Go Back   English Forum Switzerland > Living in Switzerland > Daily life  
Reply
 
Thread Tools Display Modes
  #1  
Old 27.09.2011, 14:58
TitanTurbo10's Avatar
Forum Veteran
 
Join Date: May 2011
Location: Germany
Posts: 585
Groaned at 1 Time in 1 Post
Thanked 748 Times in 306 Posts
TitanTurbo10 has a reputation beyond reputeTitanTurbo10 has a reputation beyond reputeTitanTurbo10 has a reputation beyond reputeTitanTurbo10 has a reputation beyond repute
I've been EURO'd!

After only 2 months here I have been informed today that my contract will end at the end of October. This is due entirely to the Euro exchange rate decline affecting the companies cash flow. This was always going to be a risk working for a small biotech company, but I really didn't expect it this soon! Based on discussions during the interview period I thought I'd have 1-2 years before things got sticky. But it was my decision to take the job and I can live with that.

It raises a lot of issues though, and the news is just sinking in. I'd appreciate some advice on the following questions. I know that they could each go in a different section of the forum but I'm trying to keep all the info I'm receiving in as few places as possible. And I could search for the answers, but my head is sort of swimming at the moment.

1. I thought RAV would only pay out if I had been working here for a year or more. My employer seems to think it will pay out at 80% of the average of my UK and CH salaries for the last year. He said EU employment is considered as well. I've asked him to get confirmation of this but does anyone have any info in the meantime?

2. I have already signed a contract for a permanent apartment and know that I am therefore responsible. I haven't moved in yet (due to on Monday) but I don't know whether I should go ahead and move in or if I should let the rental company know the situation and see if something can be worked out with regards to getting someone else in as soon as possible. If I do that I will still need somewhere to live, at least to the end of my contract. Any thoughts on which is the better option? I have to move out of temporary accommodation on Monday as someone else is moving in.

3. Of the salary deductions I've had in this brief time, which can I claim back and when? I don't pay tax at source but there are a number of other standard deductions.

4. If I've learnt anything on this forum it's that we are all rep whores!! So green blobbies of sympathy will be gratefully accepted.
Reply With Quote
The following 13 users would like to thank TitanTurbo10 for this useful post:
  #2  
Old 27.09.2011, 15:01
ximix's Avatar
Forum Veteran
 
Join Date: Aug 2010
Location: UK (formerly Zurich)
Posts: 2,098
Groaned at 22 Times in 21 Posts
Thanked 2,315 Times in 1,179 Posts
ximix has a reputation beyond reputeximix has a reputation beyond reputeximix has a reputation beyond reputeximix has a reputation beyond reputeximix has a reputation beyond reputeximix has a reputation beyond repute
Re: I've been EURO'd!

Man, that's too bad.

However, chin up and hope you get some positive feedback/answers to your questions soon.
Reply With Quote
The following 3 users would like to thank ximix for this useful post:
  #3  
Old 27.09.2011, 15:06
Guest
 
Posts: n/a
Re: I've been EURO'd!

The big question is, do you want to stay in Switzerland and look for another job? That is probably contingent upon the answer to question 1 ... which I believe is yes, UK employment is taken into account for RAV eligibility, but I'm no expert -- the best plan is to call the RAV and ask. They're pretty helpful, usually. By the way, the 80% figure is only if you have a child (even if that child is not living with you), otherwise it's 70%. If you are eligible, you would receive payments for at leat one year.

In your situation, assuming you have desirable skills in the biotech sector, and assuming you are eligible for unemployment benefits in Switzerland, it may well be worth moving into your new apartment and getting a new job as quickly as you can. Whether you break your lease now or later, you would still need to find a new tenant ("nachmieter" in German), but it's always an option for you.

As for question 3, sorry, I can't help you (although I wonder why any of the deductions would be reclaimable, especially if you stay in Switzerland?). And as for question 4, I don't want to ... abuse of the rep system and all that ...

But good luck!!!

Last edited by Guest; 27.09.2011 at 15:24.
Reply With Quote
This user would like to thank for this useful post:
  #4  
Old 27.09.2011, 15:07
Ouchboy's Avatar
Forum Legend
 
Join Date: Jun 2008
Location: Baden
Posts: 3,345
Groaned at 67 Times in 54 Posts
Thanked 5,739 Times in 2,182 Posts
Ouchboy has a reputation beyond reputeOuchboy has a reputation beyond reputeOuchboy has a reputation beyond reputeOuchboy has a reputation beyond reputeOuchboy has a reputation beyond reputeOuchboy has a reputation beyond repute
Re: I've been EURO'd!

siht sucks
Reply With Quote
This user would like to thank Ouchboy for this useful post:
  #5  
Old 27.09.2011, 15:18
adrianlondon's Avatar
Forum Legend
 
Join Date: Nov 2009
Location: Basel
Posts: 9,131
Groaned at 170 Times in 153 Posts
Thanked 25,643 Times in 6,892 Posts
adrianlondon has a reputation beyond reputeadrianlondon has a reputation beyond reputeadrianlondon has a reputation beyond reputeadrianlondon has a reputation beyond reputeadrianlondon has a reputation beyond reputeadrianlondon has a reputation beyond repute
Re: I've been EURO'd!

