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  #21  
Old 08.03.2017, 17:17
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Re: UK Student Loan Repayments

Because you dont have any such moral responsibility at all.

Paying tax is a moral responsibility.

Educating the next generation is a moral responsibility, but of the previous generation, not the generation being educated. An education is not something that should only be a privilege to those who can afford it.

OP i assume you still have a UK bank account?

If so, set up a standing order for 100 or so a month and feel good knowing that you're doing your civic duty, and paying back far more than the vast majority of people in your position.
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  #22  
Old 08.03.2017, 17:22
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Re: UK Student Loan Repayments

Oh well, that's just another confirmation i'm immoral (.....if i needed one )
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  #23  
Old 08.03.2017, 17:34
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Re: UK Student Loan Repayments

You feel morally obliged to pay taxes J2488??


Funny, never heard anyone saying that.


As to OP, I prefer that all education is free but on the other hand, as OP agreed to that student loan and now probably enjoys a nice salary in Switzerland, why wouldnt he/she be obliged to repay that? If only from a moral perspective as you had the advantage to study?


Just wondering
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  #24  
Old 08.03.2017, 17:38
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Re: UK Student Loan Repayments

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I can't believe we've gotten this far in the thread and no one has pointed out that you've got a moral responsibility to pay back the loan.

You borrowed the money, you're earning, you should be paying. Regardless of whether you can get away with it or not, it is your responsibility to repay the loan.
You could argue that there was a greater moral responsibility of successive governments not to fck up further education as much as they have done in the last 20 years. Just look at everything that's wrong with it:
  • There's a loan collection system in place with virtually no provision made to collect the debt from people who move abroad or for EU students that have taken out a loan
  • Two-thirds of students who graduate today will NEVER pay off their loan. Now who's going to pick up their tab?
  • Which bright spark thought it was sustainable to send 50% of the population to university?
  • 18 year olds who have no clue what they're signing when they take out one of these loans end up with a life long debt.
  • So many university courses in the UK are absolutely useless when looking for a job. Yet impressionable kids are being encouraged to sign up for them (and the life long debt that comes with it)
  • How have tuition fees been allowed to become so high?
  • How have interest rates for recent student loans been allowed to get so high?
  • How are Scottish students (and EU students) allowed to study in Scotland for free but English, Welsh and Irish students have to pay?
  • And. And. And.

Successive governments are happily tying kids into a debt to the State that they'll never pay off. That their grand kids will never pay off. Now that's immoral. In most of Europe further education is either free or affordable.

The OP asked how to avoid paying back their student loan for a year or two. I'm not going to judge them. Blame the game, not the players.
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  #25  
Old 08.03.2017, 18:05
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Re: UK Student Loan Repayments

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...Which bright spark thought it was sustainable to send 50% of the population to university?...
A politician who wanted to reduce unemployment figures.
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  #26  
Old 08.03.2017, 18:12
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Re: UK Student Loan Repayments

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A politician who wanted to reduce unemployment figures.
It seems a system more like the Swiss one where less people go to university is better for unemployment figures
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