Go Back   English Forum Switzerland > Living in Switzerland > Daily life  
Reply
 
Thread Tools Display Modes
  #1  
Old 12.06.2013, 20:44
Spellbound's Avatar
Forum Veteran
 
Join Date: Aug 2010
Location: Basel
Posts: 656
Groaned at 45 Times in 24 Posts
Thanked 284 Times in 175 Posts
Spellbound has become a little unpopular
Question about extent of SUVA accident coverage, specifically damaged possessions

Hey There,

I was knocked off my bike, and am in the process of being medically treated. The request is being made to SUVA for coverage. I've tried to find info on whether SUVA also covers damage to my bike, but can't find anything conclusive (the general opinion of friends is it doesn't).

Does anyone know if SUVA covers damage to possessions that were part of the accident?

Thanks in advance.
Reply With Quote
  #2  
Old 12.06.2013, 20:49
Forum Legend
 
Join Date: May 2006
Location: Near Geneva
Posts: 3,203
Groaned at 35 Times in 29 Posts
Thanked 4,130 Times in 1,836 Posts
Anjela has a reputation beyond reputeAnjela has a reputation beyond reputeAnjela has a reputation beyond reputeAnjela has a reputation beyond reputeAnjela has a reputation beyond reputeAnjela has a reputation beyond repute
Re: Question about extent of SUVA accident coverage, specifically damaged possessions

They covered one of my son's clothing, damaged in an accident.... but that was about twenty years ago, so things might have changed since then.

Hope you're not too badly hurt?
Reply With Quote
This user groans at Anjela for this post:
  #3  
Old 12.06.2013, 21:02
Sbrinz's Avatar
RIP
 
Join Date: Oct 2011
Location: Murten - Morat
Posts: 11,866
Groaned at 563 Times in 354 Posts
Thanked 11,548 Times in 5,941 Posts
Sbrinz has a reputation beyond reputeSbrinz has a reputation beyond reputeSbrinz has a reputation beyond reputeSbrinz has a reputation beyond reputeSbrinz has a reputation beyond reputeSbrinz has a reputation beyond repute
Re: Question about extent of SUVA accident coverage, specifically damaged possessions

The other person's insurance pays for damages to your bike and clothes.

SUVA only pay your medical costs and loss of earnings (minus the first few days!).
Reply With Quote
  #4  
Old 12.06.2013, 21:06
Spellbound's Avatar
Forum Veteran
 
Join Date: Aug 2010
Location: Basel
Posts: 656
Groaned at 45 Times in 24 Posts
Thanked 284 Times in 175 Posts
Spellbound has become a little unpopular
Re: Question about extent of SUVA accident coverage, specifically damaged possessions

Quote:
View Post
They covered one of my son's clothing, damaged in an accident.... but that was about twenty years ago, so things might have changed since then.

Hope you're not too badly hurt?
Thanks for the kind reply. I wonder if it's still applicable - I just can't find anything on this topic for clarity. I hope your son wasn't in a serious accident.

How very kind of you to ask after my wellbeing. Thank you.

Un/fortunately, they are determining the extent of damage to my shoulder (suspected fracture). Otherwise, I have deep injuries to a leg and arm, and my pelvis.

I'm healing well in the places I have stitches, and my nearest and dearest have been amazing (they've made me smile and laugh, they've cooked and cleaned, they've taken me out when I have cabin fever, they've escorted me to medical appointments, they've left me surprise gifts, they've brought shopping...).
Reply With Quote
  #5  
Old 12.06.2013, 21:09
Spellbound's Avatar
Forum Veteran
 
Join Date: Aug 2010
Location: Basel
Posts: 656
Groaned at 45 Times in 24 Posts
Thanked 284 Times in 175 Posts
Spellbound has become a little unpopular
Re: Question about extent of SUVA accident coverage, specifically damaged possessions

Quote:
View Post
The other person's insurance pays for damages to your bike and clothes.

SUVA only pay your medical costs and loss of earnings (minus the first few days!).
Thanks very much for the info. Did you find this info somewhere, or ask SUVA?

