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davidsfernandes 19.11.2016 20:19

Sell car in private
 
Hello everyone,

While selling a car in private there is any precaution or special attention to have in Switzerland? I have a person that look's like car dealer and would like to visit me, pay cash and take the car immediately. Is this usual in Switzerland?

Sorry, but this is the first time that I sell a car in Switzerland and would like to avoid any kind of problem, if someone already has a previous experience that can help.. would be very appreciated.

Thank you

fatmanfilms 20.11.2016 00:02

Re: Sell car in private
 
Quote:

Originally Posted by davidsfernandes (Post 2695151)
Hello everyone,

While selling a car in private there is any precaution or special attention to have in Switzerland? I have a person that look's like car dealer and would like to visit me, pay cash and take the car immediately. Is this usual in Switzerland?

Sorry, but this is the first time that I sell a car in Switzerland and would like to avoid any kind of problem, if someone already has a previous experience that can help.. would be very appreciated.

Thank you

Only ever accept cash, is about the only rule & keep hold of your plates so you can cancel your insurance.

Fish Paste 20.11.2016 08:42

Re: Sell car in private
 
Keep the grey paper on you if they take a test drive alone.
Be prepared for a low ball offer.

davidsfernandes 20.11.2016 08:42

Re: Sell car in private
 
Quote:

Originally Posted by fatmanfilms (Post 2695290)
Only ever accept cash, is about the only rule & keep hold of your plates so you can cancel your insurance.

Thank you!!

Regarding the cash.. that is because of the scams? Even with a document stating that I have received XX.XXX CHF?

Thank you

Urs Max 20.11.2016 16:31

Re: Sell car in private
 
Quote:

Originally Posted by davidsfernandes (Post 2695336)
Thank you!!

Regarding the cash.. that is because of the scams? Even with a document stating that I have received XX.XXX CHF?

Thank you

Let's say you two sign a contract. You hand over key and papers; you consider the deal closed and well. When you phone the other guy to enquire about the misisng payment nobody answers, or he says he has no idea what you're talking about. Later on you find that the guy has sold the car forward, possibly after exporting it. Your insurance rightfully refuses to pay because you handed him keys and car, thus it's not theft.

Now what are you gonna do, pay many thousands for a lawyer to get you a few thousands in purchase price? Only to find out years(!) later that there's nothing left for the courts to lay their hands on?

Cash for car plus papers plus keys. Nothing else. Even (or rather, especially) if the car is in six-figures territory.

Never let a stranger test-drive alone. Never leave the grey card in the car (yes, you may have to pay a negligible fine for not having it with you if checked by the police - just say it's too risky, show the photocopy and you'll probably get off the hook for free anyway).

fatmanfilms 20.11.2016 17:25

Re: Sell car in private
 
Quote:

Originally Posted by davidsfernandes (Post 2695336)
Thank you!!

Regarding the cash.. that is because of the scams? Even with a document stating that I have received XX.XXX CHF?

Thank you

Having bought 6 cars & 2 motorcycles in Switzerland & sold them all, thats 14 transactions. Every transaction was in CASH, which is how it works in CH.

When buying from a dealer I always got an invoice however when selling privately or to a dealer there was never any paperwork of any sort. Dealers certainly did not want a document saying the price they paid in cash, the figure was something they would make up in their accounts at a later date :D

ivank 20.11.2016 17:45

Re: Sell car in private
 
No paperwork when selling? That's risky - you're liable for defects for a couple of years after the sale by default, if you didnt waive that through a contract

fatmanfilms 20.11.2016 19:03

Re: Sell car in private
 
Quote:

Originally Posted by ivank (Post 2695606)
No paperwork when selling? That's risky - you're liable for defects for a couple of years after the sale by default, if you didnt waive that through a contract

That's never going to happen with a used car from a private seller.

1) The seller won't confirm you ever bought the car from him.
or
2) He may offer a full refund of the 1 chf you paid for the car.

ivank 20.11.2016 19:11

Re: Sell car in private
 
Quote:

Originally Posted by fatmanfilms (Post 2695655)
1) The seller won't confirm you ever bought the car from him.

What's there to confirm? You owned the car before. Now he owns the car. Put one and one together and you've got a sale.

Plus he'd probably have your emails, sms, screenshots of your sale ad that he can point to...

