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Old 18.02.2018, 23:24
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Car rental in the US, with insurance

Hello!

Do you know a good website to book a rental car with insurances (CDW + liability) in the US? As far as I know, it is usually cheaper to do this through third parties rather than directly with the rental company. I used to rent on ebookers, but it seems they no longer offer insurance in many of their packages. Do you know of any good alternatives?
Thank you.
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Old 19.02.2018, 00:04
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Re: Car rental in the US, with insurance

Try Booking.com, you can add insurance for something like $11 per day. The car rental company directly sometimes are comparable.
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Old 19.02.2018, 00:18
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Re: Car rental in the US, with insurance

Thanks. I checked their prices, it looks like they just aggregate the offers from the rental companies and add the insurance on top, so it's quite expensive.
What I'm looking for is the third party brokers like ebookers or netflights that sell you prepaid packages including CDW, SLI and sometimes other extras like additional drivers, usually without cancellation option or any refunds. Very often, it comes out much cheaper than renting direct plus buying the insurance. Unfortunately, my go to site (ebookers) stopped doing this. I used netflights once, it was ok, but I wonder if there are any better options.
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Old 19.02.2018, 09:14
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Re: Car rental in the US, with insurance

I used this place last: https://www.rentalcars.com/en/

Make sure tax is included.
Rented with drop off in another location and tax on one way drop off charge was not included.
Got hit with paying $100 more.
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Old 19.02.2018, 09:19
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Re: Car rental in the US, with insurance

Check what your credit card company can do on insurance when paid for by cc...
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Old 19.02.2018, 10:12
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Re: Car rental in the US, with insurance

https://www.billiger-mietwagen.de/

used them the last 5 years....would really recomment
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Old 19.02.2018, 10:59
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Re: Car rental in the US, with insurance

I have been renting cars in the US for a long time and while there are occasionally better deals, Budget rental car offers by far the best deals for NON US drivers.

https://www.budget.com/en/home

You need to show your Swiss license and you are all set.

Make sure you check the box that says you do NOT live in the US. The discount that they provide for non US license holders is not as good as it used to be, but it is still very good and there are NO drop off charges for one way rentals.


I have occasionally found better deals for mini van rentals in Florida via expedia with pre payment, but Budget has consistently had the best prices for the last 10 plus years! (and I do check every time I rent...)

I also use a credit card that provides me with the insurance coverage.

ENJOY your US travels!

-D
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Old 19.02.2018, 13:19
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Re: Car rental in the US, with insurance

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I have been renting cars in the US for a long time and while there are occasionally better deals, Budget rental car offers by far the best deals for NON US drivers.

https://www.budget.com/en/home
[...]

Make sure you check the box that says you do NOT live in the US.
[...]

I also use a credit card that provides me with the insurance coverage.

ENJOY your US travels!

-D
Thank you, I'll check it out, didn't know about the nonresident discount.
However, there is still the problem of the liability insurance. Credit cards cover CDW but not the liabilitity, which might be more important, especially in the US. In many states, the minimum liability included by default is very low coverage, can be less than 30k, which is not really sufficient.
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Old 19.02.2018, 16:40
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Re: Car rental in the US, with insurance

We often book with AutoEurope. When you specify that you reside in Europe, it automatically includes basic insurance, and our credit card tops up if needed on any claims. It also avoids the annoying up-sell at the counter, as the desk agent sees we've already got insurance.
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Old 19.02.2018, 17:37
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Re: Car rental in the US, with insurance

Since we are talking about driving in the USA with a CH license, I will take the opportunity to suggest that people take along an official EN translation of the CH license.

Here is the link (Kanton TG has a copy): http://formular.tg.ch/dokumente/temp...TOKEN=47361542

Last edited by Verbier; 19.02.2018 at 17:40. Reason: bad link. trying to find a new one. done
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Old 19.02.2018, 21:53
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Re: Car rental in the US, with insurance

Thanks everybody for your answers. After checking many sites, here are three that sell packages with the supplemental liability insurance:

www.billiger-mietwagen.de
- blampman, thanks for the link. Only negative: only in German

www.drive-usa.de

www.netflights.com
- packages with CDW + SLI, plus additional driver (for a fee, but still much cheaper than what they charge directly at the rental company).