Quote:
As for question 3, sorry, I can't help you (although I wonder why any of the deductions would be reclaimable, especially if you stay in Switzerland?).
I assume because tax, AHV payments etc were all made on the basis that the monthly salary would continue until the end of the tax year.

However, are RAV payments (to which UK employment does count - I've read it on here a few times so must be true...) taxable??
Reply With Quote
This user would like to thank adrianlondon for this useful post:
  #6  
Old 27.09.2011, 15:19
Guest
 
Posts: n/a
Re: I've been EURO'd!

Quote:
View Post
I assume because tax, AHV payments etc were all made on the basis that the monthly salary would continue until the end of the tax year. However, I also assume RAV payments (to which UK employment does count - I've read it on here a few times so must be true...) are taxable.
... correct ... although income tax is the only deduction that may be variable if the rate of payment were to change, and then it would be "reclaimable" at the end of the year via the tax return -- but as the OP was on a contract job and not taxed at source, this doesn't apply. Presumably the issue then rests with his/her agency.

But thanks for the clarification.

So. OP, how do you feel now? What direction will you take?
Reply With Quote
  #7  
Old 27.09.2011, 15:20
TitanTurbo10's Avatar
Forum Veteran
 
Join Date: May 2011
Location: Germany
Posts: 585
Groaned at 1 Time in 1 Post
Thanked 748 Times in 306 Posts
TitanTurbo10 has a reputation beyond reputeTitanTurbo10 has a reputation beyond reputeTitanTurbo10 has a reputation beyond reputeTitanTurbo10 has a reputation beyond repute
Re: I've been EURO'd!

Thanks Isha.....I still have more than half a bottle of rum. But if I leave it's going with me!!

Thanks 22 yards.....I think in the pharma/biotech sector Switzerland is my best option. So I would prefer to stay. I have 2 kids so RAV should be at 80%, and my new place is outside Zurich with some trains to Basel stopping on the way. If I decide to stay I could commute to Basel, or remain working in Zurich. Will call RAV when I've caught my breath. Question 3 was just in case I did decide to leave. And 4, well, that's just because I fell in with a bad crowd on here and at the Viadukt!

Thanks Ouchie. I did look for a LOLcat to accompany my post but nothing seemed to fit.
__________________
"Having sex is like playing bridge. If you don't have a good partner, you'd better have a good hand." --Woody Allen
Reply With Quote
  #8  
Old 27.09.2011, 15:22
Newbie 1st class
 
Join Date: Sep 2011
Location: Geneva
Posts: 14
Groaned at 0 Times in 0 Posts
Thanked 5 Times in 3 Posts
JasonsBike has no particular reputation at present
Re: I've been EURO'd!

Not cool....good luck OP!
Reply With Quote
  #9  
Old 27.09.2011, 15:22
KeinFranzösisch's Avatar
Forum Veteran
 
Join Date: Dec 2010
Location: Washington, DC
Posts: 2,198
Groaned at 63 Times in 38 Posts
Thanked 2,549 Times in 1,115 Posts
KeinFranzösisch has a reputation beyond reputeKeinFranzösisch has a reputation beyond reputeKeinFranzösisch has a reputation beyond reputeKeinFranzösisch has a reputation beyond reputeKeinFranzösisch has a reputation beyond reputeKeinFranzösisch has a reputation beyond repute
Re: I've been EURO'd!

I'd almost take my pay in dollars at this point, just so long as it's at a rate of 1.35 to 1.
Reply With Quote
  #10  
Old 27.09.2011, 15:25
TitanTurbo10's Avatar
Forum Veteran
 
Join Date: May 2011
Location: Germany
Posts: 585
Groaned at 1 Time in 1 Post
Thanked 748 Times in 306 Posts
TitanTurbo10 has a reputation beyond reputeTitanTurbo10 has a reputation beyond reputeTitanTurbo10 has a reputation beyond reputeTitanTurbo10 has a reputation beyond repute
Re: I've been EURO'd!

My initial feeling was to stay in Switzerland, and definitely if I qualify for RAV (as it appears I do), I still feel that way. However, I do have to crunch the numbers. With an ex and kids to support in the UK, and most of my salary for the last year being at UK levels, I may need to downsize significantly. Not a problem, it just might mean I will need to move out from the new place sooner rather than later and find somewhere cheaper. I need to see what sort of unemployment I would qualify for in the UK, but it's likely to be less than Switzerland in Gross terms, but I then need to factor in relative living costs.
__________________
"Having sex is like playing bridge. If you don't have a good partner, you'd better have a good hand." --Woody Allen
Reply With Quote
  #11  
Old 27.09.2011, 15:26
porsch1909
 
Posts: n/a
Re: I've been EURO'd!