I'm not sure what you mean about the first few days point.
Reply With Quote
  #6  
Old 12.06.2013, 21:15
Sbrinz's Avatar
RIP
 
Join Date: Oct 2011
Location: Murten - Morat
Posts: 11,866
Groaned at 563 Times in 354 Posts
Thanked 11,548 Times in 5,941 Posts
Sbrinz has a reputation beyond reputeSbrinz has a reputation beyond reputeSbrinz has a reputation beyond reputeSbrinz has a reputation beyond reputeSbrinz has a reputation beyond reputeSbrinz has a reputation beyond repute
Re: Question about extent of SUVA accident coverage, specifically damaged possessions

It means that if you had the accident on Monday 1st, then you might not be paid from Monday to Thursday 4th.
Reply With Quote
  #7  
Old 12.06.2013, 21:17
Spellbound's Avatar
Forum Veteran
 
Join Date: Aug 2010
Location: Basel
Posts: 656
Groaned at 45 Times in 24 Posts
Thanked 284 Times in 175 Posts
Spellbound has become a little unpopular
Re: Question about extent of SUVA accident coverage, specifically damaged possessions

Quote:
View Post
It means that if you had the accident on Monday 1st, then you might not be paid from Monday to Thursday 4th.
I'm still not following why. Can you please explain?
Reply With Quote
  #8  
Old 12.06.2013, 21:24
Sbrinz's Avatar
RIP
 
Join Date: Oct 2011
Location: Murten - Morat
Posts: 11,866
Groaned at 563 Times in 354 Posts
Thanked 11,548 Times in 5,941 Posts
Sbrinz has a reputation beyond reputeSbrinz has a reputation beyond reputeSbrinz has a reputation beyond reputeSbrinz has a reputation beyond reputeSbrinz has a reputation beyond reputeSbrinz has a reputation beyond repute
Re: Question about extent of SUVA accident coverage, specifically damaged possessions

Look at your work contract. How many days does the employer promise to pay when you are ill? Now look at the SUVA website, if I remember correctly, they don't pay for the first 5 days. Your company may pay you the first few days, but they are not obliged to. Maybe you can ask your HR department? Every company has a different policy.
Reply With Quote
  #9  
Old 12.06.2013, 21:26
Forum Legend
 
Join Date: May 2010
Location: north
Posts: 6,132
Groaned at 218 Times in 138 Posts
Thanked 5,100 Times in 2,636 Posts
rob1 has a reputation beyond reputerob1 has a reputation beyond reputerob1 has a reputation beyond reputerob1 has a reputation beyond reputerob1 has a reputation beyond reputerob1 has a reputation beyond repute
Re: Question about extent of SUVA accident coverage, specifically damaged possessions

Suva normally covers your medical costs, claims for property damages etc should come from the other persons insurance. What happened anyway?

Though im confused.... they are not sure if you have a fracture but you are healing well which suggests this has not happened in the last 24 hours... doesn't take that long to read an xray .
Reply With Quote
  #10  
Old 12.06.2013, 21:26
Member
 
Join Date: Jun 2012
Location: Basel
Posts: 202
Groaned at 1 Time in 1 Post
Thanked 152 Times in 88 Posts
debra is considered knowledgeabledebra is considered knowledgeabledebra is considered knowledgeable
Re: Question about extent of SUVA accident coverage, specifically damaged possessions

Sorry to hear about your accident.

Why not just call SUVA and ask what's covered? (Or your employer if the accident insurance is covered through them).


Hope it all works out ok for you.
Reply With Quote
  #11  
Old 12.06.2013, 21:33
Spellbound's Avatar
Forum Veteran
 
Join Date: Aug 2010
Location: Basel
Posts: 656
Groaned at 45 Times in 24 Posts
Thanked 284 Times in 175 Posts
Spellbound has become a little unpopular
Re: Question about extent of SUVA accident coverage, specifically damaged possessions

Quote:
View Post
Sorry to hear about your accident.