The other sites mentioned earlier don't seem to have SLI included, only CDW.

If anybody know more links, please share.
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Old 20.02.2018, 05:46
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Re: Car rental in the US, with insurance

I have been renting from Budget.de for years when I travel to the States because all the insurance is included. But BEWARE! When I went to FL in Dec, I told the woman that I didn’t need any additional insurance as all was included. She then gave me quite a few pages to initial here, there and everywhere. She had also added on an extra insurance. I unwittingly initialed and ended up with an extra $200 charge on my credit card. My bad: I should have read every single thing she gave me to initial (and there was a lot!) or had her explain it all in great detail. I complained through Customer Service and was basically told, “Too bad, too sad. You initialed.” I felt cheated and gouged. Moral of the story: whatever car rental company you use, and especially Budget, just make sure they don’t add-on stuff you don’t want and didn’t ask for.
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Old 23.02.2018, 19:45
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Re: Car rental in the US, with insurance

I've been to the US recently.
At a Hertz agency, the employee was very helpful.
She stated that if you order the car from the Swiss site of Hertz, you get a great deal on the full coverage (CDW and more).
We ordered through Expedia and she needed around 20 minutes to play around with the order to make it appear as if it came from their Swiss site.
(The Expedia communication with Hertz was broken- the order had CDW was no basic insurance, and it was too expensive to add that retroactively)
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Old 10.03.2018, 09:59
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Re: Car rental in the US, with insurance

Update: I wrote to Mr. Larry D. de Shon, the CEO of Budget Rental Cars and explained the circumstances around the $210 extra charge for insurance on my rental. Yesterday I received a $210 credit on my credit card! Thank you to Mr. de Shon! I will continue to use Budget.de for all my car rental needs when I visit the States! Again, I do enjoy the ease of doing prepay and having all the various insurances included. Next time, though, I will be more aware of what I initial!
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Old 10.03.2018, 23:02
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Re: Car rental in the US, with insurance

I used Avis(booked via BA.com) this year in Los Angeles and El Paso.
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Old 11.03.2018, 13:25
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Re: Car rental in the US, with insurance

The rental company may be required to have lialbity insurance on all the cars they rent, but they tend not to tell you that so they can up sell. Requirements vary by state.

https://www.usatoday.com/story/trave...ance/90117044/

"Any car rental insurance requirements are in the state's laws, which are readily available online. For example, Florida statutes say that if you're renting a car for less than a year, the owner is the car rental company and is responsible for insurance. (It's in Chapter 324 of the Florida Statutes.) A car rental company may try to shift that responsibility to you, but there's no law that requires you to accept it."

Of course liablity does not cover damage you may do to the car, for that maybe https://www.insuremyrentalcar.com/ would work for you.
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Old 11.03.2018, 14:54
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Re: Car rental in the US, with insurance

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The rental company may be required to have lialbity insurance on all the cars they rent, but they tend not to tell you that so they can up sell. Requirements vary by state.
This is true, but the amount of coverage can be very low e.g. in some states there's a limit of just USD15,000 per person for bodily injury. That's nowhere near enough to be sufficient if you're unlucky or reckless enough to cause someone serious injury.

https://www.thebalance.com/understan...ements-2645473

About the original topic, there are really a lot of companies that offer rental in the USA including liability insurance. Some of them don't call it SLI since non Americans often don't know what that means- the trick is to go into the terms and conditions and read what the dollar amount is of the liability cover (you'll want about USD1,000,000). If the terms and conditions don't give a number, don't book on that site. Auto Europe (the UK or EU sites) or the various CarTrawler sites (e.g. Argus car hire or holiday autos) are examples. Also many rental companies include CDW and SLI for bookings on their European sites but not on their North American sites.
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