Reply With Quote
  #12  
Old 27.09.2011, 15:32
Phil_MCR's Avatar
Forum Legend
 
Join Date: Oct 2009
Location: Basel
Posts: 14,954
Groaned at 295 Times in 199 Posts
Thanked 19,026 Times in 8,002 Posts
Phil_MCR has a reputation beyond reputePhil_MCR has a reputation beyond reputePhil_MCR has a reputation beyond reputePhil_MCR has a reputation beyond reputePhil_MCR has a reputation beyond reputePhil_MCR has a reputation beyond repute
Re: I've been EURO'd!

Quote:
View Post
After only 2 months here I have been informed today that my contract will end at the end of October. This is due entirely to the Euro exchange rate decline affecting the companies cash flow. This was always going to be a risk working for a small biotech company, but I really didn't expect it this soon! Based on discussions during the interview period I thought I'd have 1-2 years before things got sticky. But it was my decision to take the job and I can live with that.

It raises a lot of issues though, and the news is just sinking in. I'd appreciate some advice on the following questions. I know that they could each go in a different section of the forum but I'm trying to keep all the info I'm receiving in as few places as possible. And I could search for the answers, but my head is sort of swimming at the moment.

1. I thought RAV would only pay out if I had been working here for a year or more. My employer seems to think it will pay out at 80% of the average of my UK and CH salaries for the last year. He said EU employment is considered as well. I've asked him to get confirmation of this but does anyone have any info in the meantime?

2. I have already signed a contract for a permanent apartment and know that I am therefore responsible. I haven't moved in yet (due to on Monday) but I don't know whether I should go ahead and move in or if I should let the rental company know the situation and see if something can be worked out with regards to getting someone else in as soon as possible. If I do that I will still need somewhere to live, at least to the end of my contract. Any thoughts on which is the better option? I have to move out of temporary accommodation on Monday as someone else is moving in.

3. Of the salary deductions I've had in this brief time, which can I claim back and when? I don't pay tax at source but there are a number of other standard deductions.

4. If I've learnt anything on this forum it's that we are all rep whores!! So green blobbies of sympathy will be gratefully accepted.
sorry to hear that 2 months is harsh.

1. i've read on here that EU employement counts but you need to get a certficate. get it now cos it apparently takes time. you can search for the relevant thread ont his.

2. if you need to stay, i would take it, explain the situation and then start looking for a new job and tenant asap. if you find a new job, you're ok, if not, you find a new tenant. that way you limit yourself to the 3 months notice.
Reply With Quote
The following 4 users would like to thank Phil_MCR for this useful post:
  #13  
Old 27.09.2011, 15:33
ximix's Avatar
Forum Veteran
 
Join Date: Aug 2010
Location: UK (formerly Zurich)
Posts: 2,098
Groaned at 22 Times in 21 Posts
Thanked 2,315 Times in 1,179 Posts
ximix has a reputation beyond reputeximix has a reputation beyond reputeximix has a reputation beyond reputeximix has a reputation beyond reputeximix has a reputation beyond reputeximix has a reputation beyond repute
Re: I've been EURO'd!

Quote:
View Post
Thanks Isha.....I still have more than half a bottle of rum. But if I leave it's going with me!!

...


Thought you'd have finished that off ages ago. Shame on you.
Reply With Quote
  #14  
Old 27.09.2011, 15:43
TitanTurbo10's Avatar
Forum Veteran
 
Join Date: May 2011
Location: Germany
Posts: 585
Groaned at 1 Time in 1 Post
Thanked 748 Times in 306 Posts
TitanTurbo10 has a reputation beyond reputeTitanTurbo10 has a reputation beyond reputeTitanTurbo10 has a reputation beyond reputeTitanTurbo10 has a reputation beyond repute
Re: I've been EURO'd!

Quote:
View Post


Thought you'd have finished that off ages ago. Shame on you.
It may or may not be the same bottle of rum!
Reply With Quote
  #15  
Old 27.09.2011, 15:45
ximix's Avatar
Forum Veteran
 
Join Date: Aug 2010
Location: UK (formerly Zurich)
Posts: 2,098
Groaned at 22 Times in 21 Posts
Thanked 2,315 Times in 1,179 Posts
ximix has a reputation beyond reputeximix has a reputation beyond reputeximix has a reputation beyond reputeximix has a reputation beyond reputeximix has a reputation beyond reputeximix has a reputation beyond repute
Re: I've been EURO'd!

