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  #41  
Old 31.05.2014, 22:37
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Re: How much would someone need to retire in Switzerland?

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Generally I'd totally agree with you. But if you are struck with a terrible motor-neurone disease, or lose the fight to cancer after years of fighting with all your might- and especially if you are very old- then for some of us, it is not called suicide, but dying with dignity before it is totally robbed of you and the fight is lost.

If you know the only future is dying by suffocation, as you are no longer able to swallow or breathe- a great release.

A choice, not for everyone- but it might be for me, one day. So a great insurance to be a member, just in case. I am a fighter, and still relatively young, in my 60s- but one never knows what is around the corner.

Perhaps you are too young to understand. Or perhaps you have not witnessed the agonising end of loved ones.

Perhaps a discussion for another thread if you wish. And back to the OP.

Or perhaps he has a different perspective. I've seen the agonizing death of loved ones, i am old enough to understand and i have been treated for a serious disease. But i've changed my idea about euthanasia. Might also depend on whether you see disease as a war, versus something else. Lots of people are looking for new metaphors for disease. As you say, food for another thread.
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  #42  
Old 31.05.2014, 22:44
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Re: How much would someone need to retire in Switzerland?

Other thread opened, for those who wish to discuss.

It is shocking that many old people's homes do not allow their residents to ask EXIT for help- hopefully the law will be changed soon. If someone has no family or a friend able to host them so they can ask for release, they are stuck like in a prison- and forced to live to the bitter end- in pain, losing all their dignity, sometimes for 10 years or more (like my poor mother- who had been a founder member of EXIT). There is death and ... terrible death- worse can be the living in fact. My 94 year old mother was totally dependent, blind and in constant pain, and asked again and again and again- to be allowed to go quietly- one of the reasons we moved here, to help her.
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  #43  
Old 31.05.2014, 22:46
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Re: How much would someone need to retire in Switzerland?

Well I work in an elderly people's home and have look after many people before their death.
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Generally I'd totally agree with you. But if you are struck with a terrible motor-neurone disease, or lose the fight to cancer after years of fighting with all your might- and especially if you are very old- then for some of us, it is not called suicide, but dying with dignity before it is totally robbed of you and the fight is lost.

If you know the only future is dying by suffocation, as you are no longer able to swallow or breathe- a great release.

A choice, not for everyone- but it might be for me, one day. So a great insurance to be a member, just in case. I am a fighter, and still relatively young, in my 60s- but one never knows what is around the corner.

Perhaps you are too young to understand. Or perhaps you have not witnessed the agonising end of loved ones.

Perhaps a discussion for another thread if you wish. And back to the OP.
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  #44  
Old 31.05.2014, 23:46
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Re: How much would someone need to retire in Switzerland?

I am very well aware that retired people receiving British state pensions, and who have never worked in Switzerland (Not receiving anything from Swiss resources) are entitled to British health facilities, almost free of charge, as they would have received if they had stayed in Britain. However 99% of people entering Switzerland to retire probably do not have a British state pension: most would be Italian, French, German, Portuguese, Spanish, Serbian.

I gave a link so that any person can calculate their own entitlement. The example I gave and typed out was for 8010 Zurich, as most people on this Forum come from this area. If a retired person is going to live in the Jura the figures would work out differently: the maximum rental charge would be lower, reflecting the lower rental prices in the Jura, but then the health insurance might be higher. It doesn't really matter, the fact is that people will be supported up to about Fr 3'000 per month in income.

The question is "How much would someone need to retire in Switzerland?" and my calculated answer, backed up by the calculator, is about Fr 3'000 per month, without any capital. It won't go far in Zurich or Geneva, but in cheaper areas it will obviously go much further.

(I met someone today, a British citizen, whom has lived here 35 years and was completely unaware of this entitlement. She was wondering how she would live on Fr 1'100 per month. I made her very happy today)
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  #45  
Old 01.06.2014, 00:50
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Re: How much would someone need to retire in Switzerland?

Don't get a wrong impression that you get 3000 per month. Maximum support is 1400 if you have a very very small income.. Say if you get 600 retirement per month then add the 1400 for help. So you don't get 3000, but here there is no help over 2600 where i am.
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  #46  
Old 01.06.2014, 01:08
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Re: How much would someone need to retire in Switzerland?

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Don't get a wrong impression that you get 3000 per month. Maximum support is 1400 if you have a very very small income.. Say if you get 600 retirement per month then add the 1400 for help. So you don't get 3000, but here there is no help over 2600 where i am.
You are correct.

I tested the formula http://www.pro-senectute.ch/ergaenzu...x_psoffers_pi1[filter][zip]=3280

with a total income CHF 600 and a rental of CHF 600 and the support was stated as -23'674 per year,
so about 2'000 per month, making a total of Fr 2'600 per month and not 3'000
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  #47  
Old 01.06.2014, 08:57
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Re: How much would someone need to retire in Switzerland?

yes. But this additional help is like a noose round the neck
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You are correct.

I tested the formula http://www.pro-senectute.ch/ergaenzu...x_psoffers_pi1[filter][zip]=3280

with a total income CHF 600 and a rental of CHF 600 and the support was stated as -23'674 per year,
so about 2'000 per month, making a total of Fr 2'600 per month and not 3'000
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  #48  
Old 01.06.2014, 10:27
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Re: How much would someone need to retire in Switzerland?

It should be emphasized that this discussion of moving to Switzerland to retire with modest means applies to Swiss and EU citizens, who have a right to move here based on the FMP.

For non-EU citizens, if one wishes to move to Switzerland as a retiree one will likely need to bring serious money to the table. Not because of the cost of living but rather because of the price of the entry ticket.

Especially now, when concerns of overpopulation and division of scarce resources is a hot button issue. Switzerland is actively seeking to limit immigration to those 'needed' in Swiss society. A non-EU person will not be granted residency unless he/she is seen as a contributor. That means either bringing skills to the labor market that are not available among CH/EU population, or for those not contributing via skills, making a significant tax contribution. Simply being able to cover one's own bills is not enough to win a non-EU retiree residency.
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  #49  
Old 01.06.2014, 14:55
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Re: How much would someone need to retire in Switzerland?

It seems from the various posts that an EU citizen could retire in Switzerland on relatively modest capital and income, especially if they don't expect to live in one of the prime areas.

I guess that most of the celebrities and the like who choose to make Switzerland their home have the assets that mean they have a wide choice of where to live.
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Old 01.05.2021, 17:03
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Re: How much would someone need to retire in Switzerland?

EDIT: SORRY! not sure what happened, was replying to another thread! Mods, you can delete my comment


Also, remember that, apart from lots of money, you need to demonstrate a close connection to Switzerland (family members, real estate, frequent visits).

All this is obviously irrelevant if you are a millionaire; in this case you will be welcomed with open arms.

Non-EU/EFTA nationals in Switzerland
Unlike EU/EFTA nationals, third-country nationals planning on retiring in Switzerland must meet different parameters. This sometimes means that getting Swiss residency can be more difficult. Generally speaking, non-EU citizens who are older than 55 years old can apply for a Swiss residence permit. Applications must be done through a Swiss consulate or embassy where you live.

To be granted Swiss residency, non-EU citizens must prove that they have the following:

adequate financial resources to support their life in Switzerland
valid Swiss accident and health insurance coverage
proof that they are no longer pursuing gainful employment
they can demonstrate a close connection to Switzerland; such as frequent trips, family members living in the country, past residency, or real estate. Not that simply owning Swiss property is sometimes not enough to demonstrate ‘close ties’ to the country.

https://www.expatica.com/ch/finance/...%20Switzerland
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