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  #41  
Old 14.08.2012, 01:14
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Re: Decission: Spain 60k - Frankfurt 75k - Geneva 115k chf

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Doesn't look very hard, does it?
You are entitled to your opinion, I keep mine. Have a nice day.
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  #42  
Old 14.08.2012, 01:17
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Re: Decission: Spain 60k - Frankfurt 75k - Geneva 115k chf

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You are entitled to your opinion, I keep mine. Have a nice day.
Sorry, it wasn't meant as an opinion, I thought the example was clear enough... I don't consider myself to be specially fortunate.

Check out the kind of flats you get for over 4,000 francs: http://www.immoscout24.ch/IS24Web/_V...&type=1&lng=fr

few people need 5 room appartments of over 140sqm
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  #43  
Old 14.08.2012, 01:28
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Re: Decission: Spain 60k - Frankfurt 75k - Geneva 115k chf

IMHO, and on that kind of salary, I wouldn't nowadays bother with Geneva if it isn't on an expat assignment by an international organisation.

Anyway,

For 4000 you start to get nice flats, see also this thread:

Discounts of 15% on real estate prices in Geneva area

However, OP's salary is not sufficient given that the rent shouldn't exceed 1/3rd of his income. 3100 chf (115k / 12 / 3) would be his maximum.

Housing is by far more affordable in Frankfurt.
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  #44  
Old 14.08.2012, 10:39
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Re: Decission: Spain 60k - Frankfurt 75k - Geneva 115k chf

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And what I realized is that even if Geneva option doesen't make too much sense, if I am able to save a 30% percent in Geneva will be even more money than a 50% in Germany.
at the current exchange rate you can save a lot in euros. What happens if the exchange rate returns to a a more "normal" 1.45 rather than 1.20?
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  #45  
Old 14.08.2012, 10:40
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Re: Decission: Spain 60k - Frankfurt 75k - Geneva 115k chf

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Ok c'mon guys, do not exaggerate, for 4,000 you can get a really good luxury flat, but not everyone needs that. I'm planning to move there... Applied last week for a 1,450 francs newly renovated 2.5 pieces appartement in the city centre. First application. I got the flat. Doesn't look very hard, does it?
sounds like an amazing deal...where in the city centre is this flat?
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  #46  
Old 14.08.2012, 10:40
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Re: Decission: Spain 60k - Frankfurt 75k - Geneva 115k chf

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at the current exchange rate you can save a lot in euros. What happens if the exchange rate returns to a a more "normal" 1.45 rather than 1.20?
changes jobs?
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  #47  
Old 14.08.2012, 10:42
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Re: Decission: Spain 60k - Frankfurt 75k - Geneva 115k chf

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Ok c'mon guys, do not exaggerate, for 4,000 you can get a really good luxury flat, but not everyone needs that. I'm planning to move there... Applied last week for a 1,450 francs newly renovated 2.5 pieces appartement in the city centre. First application. I got the flat. Doesn't look very hard, does it?
no. i find the imaginary fraudulent flats really easy to get too!
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  #48  
Old 14.08.2012, 14:53
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Re: Decission: Spain 60k - Frankfurt 75k - Geneva 115k chf

Spain...what a dissaster but in sports! It is sad to say that Spainis only an option, even with very good salary, only if the other two options sucks. And from what I am hearing from you guys, Spain starts to be an option

Frankfurt cant be so gray and Geneva cant be the Europe drug supermarket

But oneywise, looks like for those salaries, Spain is th best option followed by Frankfurt. And Geneva, in order to be an equal salary must be above 150k chf, and I am pretty sur, this is by far, too much for this position....
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  #49  
Old 14.08.2012, 15:50
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Re: Decission: Spain 60k - Frankfurt 75k - Geneva 115k chf

Life in Spain is not bad at all. You would live really well there on 60k and if you leave, I'm sure you will end up missing the lifestyle you had.
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  #50  
Old 14.08.2012, 16:14
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Re: Decission: Spain 60k - Frankfurt 75k - Geneva 115k chf

Take the job in Frankfurt, on the condition they immediately relocate to Stuttgart.
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  #51  
Old 14.08.2012, 16:19
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Re: Decission: Spain 60k - Frankfurt 75k - Geneva 115k chf

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LAKE GENEVA! is there anything more beautiful?
Lake Neuchatel seen from your window and on the other side a chateau, .
I think Frankfurt is an awful place to live, dangerous (I was almost robbed twice in three days) and so gray even in summer. I know from Germans that it is a town where you work but not live. Maybe finding a place outside Frankfurt is a good idea?
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  #52  
Old 14.08.2012, 18:11
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Re: Decission: Spain 60k - Frankfurt 75k - Geneva 115k chf

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Hi guys, thank you everybody for your tips!