Quote:
View Post
It may or may not be the same bottle of rum!
"Seen".

Now we're talking.
Reply With Quote
This user would like to thank ximix for this useful post:
  #16  
Old 27.09.2011, 15:55
Helm's Avatar
Forum Veteran
 
Join Date: May 2011
Location: Zürich<->St.Gallen
Posts: 2,209
Groaned at 13 Times in 13 Posts
Thanked 4,136 Times in 1,371 Posts
Helm has a reputation beyond reputeHelm has a reputation beyond reputeHelm has a reputation beyond reputeHelm has a reputation beyond reputeHelm has a reputation beyond reputeHelm has a reputation beyond repute
Re: I've been EURO'd!

Noooooooooooooooooooooooooooooooooooo

Who's going to talk to me on the scientific approach of virus spreading on zombie movies??????

I hope you find a good solution! I'd be very sad to see you go
Reply With Quote
The following 2 users would like to thank Helm for this useful post:
  #17  
Old 27.09.2011, 16:08
whitepard's Avatar
Junior Member
 
Join Date: Jun 2011
Location: Basel
Posts: 70
Groaned at 0 Times in 0 Posts
Thanked 16 Times in 13 Posts
whitepard is considered knowledgeablewhitepard is considered knowledgeablewhitepard is considered knowledgeable
Re: I've been EURO'd!

I'm really sorry about all this and i hope that you will find a good position soon, and I'm sure you will . In the mean time
Reply With Quote
This user would like to thank whitepard for this useful post:
  #18  
Old 27.09.2011, 16:12
Member
 
Join Date: Jun 2011
Location: Lovely Alsace
Posts: 137
Groaned at 1 Time in 1 Post
Thanked 91 Times in 52 Posts
ng1412 has made some interesting contributions
Re: I've been EURO'd!

Having been here the same amount of time as you, I would be gutted to be going back to the UK after two months.

Really hope you find something suitable that lets you stay
Reply With Quote
This user would like to thank ng1412 for this useful post:
  #19  
Old 27.09.2011, 16:18
TheWolverine's Avatar
Forum Veteran
 
Join Date: Mar 2008
Location: Zürich
Posts: 1,490
Groaned at 13 Times in 11 Posts
Thanked 1,378 Times in 688 Posts
TheWolverine has a reputation beyond reputeTheWolverine has a reputation beyond reputeTheWolverine has a reputation beyond reputeTheWolverine has a reputation beyond reputeTheWolverine has a reputation beyond reputeTheWolverine has a reputation beyond repute
Re: I've been EURO'd!

Hey man.
Sorry about the sh1t situation.
Cest La Vie, I guess.

Hope you find a way out of this and get things back on track again.
If not, then I pray you move to greener pastures.

Good Luck.
Reply With Quote
This user would like to thank TheWolverine for this useful post:
  #20  
Old 27.09.2011, 16:26
GenevaSculler's Avatar
Forum Veteran
 
Join Date: May 2008
Location: Geneva
Posts: 1,251
Groaned at 7 Times in 5 Posts
Thanked 1,033 Times in 534 Posts
GenevaSculler has a reputation beyond reputeGenevaSculler has a reputation beyond reputeGenevaSculler has a reputation beyond reputeGenevaSculler has a reputation beyond reputeGenevaSculler has a reputation beyond repute
Re: I've been EURO'd!

Yes you will be eligible for unemployment. I went through the same as you in 2008 (arrived July, fired November) so I know how you feel. I posted a reasonable amount about this back in 2008/early 2009, but if searching the forums be careful as the name of the form which you need from HMRC has changed - I believe it is now called "Portable Document U1" and you can get that by completing he following form and sending it to HMRC:

http://www.hmrc.gov.uk/forms/2005/ca3916.pdf

The best advice though is to go and talk to the local RAV office as soon as possible and arrange an appointment (with someone who speaks English if necessary).

Good luck on the job hunt!
Reply With Quote
The following 5 users would like to thank GenevaSculler for this useful post:
Reply




Currently Active Users Viewing This Thread: 1 (0 members and 1 guests)
 
Thread Tools
Display Modes

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are Off
Pingbacks are Off
Refbacks are Off


Similar Threads
Thread Thread Starter Forum Replies Last Post
I've been speeding in Switzerland. Fine? CheesyKiwi Jokes/funnies 20 28.09.2010 08:53
I've been lazy slimsphotos Introductions 5 21.06.2010 14:38
Since yesterday I've been feeling depressed nelsonpm Family matters/health 198 28.02.2010 15:16
I've been ignorant Oldhand Introductions 32 03.05.2006 14:21


All times are GMT +2. The time now is 02:18.


Powered by vBulletin® Version 3.8.4
Copyright ©2000 - 2022, Jelsoft Enterprises Ltd.
LinkBacks Enabled by vBSEO 3.1.0