you can end up with in an emergency situation (80% of salary from ALV) and plan expenses accordingly. It's also a good idea to have enough liquidity to cover any medical expenses up to the required levels for your entire family.
(my bold) Yes, that is rather what we realised too. But let us remember that 7800 with the last three years worth of tax bills turning up throughout the year was somewhat difficult - I presume the Swiss Govt and Cantons started pumping those out as soon as the tax inflow started dropping. Savings and so forth soon disappeared, but contracts are still in force for rent, medical, car which assumed a continued income. So they took the majority of the 7800, Aldi literally got the rest. Lesson learned, and a harsh one. And I hope anyone else that considers 7800 not-a-lot doesn't make the same mistake I did. I NOW realise the value of that amount. Its very sobering.
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  #91  
Old 23.08.2011, 18:13
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Re: I have a job offer of 155.000 CHF per year. Can I live with that money in Zurich?

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I have a job offer of 155.000 CHF gross per year from a well-known multinational company plus 7.5% of the annual salary as a bonus. I am a senior engineering manager. I wonder if this annual salary is enough for me and my family (a wife and 2 kids 6 and 4 years old) to live in Zurich. Can I afford rent and children kindergarten? They also offer me a relocation package but I do not have any details yet.. what should I expect??? Thanks in advance for those who will answer.!!
The easiest answer to that question is "what is your current location (city/country), how much do you earn (net per month), how much do you spend travelling to ski holidays? And do you eat a lot of meat?"

Answer those four and we can give you a "its fine, its worse or its about the same" answer.
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Old 23.08.2011, 21:39
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Re: I have a job offer of 155.000 CHF per year. Can I live with that money in Zurich?

Don't forget the taxes...which will be around 15.000 - 20000 . If you don't need daycare for your kids it's ok...
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  #93  
Old 23.08.2011, 21:48
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Re: I have a job offer of 155.000 CHF per year. Can I live with that money in Zurich?

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Dear Thanos


The Average Swiss houshold income is about CHF 8'500 a month, the average spendings are around CHF 7'700 pm. You can do the math.

Maybe it would be more intresting, or lets say, also intresting, to find out what what an Engineer in the same field /same position in Switzerland earns.

Public schools are great here by the way.
I always thought that figure was before taxes/gross. Now looking at the 7700 spending figure , it now appears to be NETT, can someone clarify ?
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Old 03.09.2011, 11:41
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Re: I have a job offer of 155.000 CHF per year. Can I live with that money in Zurich?

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I have a job offer of 155.000 CHF gross per year from a well-known multinational company plus 7.5% of the annual salary as a bonus. I am a senior engineering manager. I wonder if this annual salary is enough for me and my family (a wife and 2 kids 6 and 4 years old) to live in Zurich. Can I afford rent and children kindergarten? They also offer me a relocation package but I do not have any details yet.. what should I expect??? Thanks in advance for those who will answer.!!
Should be enough for popcorn and bubble gum!
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  #95  
Old 03.09.2011, 22:10
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Re: I have a job offer of 155.000 CHF per year. Can I live with that money in Zurich?

i think day care for your 4 year old bums in with 1500-2500 chuffs.
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Old 03.09.2011, 22:22
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Re: I have a job offer of 155.000 CHF per year. Can I live with that money in Zurich?

Yes as long as you are not considering international school (nearer to 60k per year plus 5k registration fee per child )
Def consider outskirts as commuting is so easy with Swiss transport network and more family friendly - need to check out local schools as well
Also may have to resign yourself to shopping at aldi and lidl -rarely going out to eat etc etc
Will be worth it though as is a great place to bring up young children :-)
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Old 03.09.2011, 22:51
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Re: I have a job offer of 155.000 CHF per year. Can I live with that money in Zurich?

Hi Thanos.

If you are a dirigente in Italy I recommend you value your converted salary. If the Swiss salary is more than double, the deal is good value for money. The benefits are covered in the second pillar and Cassa malattia is compulsory here.

If you are not a dirigente, the salary is good as long as you conduct a normal lifestyle and no private school. For sure, you will be better off in Switzeland in terms of purchasing power and savings ratio to income. I would equate your salary to an Italian one of earning 80k eur.

If you fancy some trips to Italy for shopping you can save some money. For weekly grocery, not worth it. However, shoes, clothes, , dentist, car checks up is worth it. Especially if you know where to go.

Good luck
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  #98  
Old 04.09.2011, 09:31
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Re: I have a job offer of 155.000 CHF per year. Can I live with that money in Zurich?

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Should be enough for popcorn and bubble gum!
If you cant live on 155,000CHF then there is something wrong with you considering that some people have to survive on 4000 CHF a month!!!
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Old 04.09.2011, 10:02
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Re: I have a job offer of 155.000 CHF per year. Can I live with that money in Zurich?

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Thanks!. My kids are young. I have talked to specialists and they assured me that they can learn the language fast! MY wife wants also to live Italy immediately. I think that we will be better in Zurich... we will see...

thanks for the answers anyway.
Hi Thanos073
I hope you are ok and not yet feeling down and morally harrassed by the replies of some envious people!

I bet some of those who gave you "NO" as an answer, dont even earn half of what you've been offered!

Altough it is all anonymous here, people still tend to get biased and unable to give an honest answer and rather compare it to their own lives, feel more desperate and discourage the other person!

So just do what you think is right!
My answer, if you live moderately, you will be with this salary MORE than fine!

Hope this helps,
Cheers
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Old 04.09.2011, 10:12
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Re: I have a job offer of 155.000 CHF per year. Can I live with that money in Zurich?

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Thanks!. My kids are young. I have talked to specialists and they assured me that they can learn the language fast! MY wife wants also to live Italy immediately. I think that we will be better in Zurich... we will see...

thanks for the answers anyway.
Yes one can learn the language fast if you put in 3 or 4 hours a day intensive school
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