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Old 14.11.2013, 16:54
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Krankenkasse: possible reduction of price?

Hello

I understood that it might be possible to get some money back from the krankenkasse if you dont do any reporting of illness during the year.

Is that correct ?

Thank you again for your replies
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Old 14.11.2013, 17:05
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Re: Krankenkasse: possible reduction of price?

Not really, but you can lower your tariff, and you must change before 28.11.13
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Old 14.11.2013, 17:36
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Re: Krankenkasse: possible reduction of price?

Thank you, I have maxed out on 2500, but have a basic insurance (any doctor i want and i dont need to call first)

Would you recommend the family doctor or the call med first?
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Old 14.11.2013, 17:39
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Re: Krankenkasse: possible reduction of price?

My insurer offers a no-claims rebate (Leistungsfreiheitsrabatt) on the supplementary insurance, but not on the obligatory insurance.

(I don't have supplementary, so don't know exactly how much it is...)

Also, some insurers offer a rebate if you pay your premiums half-yearly or yearly rather than monthly. Mine offers 0.5% off half yearly payment and 1% off yearly. It's not much, some CHF 70 per year on a yearly payment - but better than the bank is currently paying me on that money.
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Old 14.11.2013, 18:22
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Re: Krankenkasse: possible reduction of price?

I like the call med. So far it's been innocuous and you don't have to take their advice. And sometimes it's useful. Family doctor is good if you like your GP.
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Old 14.11.2013, 18:33
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Re: Krankenkasse: possible reduction of price?

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Thank you, I have maxed out on 2500, but have a basic insurance (any doctor i want and i dont need to call first)

Would you recommend the family doctor or the call med first?
I have family doctor, but he is only 100m away.

Tom
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Old 03.12.2020, 22:50
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Re: Krankenkasse: possible reduction of price?

Hi all, moving in to Switzerland and I have excellent health insurance that is international.

Do you know if any of the Swiss Krankenkasseversicherung insurers will give me a discount when I show them my and wife's already very comprehensive policies?

Thanks!
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Old 04.12.2020, 17:12
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Re: Krankenkasse: possible reduction of price?

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Hi all, moving in to Switzerland and I have excellent health insurance that is international.

Do you know if any of the Swiss Krankenkasseversicherung insurers will give me a discount when I show them my and wife's already very comprehensive policies?

Thanks!
Welcome to the Forum. The basic insurance isn't negotiable as far as I know. Where you'd possibly be able to negotiate would be on a supplementary policy.
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Old 04.12.2020, 23:06
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Re: Krankenkasse: possible reduction of price?

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Hi all, moving in to Switzerland and I have excellent health insurance that is international.

Do you know if any of the Swiss Krankenkasseversicherung insurers will give me a discount when I show them my and wife's already very comprehensive policies?

Thanks!
No. This does not depend on the assurance maladie, it is a compulsory cantonal insurance and the authorities will want proof that you have contracted the basic insurance.
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Old 04.12.2020, 23:14
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Re: Krankenkasse: possible reduction of price?

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Hi all, moving in to Switzerland and I have excellent health insurance that is international.

Do you know if any of the Swiss Krankenkasseversicherung insurers will give me a discount when I show them my and wife's already very comprehensive policies?

Thanks!
I dont know where you are moving, here is an example from Zurich

"Exemption from compulsory health insurance

Exemption from compulsory health insurance is possible for a small number of groups of people and only on application and is granted with restraint. The Department of Health decides on applications for exemption."

https://www.zh.ch/en/gesundheit/kran...sicherung.html
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