Why not just call SUVA and ask what's covered? (Or your employer if the accident insurance is covered through them).


Hope it all works out ok for you.

Thanks for the kind words. It could have been much worse, so I have to focus on positive aspects. I'm very frustrated with being stuck indoors to this extent, and with my training schedule for an event now grinding to a halt.

I have raised the questions with my employer already, so am waiting for answers. Since I couldn't find the answer on here already, I thought it would be a useful discussion topic in the meantime.
Reply With Quote
  #12  
Old 12.06.2013, 21:35
Forum Legend
 
Join Date: May 2006
Location: Near Geneva
Posts: 3,203
Groaned at 35 Times in 29 Posts
Thanked 4,130 Times in 1,836 Posts
Anjela has a reputation beyond reputeAnjela has a reputation beyond reputeAnjela has a reputation beyond reputeAnjela has a reputation beyond reputeAnjela has a reputation beyond reputeAnjela has a reputation beyond repute
Re: Question about extent of SUVA accident coverage, specifically damaged possessions

Quote:
View Post
Thanks for the kind reply. I wonder if it's still applicable - I just can't find anything on this topic for clarity. I hope your son wasn't in a serious accident.

How very kind of you to ask after my wellbeing. Thank you.

Un/fortunately, they are determining the extent of damage to my shoulder (suspected fracture). Otherwise, I have deep injuries to a leg and arm, and my pelvis.

I'm healing well in the places I have stitches, and my nearest and dearest have been amazing (they've made me smile and laugh, they've cooked and cleaned, they've taken me out when I have cabin fever, they've escorted me to medical appointments, they've left me surprise gifts, they've brought shopping...).

Oh no, you poor thing. Sincerely hope there's no long-term damage done.

Son was knocked off his moped by son idiot opening a car door 'into' traffic. Most of the damage was to his clothing and the moped. I do remember the clothing being paid for (although possibly not by SUVA to be honest now I think about it). Moped was Bank-of-Mum again.

Well done on having such a well-trained family!!!! I've managed a brain-haemorrage before now and they've not taken it seriously. So I'm aiming on getting my own back come Will reading time.
Reply With Quote
  #13  
Old 12.06.2013, 21:40
Forum Legend
 
Join Date: May 2010
Location: north
Posts: 6,132
Groaned at 218 Times in 138 Posts
Thanked 5,100 Times in 2,636 Posts
rob1 has a reputation beyond reputerob1 has a reputation beyond reputerob1 has a reputation beyond reputerob1 has a reputation beyond reputerob1 has a reputation beyond reputerob1 has a reputation beyond repute
Re: Question about extent of SUVA accident coverage, specifically damaged possessions

Quote:
View Post
Oh no, you poor thing. Sincerely hope there's no long-term damage done.

Son was knocked off his moped by son idiot opening a car door 'into' traffic. Most of the damage was to his clothing and the moped. I do remember the clothing being paid for (although possibly not by SUVA to be honest now I think about it). Moped was Bank-of-Mum again.

Well done on having such a well-trained family!!!! I've managed a brain-haemorrage before now and they've not taken it seriously. So I'm aiming on getting my own back come Will reading time.
This scenario is brought up in all the trainings I had. If someone is sitting in a parked car then look for signs they are going to open the door. Its quite easy on a bike as you are higher.
Reply With Quote
  #14  
Old 12.06.2013, 22:23
Spellbound's Avatar
Forum Veteran
 
Join Date: Aug 2010
Location: Basel
Posts: 656
Groaned at 45 Times in 24 Posts
Thanked 284 Times in 175 Posts
Spellbound has become a little unpopular
Re: Question about extent of SUVA accident coverage, specifically damaged possessions

Quote:
View Post
Suva normally covers your medical costs, claims for property damages etc should come from the other persons insurance. What happened anyway?

Though im confused.... they are not sure if you have a fracture but you are healing well which suggests this has not happened in the last 24 hours... doesn't take that long to read an xray .
In that case, I need to ask for the other party's insurance details - I have their address and phone no.

