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Old 17.05.2012, 23:32
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Living Costs per Item

I know that issue came up several times in the forum but I couldn't find any cost per item topic.

I wonder if I do the estimation correctly.

I will be in Zurich in a couple of months and will make around 4600 CHF per month after taxes. So I divided it into items to see how life will be there based on my internet research

1500 CHF for rent (max. all included) I hope to find an apartment with 1.5-2 rooms
600-700 CHF for food (I usually cook at home but that covers lunches as well)
100 CHF for transportation (I ll be a student and get some discounts)
200 CHF for bills (such as mobile, internet etc)
500 CHF for nightouts (I usually go out a lot, but don't know if this is a fair estimate)

That adds up to 3000 CHF per month and I add 500 for other stuff that always come up. I also plan to buy a motorbike in 2-3 months after I arrive so that may include gas price as well.

So I assume I will be saving around 1000-1100 CHF per month. Do you think it is a fair estimate?
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Old 17.05.2012, 23:34
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Re: Living Costs per Item

Looks pretty good to me. Watch your pennies at the beginning, you'll soon find things to spend all your 'savings' on
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Old 17.05.2012, 23:43
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Re: Living Costs per Item

What about insurance?
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Old 18.05.2012, 00:28
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Re: Living Costs per Item

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What about insurance?
Oh of course. I should add 150-200 CHF for insurance. That leaves arounf 1000 CHF for saving.
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Old 18.05.2012, 09:39
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Re: Living Costs per Item

You'll probably also need to buy some furniture/household items (lightbulbs, cleaning products etc) in the beginning.
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Old 18.05.2012, 10:42
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Re: Living Costs per Item

True. So no savings for the first couple of months. Then you should be ok
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Old 18.05.2012, 10:59
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Re: Living Costs per Item

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True. So no savings for the first couple of months. Then you should be ok
Clothes? Shoes?
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Old 18.05.2012, 11:29
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Re: Living Costs per Item

I think what you plan for rent is on the very low side if you want your own flat.

And you should indeed add about 200 for health insurance.
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Old 18.05.2012, 11:37
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Re: Living Costs per Item

500 going out money will earn you about five nights out a month if you are careful.
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Old 18.05.2012, 15:07
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Re: Living Costs per Item

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You'll probably also need to buy some furniture/household items (lightbulbs, cleaning products etc) in the beginning.
I've arranged a extra budget of 3000 CHF for the first month expenses (like urgent furniture and kitchenware) I think that is a fair estimate.

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Clothes? Shoes?
I buy my clothes and stuff from my home country which is 1/3 cheaper. I can travel every 3-6 months so I don't think I ll be spending a lot of money on that.

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I think what you plan for rent is on the very low side if you want your own flat.
I hope to find a 1.5-2 room apartment 20-30 (max) minutes away from ETH. I looked up the rents online and seems the rates are around that.

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500 going out money will earn you about five nights out a month if you are careful.
Is that for regular places (like pubs, bars) or expensive clubs? Because I usually go out 6-8 nights a month. (Don't know how it will be there though, probably much less)
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Old 18.05.2012, 15:09
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Re: Living Costs per Item

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I've arranged a extra budget of 3000 CHF for the first month expenses (like urgent furniture and kitchenware) I think that is a fair estimate.
Actually this 3000 covers the deposit as well. So that leaves around 1500 CHF for the urgent expenses.
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Old 18.05.2012, 15:49
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Re: Living Costs per Item

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Actually this 3000 covers the deposit as well. So that leaves around 1500 CHF for the urgent expenses.
I paid a 2 month rent equivelent for my apartment and have since found that many people have to pay three months.

On the other hand, furnishing an apartment can be incredibly cheap , so long as you don't mind second hand items eg: a lot of good items appear on EF, as people ove away. I have been given a lot of good things, which I will pass on to others when it is my turn to leave.
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Old 18.05.2012, 16:06
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Re: Living Costs per Item

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True. So no savings for the first couple of months. Then you should be ok
We're still in this phase and it's month 6 shortly...
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Old 18.05.2012, 16:54
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Re: Living Costs per Item

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I paid a 2 month rent equivelent for my apartment and have since found that many people have to pay three months.

On the other hand, furnishing an apartment can be incredibly cheap , so long as you don't mind second hand items eg: a lot of good items appear on EF, as people ove away. I have been given a lot of good things, which I will pass on to others when it is my turn to leave.
I have to agree here, I would expect 2 or 3 months required for a deposit.
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