Quote:

2) He may offer a full refund of the 1 chf you paid for the car.
Noone would believe that you sold for 1 chf. A court would probably take the other party's word for it then or assess the car based on its condition.

st2lemans 20.11.2016 19:34

Re: Sell car in private
 
Quote:

Originally Posted by ivank (Post 2695606)
No paperwork when selling? That's risky - you're liable for defects for a couple of years after the sale by default, if you didnt waive that through a contract

What liability for defects? :confused:

Tom

ivank 20.11.2016 19:53

Re: Sell car in private
 
Quote:

Originally Posted by st2lemans (Post 2695676)
What liability for defects? :confused:

Art. 205 OR: buyer has a right to withdraw from the sale or demand a reduction in price for defects.

Do you really want to be forced to buy your car back after a couple of years when the buyer put some hundred thousand km's on it and it broke?

Or how about the prospect of paying for repairs of all defects (that you didn't mention to him in writing) that a garage found, to which he drives the car immediately after the sale?

robBob 20.11.2016 20:07

Re: Sell car in private
 
Quote:

Originally Posted by ivank (Post 2695684)
Art. 205 OR: buyer has a right to withdraw from the sale or demand a reduction in price for defects.

Do you really want to be forced to buy your car back after a couple of years when the buyer put some hundred thousand km's on it and it broke?

Or how about the prospect of paying for repairs of all defects (that you didn't mention to him in writing) that a garage found, to which he drives the car immediately after the sale?

As I understand it car has to run for at least 30 days. I.e. one has 30 days to figure out if the car is OK! Or is this not so?

Fish Paste 20.11.2016 20:18

Re: Sell car in private
 
Art. 200 B. Seller's obligations / III. Warranty of quality and fitness / 3. Defects known to the buyer
3. Defects known to the buyer
1The seller is not liable for defects known to the buyer at the time of purchase.
2He is not liable for defects that any normally attentive buyer should have discovered unless he assured the buyer that they do not exist.

Art. 201 B. Seller's obligations / III. Warranty of quality and fitness / 4. Notice of defects / a. In general
4. Notice of defects
a. In general
1The buyer must inspect the condition of the purchased object as soon as feasible in the normal course of business and, if he discovers defects for which the seller is liable under warranty, must notify him without delay.
2Should he fail to do so, the purchased object is deemed accepted except in the case of defects that would not be revealed by the customary inspection.
3Where such defects come to light subsequently, the seller must be notified immediately, failing which the object will be deemed accepted even in respect of such defects.

robBob 20.11.2016 20:22

Re: Sell car in private
 
Quote:

Originally Posted by Fish Paste (Post 2695712)
Art. 200 B. Seller's obligations / III. Warranty of quality and fitness / 3. Defects known to the buyer
3. Defects known to the buyer
1The seller is not liable for defects known to the buyer at the time of purchase.
2He is not liable for defects that any normally attentive buyer should have discovered unless he assured the buyer that they do not exist.

Art. 201 B. Seller's obligations / III. Warranty of quality and fitness / 4. Notice of defects / a. In general
4. Notice of defects
a. In general
1The buyer must inspect the condition of the purchased object as soon as feasible in the normal course of business and, if he discovers defects for which the seller is liable under warranty, must notify him without delay.
2Should he fail to do so, the purchased object is deemed accepted except in the case of defects that would not be revealed by the customary inspection.
3Where such defects come to light subsequently, the seller must be notified immediately, failing which the object will be deemed accepted even in respect of such defects.

Oh! good thing I always write "Sold as is" on my receipts!

ivank 20.11.2016 20:30

Re: Sell car in private
 
Quote:

Originally Posted by robBob (Post 2695697)
As I understand it car has to run for at least 30 days. I.e. one has 30 days to figure out if the car is OK! Or is this not so?

No such thing exists in the laws! The laws specify a term of 2 years by default.

But it's ok to write 30 days in a contract if you want - contract would take precedence. That's why it's important to have one.

Quote:

Originally Posted by Fish Paste (Post 2695712)
Art. 200 B. Seller's obligations / III. Warranty of quality and fitness / 3. Defects known to the buyer
3. Defects known to the buyer
1The seller is not liable for defects known to the buyer at the time of purchase.

You'd carry the burden of proof on this one. If it wasn't mentioned in writing (e.g. in contract, or your car ad), you won't prove that you made it known to the buyer

Quote:

2He is not liable for defects that any normally attentive buyer should have discovered unless he assured the buyer that they do not exist.
A normally attentive private buyer would be limited to just assessing the car visually and test driving it. If it looks and drives ok, he'll buy it. If the garage later finds that it needs a lot of work to be done on it, that can easily become the seller's headache by default if you don't have a written contract.