X-rays indicate fracture, though not conclusively. CT scan results are yet to be assessed. 1 of the difficulties, has been the extent of other damage to the surrounding areas, making it too painful and bloody to manoeuvre into ideal scan positions.

I'm cautious of saying too much about the accident, as the police are involved, and this is a public forum. The vague answer to your question is a person wasn't concentrating, and veered suddenly into me as I was cycling, sending me and my bike flying.
Reply With Quote
  #15  
Old 12.06.2013, 22:25
Forum Legend
 
Join Date: May 2006
Location: Near Geneva
Posts: 3,203
Groaned at 35 Times in 29 Posts
Thanked 4,130 Times in 1,836 Posts
Anjela has a reputation beyond reputeAnjela has a reputation beyond reputeAnjela has a reputation beyond reputeAnjela has a reputation beyond reputeAnjela has a reputation beyond reputeAnjela has a reputation beyond repute
Re: Question about extent of SUVA accident coverage, specifically damaged possessions

Quote:
View Post
This scenario is brought up in all the trainings I had. If someone is sitting in a parked car then look for signs they are going to open the door. Its quite easy on a bike as you are higher*.
It happened right outside a police station.... and the car driver was arrested, charged and found guilty of dangerous behaviour whilst in charge of a motor vehicle.

*Height is relative, small 14 year-old on a low moped, Adult male on a bike..... not necessarily the same thing.

Last edited by Anjela; 12.06.2013 at 23:39.
Reply With Quote
  #16  
Old 13.06.2013, 01:42
Spellbound's Avatar
Forum Veteran
 
Join Date: Aug 2010
Location: Basel
Posts: 656
Groaned at 45 Times in 24 Posts
Thanked 284 Times in 175 Posts
Spellbound has become a little unpopular
Re: Question about extent of SUVA accident coverage, specifically damaged possessions

Quote:
View Post
Oh no, you poor thing. Sincerely hope there's no long-term damage done.
Thank you for the kind wishes. I hope to know more on Thur.

Quote:
View Post
Well done on having such a well-trained family!!!! I've managed a brain-haemorrage before now and they've not taken it seriously. So I'm aiming on getting my own back come Will reading time.
This is not my family, so I have no advantage over you there . It's a collection of ever-kind and honourable souls I have been blessed with having in my world. Surely there's action you could take before will reading time, as that could be a long way away?
Reply With Quote
  #17  
Old 13.06.2013, 09:34
Guest
 
Posts: n/a
Re: Question about extent of SUVA accident coverage, specifically damaged possessions

Quote:
View Post
Though im confused.... they are not sure if you have a fracture but you are healing well which suggests this has not happened in the last 24 hours... doesn't take that long to read an xray .
It's quite common to treat for a 'suspected' fracture when x-rays are inconclusive, which with complex joints is quite often. In that sort of situation they'll generally stabilise and immobilise the area and monitor it for a day or two. In most cases a significant improvement is enough to assume no fracture was present, but if there is no improvement then they may investigate further.
Reply With Quote
Reply




Currently Active Users Viewing This Thread: 1 (0 members and 1 guests)
 
Thread Tools
Display Modes

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are Off
Pingbacks are Off
Refbacks are Off


Similar Threads
Thread Thread Starter Forum Replies Last Post
Question about Reunification of foreigners Springroll Permits/visas/government 5 24.05.2013 10:06
What is it about us Brits and blanket coverage of meaningless stuff....? Caviarchips International affairs/politics 53 06.06.2012 12:15
question about the process of getting a permit (EU) carolp Permits/visas/government 10 16.11.2010 17:43
Confused about coverage in rest of Europe on Swiss Health Insurance Wingnut Insurance 8 15.12.2008 08:20
SUVA ACCIDENT or Illness? Ronald Mast Insurance 1 30.11.2006 14:31


All times are GMT +2. The time now is 16:21.


Powered by vBulletin® Version 3.8.4
Copyright ©2000 - 2021, Jelsoft Enterprises Ltd.
LinkBacks Enabled by vBSEO 3.1.0