The fact is that 60k for Vitoria, norther Spain is a lot, and will allow me to have a very nice live, but Spain... What a disaster! Even if I am spanish, I don't want to have nothing to do with the country nowadays

And if I will decide for Frankfurt, I will live most probably in Oberursel, where job takes place, so flats will be cheaper that in the city. And the same will happen in Geneva, I will try to live in France, close by the border.

And what I realized is that even if Geneva option doesen't make too much sense, if I am able to save a 30% percent in Geneva will be even more money than a 50% in Germany.

Ahhhhh!! All this only because Geneva has those mountains and ski resorts so close!!
But the traffic situation morning and evening makes commuting to Geneva very unpleasant.

If you live in France, how much tax will you be paying, have you considered that, and all the reasonable housing close to the border is snapped up by people like you, trying to squeeze the most out of your salary. Towns on the french side - working in Versoix

Oberursel is on the edge of the Taunus Hills, 27 Km north of Frankfurt airport, and is a very nice place to live. They do have skiing in the Taunus too.
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  #53  
Old 15.08.2012, 00:53
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Re: Decission: Spain 60k - Frankfurt 75k - Geneva 115k chf

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But the traffic situation morning and evening makes commuting to Geneva very unpleasant.

If you live in France, how much tax will you be paying,
afaik, you pay the tax in Geneva even if you live in France
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  #54  
Old 15.08.2012, 02:01
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Re: Decission: Spain 60k - Frankfurt 75k - Geneva 115k chf

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no. i find the imaginary fraudulent flats really easy to get too!
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  #55  
Old 15.08.2012, 02:54
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Re: Decission: Spain 60k - Frankfurt 75k - Geneva 115k chf

Frankfurt over Geneva anyday; 115K CHF in Geneva doesn't sound good once you see the rent (probably the highest in Switzerland, if you can find a flat that is!) and taxes (also probably the highest in Switzerland).

If Geneva were 200K+ CHF, then it would probably be a different story.
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  #56  
Old 15.08.2012, 03:50
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Re: Decission: Spain 60k - Frankfurt 75k - Geneva 115k chf

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I know from Germans that it is a town where you work but not live. Maybe finding a place outside Frankfurt is a good idea?
...
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And if I will decide for Frankfurt, I will live most probably in Oberursel, where job takes place
Oberursel is a small (40k inhabitant) town about 20km outside Frankfurt. It is not grey as the financial center is, but actually quite pretty with a lot of medieval buildings.

Wikipedia reference-linkOberursel_(Taunus)

You will not get robbed there, all the crime and drugs arguments that do apply to the area around Frankfurt main station really do not happen in Oberursel. (And btw: Frankfurt just as Zurich did have a bad time fighting Heroin in the 80s and early 90s... it is not that bad anymore by far.)

If your job does in fact take place there would it be even more a no-brainer to me: You live in the nice part and you do not even have to commute into the city... You can get the city life on the weekend as you can get into Frankfurt within 30mins or hike in Taunus just in front of your door. I am not a big fan of Frankfurt, but this sounds like a nice opportunity to go for some years.

In the end do the actual jobs matter: If the Swiss one is underpaid but a great career move might it be worth the investment to live worse for some time... if some sound more stable than others (that would be my first question given the current state of the Spanish economy...)... there are so many factors besides the pay and location you should not forget. But if the jobs were otherwise the same - I'd go to Germany.
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  #57  
Old 15.08.2012, 12:28
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Re: Decission: Spain 60k - Frankfurt 75k - Geneva 115k chf

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afaik, you pay the tax in Geneva even if you live in France
This is absolutely correct : all of our neighbours in our small close work in either GE, VD or VS. Despite that they are French citizens and thereby live in France, they are taxed in the various Cantons where they work.
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