Just make a written contract that explicitly specifies all your expectations about the sale, always. Or at least use some reasonable template from the internet if you're lazy to write something up yourself. You won't see any used car dealers selling you the car without making you sign something and there's a good reason for this :)

Quote:

Oh! good thing I always write "Sold as is" on my receipts!
It's a good start, but not really bulletproof. There are better wordings to use in a contract that waive even more liability from you.

Guest 21.11.2016 07:45

Re: Sell car in private
 
Quote:

Originally Posted by ivank (Post 2695718)
No such thing exists in the laws! The laws specify a term of 2 years by default.

You Wank, this doesn't apply to private sales !

A private seller can in no way be held responsible to guarantee something free from defects for 2 years

aSwissInTheUS 21.11.2016 08:05

Re: Sell car in private
 
Quote:

You Wank, this doesn't apply to private sales !

A private seller can in no way be held responsible to guarantee something free from defects for 2 years
The law is the Code of Obligations, and you are wrong. Unless the seller reduces, or excludes the warranty the default two year applies. Even for a private seller.
Only distinction between a private and a B2C-seller: a private seller can specify any term between 0 and what ever. A B2C can only have either 0, 2 years, or a longer period. (In case of a used product 1 year or more is also allowed).

Art. 197
III. Warranty of quality and fitness
1. Object of the warranty
a. In general
1The seller is liable to the buyer for any breach of warranty of quality and for any defects that would materially or legally negate or substantially reduce the value of the object or its fitness for the designated purpose.
2He is liable even if he was not aware of the defects.

Art. 199
2. Exclusion of warranty
Any agreement to exclude or limit the warranty obligation is void if the seller has fraudulently concealed the failure to comply with warranty from the buyer.

Art. 200
3. Defects known to the buyer
1The seller is not liable for defects known to the buyer at the time of purchase.
2He is not liable for defects that any normally attentive buyer should have discovered unless he assured the buyer that they do not exist.

Art. 203
5. Intentional deceit
Where the seller has wilfully misled the buyer, liability for breach of warranty is not limited by any failure on the buyer's part to give prompt notice of defects.

Art.210
9. Time limits
1An action for breach of warranty of quality and fitness becomes time-barred two years after delivery of the object to the buyer, even if he does not discover the defects until later, unless the seller has assumed liability under warranty for a longer period.
[...]
4An agreement to reduce the limitation period is null and void if:
a. the limitation period is reduced to less than two years, or less than one year in the case of second-hand goods;
b. the object is intended to be used by the buyer or his or her family; and
c. the seller is acting in the course of his or her professional or commercial activities.
5The defence of defective goods remains available to the buyer provided he has notified the seller within the limitation period.
6The seller may not invoke the limitation period if it is proved that he wilfully misled the buyer. The foregoing does not apply to the 30-year period under paragraph 3.

ivank 21.11.2016 08:08

Re: Sell car in private
 
Quote:

You Wank, this doesn't apply to private sales !
Don't be so sure.

Guest 21.11.2016 09:22

Re: Sell car in private
 
Quote:

Originally Posted by aSwissInTheUS (Post 2695858)
The law is the Code of Obligations, and you are wrong. Unless the seller reduces, or excludes the warranty the default two year applies. Even for a private seller.
Only distinction between a private and a B2C-seller: a private seller can specify any term between 0 and what ever. A B2C can only have either 0, 2 years, or a longer period. (In case of a used product 1 year or more is also allowed).

Art. 197
III. Warranty of quality and fitness
1. Object of the warranty
a. In general
1The seller is liable to the buyer for any breach of warranty of quality and for any defects that would materially or legally negate or substantially reduce the value of the object or its fitness for the designated purpose.
2He is liable even if he was not aware of the defects.

Art. 199
2. Exclusion of warranty
Any agreement to exclude or limit the warranty obligation is void if the seller has fraudulently concealed the failure to comply with warranty from the buyer.

Art. 200
3. Defects known to the buyer
1The seller is not liable for defects known to the buyer at the time of purchase.
2He is not liable for defects that any normally attentive buyer should have discovered unless he assured the buyer that they do not exist.

Art. 203
5. Intentional deceit
Where the seller has wilfully misled the buyer, liability for breach of warranty is not limited by any failure on the buyer's part to give prompt notice of defects.

