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  #101  
Old 29.03.2018, 17:26
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Re: Apologies

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Mind, he's buying. I can't afford to be getting the beers in on my meagre working class income...
If he's buying then send me a text when you know where and when.

I'll bring my spare set of bolt cutters.
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  #102  
Old 29.03.2018, 17:28
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Re: Apologies [Another cost of living thread]

If this keeps up EF will have another " out time " today
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  #103  
Old 29.03.2018, 17:32
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Re: Apologies

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Hiding? Most of the regular posters know each other offline.
Fair enough. I don't know any EFers personally. I guess I am the one hiding here.
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  #104  
Old 30.03.2018, 16:43
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Re: Apologies

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Don't think that an EF Pub would have much success though (just mentioning)
Actually it did - and, as far as I know, it still does (I'm almost never in Zurich in the evenings to find out).
  #105  
Old 30.03.2018, 17:26
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Re: Apologies

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For a Swiss person living in Switzerland, "very comfortable" would begin at about 70k
I would say that this is great if you are a double income family
  #106  
Old 03.04.2018, 15:55
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Re: Apologies [Another cost of living thread]

Hi, I don't know if someone has already mentioned it but your expenses in living here will strongly depend on the child care if you plan one. As child care can be more expensive than housing in some cases.


I would count following for Zürich:
housing ~2500-4000 chf;
health insurance (family) 800-1000 chf;
food 800-1500 chf;
child care (full time) 2400 chf/child till 4 years old and 1500 chf/child after 4 years old


185 k/a is a very-very good income if you don't plan child care, with a part-time child care for one kid it is a good income. With two child cares full-time you can just make ends.






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I know this has been asked and I have done my research but i just want to check I haven't missed anything obvious...

My wife has been offered a job in Zurich ffor 185,000 chf. We have just had our first child and I will be staying at home to look after her.

After tax we think we (she) will be bringing home 12,800 chf per month. We predict costs of around 8000 chf (3000 chf for rent and 5000 chf for living costs per month)

If we haven't missed anything that looks like around 4000 chf savings, allowing for an 800 chf contingency each month..?

This seems almost too good to be true???

Can anyone advise as to any costs we may have missed?

(Wife will get health insurance as part of job)

I'd appreciate only actual replies not the usual 'stop being lazy and go an do your own research' etc if at all possible...
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  #107  
Old 03.04.2018, 16:06
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Re: Apologies [Another cost of living thread]

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185 k/a is a very-very good income if you don't plan child care, with a part-time child care for one kid it is a good income. With two child cares full-time you can just make ends.
Perhaps someone else ought to be giving out advice on this thread rather than you as you don't seem to be able to manage your own finances very well.

Just a thought.
  #108  
Old 03.04.2018, 16:08
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Re: Apologies [Another cost of living thread]

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Hiding? Most of the regular posters know each other offline. I've no doubt at all that Richdog and I will cross paths IRL sooner or later.

Hurling bullshit at each other on the internets is just a bit of distraction. In England, pub arguments are a way of life. EF is the nearest thing we have.

Mind, he's buying. I can't afford to be getting the beers in on my meagre working class income...
You already have

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I'd agree.

There are at least two definitions of the world luxury.

What it's definitely not is "Not not living beyond your means".

If you cannot afford a second car and you buy one - that's not a luxury.

Whether you need one or not has got nothing to do with whether you can afford one.

A luxury is something you don't need (or don't often get) - superfluous to requirements. Indulgent. Elegant.

It needn't be expensive either - a lie-in when you've got young kids can be a luxury.
Licking t'road clean wit tongue. That's luxury!
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  #109  
Old 03.04.2018, 16:23
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Re: Apologies [Another cost of living thread]

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Perhaps someone else ought to be giving out advice on this thread rather than you as you don't seem to be able to manage your own finances very well.

Just a thought.
Just had a great idea for a new app - thanks!
  #110  
Old 03.04.2018, 16:38
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Re: Apologies [Another cost of living thread]

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185 k/a is a very-very good income if you don't plan child care, with a part-time child care for one kid it is a good income. With two child cares full-time you can just make ends.
185K is one person's salary. The other parent will be stay at home and surely should not need full-time child care. You might as well comment that they will barely make ends meet with a full-time housekeeper or personal assistant if we are looking for unnecessary expenses that would make 185K income barely livable on.
  #111  
Old 03.04.2018, 16:51
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Re: Apologies [Another cost of living thread]

Latest available statistics, published in the last days:

http://www.20min.ch/finance/news/sto...isten-27773587

Use Google translate if you can't manage the 'Deutsch'
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