Art.210
9. Time limits
1An action for breach of warranty of quality and fitness becomes time-barred two years after delivery of the object to the buyer, even if he does not discover the defects until later, unless the seller has assumed liability under warranty for a longer period.
[...]
4An agreement to reduce the limitation period is null and void if:
a. the limitation period is reduced to less than two years, or less than one year in the case of second-hand goods;
b. the object is intended to be used by the buyer or his or her family; and
c. the seller is acting in the course of his or her professional or commercial activities.
5The defence of defective goods remains available to the buyer provided he has notified the seller within the limitation period.
6The seller may not invoke the limitation period if it is proved that he wilfully misled the buyer. The foregoing does not apply to the 30-year period under paragraph 3.


I stand corrected.

I've never heard of a warrantly on second hand goods that are outside the manufactureres original warranty. I've also never read of anybody making a successful prosecution for lack of warranty on second hand goods, but obviously it must exist.

fatmanfilms 21.11.2016 10:56

Re: Sell car in private
 
Quote:

Originally Posted by ivank (Post 2695658)
What's there to confirm? You owned the car before. Now he owns the car. Put one and one together and you've got a sale.

Plus he'd probably have your emails, sms, screenshots of your sale ad that he can point to...


Noone would believe that you sold for 1 chf. A court would probably take the other party's word for it then or assess the car based on its condition.

He could have bought the car via a third party, All of the cars I bought were not sold by the registered keeper.

Any advertisement would state the car was a private sale & sold as it is, so no further contract required.

ivank 21.11.2016 11:35

Re: Sell car in private
 
Quote:

Originally Posted by fatmanfilms (Post 2695968)
He could have bought the car via a third party, All of the cars I bought were not sold by the registered keeper.

You'd have to name the said third party and the real owner, so that they can be then questioned instead of you :)
Otherwise it's plausible to believe his explanation that he just bought it from you.

Quote:

Any advertisement would state the car was a private sale & sold as it is, so no further contract required.
That doesn't still free you from all liability if car turns out to be defective...

fatmanfilms 21.11.2016 11:57

Re: Sell car in private
 
Quote:

Originally Posted by ivank (Post 2696011)
You'd have to name the said third party and the real owner, so that they can be then questioned instead of you :)
Otherwise it's plausible to believe his explanation that he just bought it from you.


That doesn't still free you from all liability if car turns out to be defective...

I never knew the details of the dealers who bought my cars in Schlieren, they just pay in cash & are no longer there when you have another car to sell next time.

Never had any issues, even selling a car written off by insurance. You don't seem to be aware that if you tell the seller verbally states the car is sold as is, then that is fine, contracts do not need to be in writing. As this is the normal way a private car is sold, a court will believe you. Even if you buy a car from a garage & pay extra for a guarantee it covers sweet F.A., so likely will not help either.

ivank 21.11.2016 12:08

Re: Sell car in private
 
Quote:

Originally Posted by fatmanfilms (Post 2696022)
You don't seem to be aware that if you tell the seller verbally states the car is sold as is, then that is fine, contracts do not need to be in writing..

And you don't seem to be aware that verbal agreements are hardly provable

You want to play it safe - write a contract

Quote:

Never had any issues
Just wait until you get yourself a buyer with a sufficiently advanced case of buyers remorse, like this guy.

fatmanfilms 21.11.2016 12:24

Re: Sell car in private
 
Quote:

Originally Posted by ivank (Post 2696028)
And you don't seem to be aware that verbal agreements are hardly provable

You want to play it safe - write a contract

Well if they cant be proved the seller does not have an issue. do they!
I would rather not give someone I don't know a copy of my signature, especially if they have my address.

Maracuya 22.06.2017 11:42

Re: Sell car in private
 
Hi Everyone,

I have a quick question. I'm selling my car because I'm moving back to USA. Today I found someone that wants to buy it. Do you know what is the process for the paperwork? Do I need to make some sort of contract? Or just go to the vehicle office and request a transfer? please help!!

st2lemans 22.06.2017 11:45

Re: Sell car in private
 
The buyer gives you money, you give the buyer the keys and the grey card, and you hand in the plates.

Tom

Maracuya 22.06.2017 11:49

Re: Sell car in private
 
Is that easy? Really? Do I have to go with the new owner when I give back the plates?

st2lemans 22.06.2017 11:52

Re: Sell car in private
 
Quote:

Originally Posted by Maracuya (Post 2805440)
Is that easy? Really? Do I have to go with the new owner when I give back the plates?

No.

Tom

i-b-deborah 22.06.2017 12:00

Re: Sell car in private
 
We all wank
Quote:

You Wank,

Guest 22.06.2017 12:23

Re: Sell car in private
 
Quote:

Originally Posted by i-b-deborah (Post 2805446)
We all wank


Thankyou for your contribution although i hardly see the context; you only need 10 posts to sell and you already have these

i-b-deborah 22.06.2017 12:58

Re: Sell car in private
 
Sorry, guess you were talking to Ivank.

Quote:

You Wank,
Quote:

Originally Posted by i-b-deborah (Post 2805446)
We all wank

Quote:

Thankyou for your contribution although i hardly see the context; you only need 10 posts to sell and you already have these

silverrcx 22.06.2017 13:42

Re: Sell car in private
 
Tom is right, however:

(a) this assumes the car is not leased, i.e. you fully own it.
(b) I would recommend a simple contract like the one proposed by TCS or Autoscout24 - this mainly to protect you:
(b1) clearly state there is no warranty from your end (or maybe there still is some from the manufacturer, or something, but clearly not by you)
(b2) establish some paperwork signed by the buyer about the whole affair.

Depending on the canton and the age of the car, it may need to pass inspection before it can be registered to the new owner (using the old grey paper). This is generally paid by the seller in private deals, pros probably manage it themselves.

Then the simplest thing is to hand over car, keys and grey document in exchange for cash. There is also the option to meet in a bank and to do/confirm a transfer from account to account.

In all cases, the plates belong to you, not to the buyer or the vehicle.

aSwissInTheUS 22.06.2017 14:20

Re: Sell car in private
 
Quote:

Originally Posted by silverrcx (Post 2805543)
Depending on the canton and the age of the car and time of last inspection, it may need to pass inspection before after it has been registered to the new owner (using the old grey paper). This is generally paid by the sellerbuyer in private deals, pros probably manage it themselves.

Fixed.

Jamiel 12.06.2021 14:54

Re: Sell car in private
 
Hi all,

I am also selling my vehicle to a interested party in Germany.

I note many posters have mentioned that cash is the default. The buyer wishes to purchase the vehicle and pick it up with a car export company. Does anyone see issues with bank transfer? I have stipulated the vehicle cannot leave until funds are cleared.
Also, Iíve read elsewhere I have to take in grey card to Automobile cantonal before I handover the car, this is in conflict with a comment above saying you hand this over to buyer.

Appreciate the response/help!

James

Jamiel 14.06.2021 14:39

Re: Sell car in private
 
Quote:

Originally Posted by st2lemans (Post 2805433)
The buyer gives you money, you give the buyer the keys and the grey card, and you hand in the plates.

Tom

HI Tom

Ive seen separately that you take the grey card into the automobiles dept beforehand, im guessing this is the latter step, right?

Thanks for clarifying

Jaceq 14.06.2021 14:59

Re: Sell car in private
 
After singing the contract you need to take grey card to Verkehrsamt (or whatever is this called in FR) and cancel it, they will stamp it and in this condition you hand it over to buyer.


Now, selling out of country via export company, and no contact sounds like a scam, be careful.

st2lemans 14.06.2021 15:15

Re: Sell car in private
 
Quote:

Originally Posted by Jaceq (Post 3317300)
After singing the contract you need to take grey card AND THE PLATES to Verkehrsamt (or whatever is this called in FR) and cancel it, they will stamp it and in this condition you hand it over to buyer.

FTFY.

Tom

Jamiel 14.06.2021 15:31

Re: Sell car in private
 
Quote:

Originally Posted by Jaceq (Post 3317300)
After singing the contract you need to take grey card to Verkehrsamt (or whatever is this called in FR) and cancel it, they will stamp it and in this condition you hand it over to buyer.


Now, selling out of country via export company, and no contact sounds like a scam, be careful.

Im weary to this Jaceq, very. The person on the other side (buyer) has provided me with a contract template, their ID (which is German, with a Russian address) and stipulated that per my condition, the car will not be released until funds are cleared in my account. Ive thought this through and im trying to see the scam angle, if the money is not im my account and verified, I do not release the car, right? Your insights here would be helpful.

k_and_e 14.06.2021 15:52

Re: Sell car in private
 
Why would someone prefer a bank transfer instead of paying cash when handing over the car? That's the question you should ask yourself.

Jamiel 14.06.2021 17:37

Re: Sell car in private
 
Thanks K and E

I was basing this on two things:

1. That the size of the cash is risky and prone to additional physical risks
2. Its just as easy to assure physical and bank transfers and I cant foresee any duress I could be put under if the transfer has not occurred.

But I may well be missing something!!

Cheers


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